Sentences with phrase «higher interest rate environments»

Typically higher interest rate environments lend themselves to the life insurance company paying higher dividends, all else being equal.

Also, global custody outperformed the overall industry, «mainly due to higher net interest income and a higher interest rate environment, particularly in the United States,» he adds.

Historic multipliers of housing price compared to income are based off of (A) more single earner homes than today, and (B) a higher interest rate environment.

Our analysis shows that a high interest rate environment does not necessarily have a negative impact on REIT performance.

There are Interest Rate Hedge ETFs; there are ways to invest in the bond market (a «bond ladder» where you reinvest every so often a portion of your bond holdings in the new higher interest rate bonds); or investing in companies that will prosper in a higher interest rate environment, including banks, FOREX trading firms, etc..

That represents a critical regime shift and underlies our strategic recommendations for Treasury Inflation Protected Securities (TIPS) as well as our downshifting in U.S. Treasuries, reflective of a higher interest rate environment in 2017.

In a low interest rate environment, the investor gets less cash flow in return for the same investment than she would receive if she were to invest the same amount in a high interest rate environment.

Many investors like to lock in fixed - rate financing to avoid situations where payments could reset down the road in the event of a higher interest rate environment.

Save on mortgage interest by converting a fixed - rate mortgage to an adjustable rate mortgage in high interest rate environments

Not only will borrowers be protected against rising rates for half a decade, they'll also have enough time to plan for a potentially higher interest rate environment at the end of their term.

And you're right, that the people who are selling mutual funds and savings plans haven't figured out the right ways, and you know, in a high interest rate environment, spending the interest, or a high dividend environment, one can make do with that, but when interest rates are low, and dividends are out of fashion, then people have to spend the money down.

A cap is included to protect borrowers from excessively high interest rate environments.

Now interest rates are low, and underwriting standards are far tougher across the industry than if we were in a high interest rate environment.

Direct recognition companies, which allow the margin rate to be locked, tend to be favorable and illustrate better in a higher interest rate environment due to the fact that rising loan rates could exceed dividend crediting rates fairly quickly.

To be specific, a higher interest rate environment may be inflationary in the short term, but in the long term, rates are raised to counter inflation.

The introduction of money market funds in the high interest rate environment of the late 1970s boosted industry growth dramatically.

The end result is that in a high inflation and high interest rate environment, price - earnings ratios should be relatively low.

In high interest rate environment (which could happen), having access to loans at a the insurance policy rate (~ 6 %) can be a life saver or a great opportunity.

The high interest rate environment during that time caused life insurance companies to project double - digit growth in the cash value.

Universal life plans will perform better in a higher interest rate environment and rates of return on the cash value will change on a yearly basis.

Start and End During the early 1980s and up until the early 1990s, this process was popular in the high interest rate environment.

Expansion and renovation projects may be less feasible in a higher interest rate environment, while recapitalization opportunities may be less viable as well.

Cap rates and values may also be affected by a higher interest rate environment.

Expansion and renovation projects may be less feasible in a higher interest rate environment as well.

Consumer attitudes about the ease of getting a mortgage today are at their highest level in the survey's three - and - a-half-year history, which should help offset the current higher interest rate environment and support a continued but measured housing recovery as we move through 2014.»

Not exact matches

Trump's plans to increase fiscal spending has boosted bond yields — a change that would support higher revenue for banks currently languishing in a low - interest rate environment.

Although some are concerned about potential inflation and higher interest rates, we still enjoy an environment of synchronized global economic growth and muted macro risks.

We assess the value of dividends in various interest rate environments over an 88 - year period and discuss how to avoid typical «yield traps» in the design of high - dividend strategies.

To learn more about the high dividend yield factor in a rising interest rate environment, use the link below to download our paper, «Harvesting Equity Yield».

Earning 8 % per year would be helpful but may be difficult to pull off in the current environment of higher valuations and lower interest rates.

That's because banks have historically tended to do well in rising rate environments, as they can benefit from making loans at higher interest rates.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the past.

«In our view, select large - capitalization US banks are likely to benefit from a growing US economy, higher interest rates and a less - restrictive regulatory environment.

On one side, the low interest - rate environment has been one of the ingredients for a strong stock market and on the other hand higher rates will greatly benefit income seeking investors.

Continuing the theme of rising interest rates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviinterest rates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environrates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviInterest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environRates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environmRate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviinterest - rate environmrate environment.

The investment manager generally will increase the exposure of the Fund to interest rate risk in environments where the return expected to be derived from that risk is high, and generally will reduce exposure to interest rate risk when the return expected to be derived from that risk is unfavorable.

The recent burst of volatility has been unnerving, but it is important to remember that the macro environment of synchronized economic growth and muted macro risks remains solid, although some are concerned about potential inflation and higher interest rates.

And the previously low interest rate environment paved the way for many of these defensive businesses to load up on debt to expand their operations, while continuing to pay high dividends to investors.

The low interest rate environment may also have encouraged a shift in investments towards hedge funds as, in the past, hedge funds have achieved higher average returns than traditionally managed investments, albeit in exchange for greater risk.

We continue to have a very positive fundamental intermediate - term view, but believe (1) the improved economic data, (2) fear of higher interest rates, (3) a less dovish Fed, (4) historically low volatility, and extreme overbought condition creates an environment ripe for a correction.

This low interest rate environment and the growing pool of institutional funds have encouraged investors to search for investment options that offer a higher yield.

Furthermore, with US equity markets reaching new highs and the interest - rate environment looking negative for bonds, we believe investors will seek out product offerings from alternative managers that can offer access to alpha2 across alternative asset classes.

Still, ongoing demand for financing amid a low income environment and slightly higher interest rates suggests that credit risks in the farm sector still remain a focus for 2018.

-- 4 reasons why «gold has entered a new bull market» — Schroders — Market complacency is key to gold bull market say Schroders — Investors are currently pricing in the most benign risk environment in history as seen in the VIX — History shows gold has the potential to perform very well in periods of stock market weakness (see chart)-- You should buy insurance when insurers don't believe that the «risk event» will happen — Very high Chinese gold demand, negative global interest rates and a weak dollar should push gold higher

For instance, according to ValuePenguin's analysis of savings rates, some online banks offer interest rates that are 100 times better than ones at brick - and - mortar ones — although, given today's low - interest environment, you still won't get rich on even those higher rates.

In a rate environment we think of as normal (interest rates slightly higher than inflation), we believe these companies can earn 10 % on equity and if they don't have organic growth opportunities, can return all of it to shareholders.

report on dividend strategies: «The previous low - interest - rate environment paved the way for many of these businesses to load up on debt to expand their operations, while continuing to pay high dividends.

As many fixed income investors have discovered in the low interest rate environment of the past several years, opportunities to achieve better levels of income exist, but thoughtful consideration of the potentially higher risks associated with the hunt for better yield is essential.

As mentioned above, if an investor seeking additional income sources within their portfolio during such a low - interest - rate environment, it may be appropriate to include high - yield exposures such as the following ETFs:

Credit card interest rates, even in this low rate environment, remain stubbornly high.