Sentences with phrase «higher interest rates associated»

Rewards cards are a good deal only if you're paying off your balance each month; otherwise, the higher interest rates associated with these cards will quickly eat away at your rewards savings.
Just because a borrower is inclined to pay the higher interest rates associated with private loans, this does not imply desperation or a «lender of last resort» status.
Just make sure you pay off the balance in full before the promotional 0 % APR period expires, or you could end up paying the typical higher interest rates associated with credit cards.
Most of the time credit card companies have higher interest rates associated with cash advances.
This makes the scheme suitable for people looking to clear off the debt faster, can not pay the high interest rate associated with it.
These loans get a bad reputation for having high interest rates associated with them.
Given the high interest rates associated with payday loans, it's surprising that payday loans do not top the list.
But while you might believe taking out the loan was worthwhile since it meant ensuring your children were able to go to the school of their dreams, you might currently find yourself struggling under the high interest rate associated with the loans.
** Note, if you are borrowing money for consolidating debt, you will not have to pay the high interest rates associated with your credit cards.
If the interest rate for the loan is a competitive rate, obtaining a short term loan could end up saving the person hundreds of dollars over placing the purchase on a high limit credit card that has a higher interest rate associated with it.
It's like getting a cash advance without paying the high interest rate associated with them.
It's like getting a cash advance without paying the high interest rate associated with them.

Not exact matches

Notice that to the extent that high interest rates were typically associated with depressed market valuations, they were also typically associated with elevated subsequent market returns.
While there is a general tendency for high interest rates to be associated with depressed valuations and above - average subsequent market returns, and for low interest rates to be associated with elevated valuations and below - average subsequent market returns, the relationship isn't extremely reliable or linear.
An APR takes any fees associated with the loan (like origination fees) and wraps them up into a (higher) percentage rate than the interest rate you may see quoted.
The result was an extreme movement into negative real interest rate expectations associated with record high levels in gold.
High inflation, and associated high interest rates bias investment decisions against long - lived projects because of the high discount rates applied to future retuHigh inflation, and associated high interest rates bias investment decisions against long - lived projects because of the high discount rates applied to future retuhigh interest rates bias investment decisions against long - lived projects because of the high discount rates applied to future retuhigh discount rates applied to future returns.
On top of that, you can reduce the risk associated with a variable interest rate if the lender caps how high that rate can go.
As many fixed income investors have discovered in the low interest rate environment of the past several years, opportunities to achieve better levels of income exist, but thoughtful consideration of the potentially higher risks associated with the hunt for better yield is essential.
The disadvantages associated with these lots are higher - than - average interest rates, a limited selection of vehicles to choose from and possibly having to make payments on a weekly or biweekly basis.
Other risks and uncertainties relate to NXRT's business, its industry and its common shares and include: investment risk; changes in interest rates; risks associated with investing in high multifamily properties; risks associated with NXRT's use of leverage; and market risks generally.
Pros: Can allow an investor to continue to earn higher yields while potentially offsetting some or all risk associated with higher interest rates.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Rates are typically slightly higher than those associated with a Signature Loan, and you pay only for the amount you borrowed plus interest based on the outstanding balance.
Those with lower credit scores might find themselves with a higher interest rate, but if you have decent creditworthiness, the interest on the Discover it ® card will be much lower than the one - size - fits - all rate associated with the Express Next card.
The interest rates associated with Rise Credit are high, and the payments are due either on a bi-weekly or monthly basis.
The opposite is also true; a significantly lower interest rate is usually associated with high issuing fees and other hidden fees you need to keep away from.
For many individuals, the advantages associated with online personal loans greatly outweigh the slightly higher interest rates.
For many individuals, the advantages associated with online cash advances greatly outweigh the slightly higher interest rates.
For many individuals, the advantages associated with short - term loans greatly outweigh the slightly higher interest rates that some lenders charge.
To cover the associated risks, creditors will ask for higher interest rates.
Despite the fact that those with poor credit usually face higher interest rates and associated fees on bad credit loans, there is still a ceiling on how much a lender of any kind can charge you by using a points system.
It's easy to fall behind on monthly payments associated with unsecured debt and fall prey to high interest rates taking the reins.
An online bank account is a great way to avoid the fees associated with traditional banking, reduce the temptation of impulsive spending, and earn higher interest rates and cash back in the process!
An unsecured loan will often come with a higher interest rate, due to the perceived higher risk associated with them.
Interest rates associated with payday loans can be as high as 30 %, depending on the lender and the terms they have laid down for applicants.
This index is made up of long futures positions on three currencies with the highest interest rates and short futures positions on three currencies associated with the lowest interest rates.
A measure of the cost to you for borrowing money, the APR includes your interest rate, points, fees and other charges associated with your loan — that's why it's usually higher than your interest rate.
Cash advances are one of the worst financial products on the market today because the interest rates and associated fees are so incredibly high, often equaling 300 % to 500 % interest on the loan.
In order to lessen the level of risk associated with this type of deal, bad credit lenders charge higher interest rates than other lenders.
Under the new commission - free plan, ECN fees are charged on the trade and the interest rate associated with trades in this account are 1.5 % points higher than the standard margin rates.
Unsecured loans are not associated with any collateral, but may feature a slightly higher interest rate and good credit requirements.
Net, net, I think the odds are that the going concern benefits from higher interest rates will outweigh the investment vehicle negatives associated with higher interest rates for these insurance companies.
These borrowers are associated with a higher risk of defaulting on their loan payments or on the loan as a whole, and to offset that risk they will be charged much higher interest rates than traditional mortgages.
The other debt is either the one with the lowest balance, which is much more commonly associated with the snowball method, or the one with the highest interest rate, which is more mathematically advantageous.
Generally, the interest rate on an unsecured loan will be higher than a secured loan because there is greater risk involved (no collateral associated with the loan).
The interest rates associated with subprime mortgages have been higher than those associated with prime loans.
Installment loans, like those associated with car payments, are even better for rebuilding your credit if you can put down a 10 — 20 % deposit and work within the confines of a high interest rate.
Higher levels of risk are generally associated with longer - term bonds when interest rates are currently low and deemed likely to go up in the future, as well as low credit quality bonds.
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