Sentences with phrase «higher liability risk»

Homeowners with a swimming pool, for example, have a higher liability risk than those that do not.
For some businesses the single limit in the BOP will be an adequate coverage, but for businesses with higher liability risks, the fixed limits of a BOP may be insufficient.
Second homes that are used as rental properties, such as to house some of the area's many college students, have higher liability risks and need to be covered by a landlord insurance policy.
It's why a short - term disability policy is much more expensive than long - term disability insurance, and why long - term disability insurance is so important: Low frequency, high liability risks are the most important times for insurance.
As our disability insurance agent puts it: «You want to use insurance for low frequency / high liability risks
It's why short - term disability insurance is much more expensive than long - term disability insurance, and why long - term disability insurance is so important: Low frequency, high liability risks are the most important times for insurance.
Consumers who buy commercial policies are often required by law to operate under this coverage because; they are using their vehicle to transport goods or conduct services for payment, there are higher liability risks due to the type of work they are performing, or if employees are operating a vehicle that is owned by a corporation or business.
Those who have a higher number of renters insurance claims will have a lower insurance score, and this means that Utah companies see them as higher liability risks.
Limos and taxis will naturally have different ratings than cement mixers and delivery vans, because transporting people brings higher liability risks.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
After watching nearly a thousand interactions across 25 firms, turns out competitors were more like collaborators, sharing high - risk deals to spread the liability.
Because the stakes are higher than ever before with respect to liability risk, the importance of getting it right has correspondingly intensified.
You're essentially defeasing a portion of your liability with a lower amount of assets than the value of that liability, and of course, the potential for higher yield comes with greater risk.
Gibbs is a high risk defensive liability.
I / WE HEREBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISE.
Pereira has attempted 57 tackles so far this season, but with just 14 won (a 25 % success rate) and 5/7 yellow cards meted out for fouls committed (a team high), it's clear that he needs to work on improving his technique and timing or risk becoming a disciplinary liability.
The award culminated an extensive, two - year self - assessment process that required the department to develop 112 comprehensive sets of written directives that address life, health and safety issues as applied to law enforcement personnel, critical legal issues and conditions that reduce risk and high - liability exposure to the officers and the agency.
IBFAN's legal advisor, Graham Ross, gave the following opinion: «Even if the manufacturers have indeed followed «highest standards», product liability laws still require clear warnings, especially in connection with products, such as formula, over which consumers can be expected to be highly concerned at all levels of risk
The paper Liability in High Risk Obstetrics explains the most common causes.
Off - duty NYPD cops who patrol in uniform inside city stadiums and other high - risk public venues have been sidelined, after the venues like Yankee Stadium and Madison Square Garden could not come to an agreement over liability issues.
But if your dog is not a high - risk breed, are you covered for dog liability on Florida renters insurance?
The small investment in a higher peronal liability limit could be extremely beneficial, depending on an individual's risks and assets at stake.
You might consider umbrella coverage if you have a significant at - risk assets or if you regularly participate in high - liability activities.
From auto accidents to injuries that occur on your property, if your liability limits aren't high enough to cover the damages, your assets would be at risk and the results could be financially devastating.
If you're renting in NC, you need High Point Renters Insurance.You don't own the building, but you do own the stuff inside and the liability risk.
Your coverage for personal liability should also be higher if you have more risk factors, such as owning a pool, having frequent guests at your homes, having multiple floors to your home, and an owning an older home.
Depository lenders that cherry - pick loans made to higher - income borrowers and only engage in enough low - mod lending to fulfill Community Reinvestment Act requirements justify their concerns by citing the severe risks of Federal Housing Administration lending liabilities and other compliance concerns.
The higher they are, the higher the risk exposure if something goes wrong — from equipment damage to a customer liability claim.
The idea is this: match liabilities with high quality assets of the same length, and take risk with the remainder of assets, realizing that they might might needed for liquidity in the worst case scenarios.
The rates are higher because landlords have more inherent risks when it comes to liability and their personal property.
The Australian Future fund is tasked with delivering high risk - adjusted returns on public funds, such as the Australian Government's budget surpluses, in order to cover the Government's unfunded superannuation liability arising from entitlements to public servants and defence personnel.
With more than 40 years of experience, James is a Florida Bar Board Certified Specialist in Civil Trial law with extensive experience in handling high - risk cases and regional litigation management in commercial, drug & medical device and product liability cases.
As this provision triggers a substantial monetary penalty, we must guard against a liberal interpretation that extends the scope of the essential elements, which are already quite broad, given the fact that the person who has committed the violation has absolute liability, that the prosecutor has a considerably reduced burden of proof and that the person who has committed a violation risks higher penalties in the event of a subsequent violation (see sections 5 and 6 and Schedule 3 of the AMPs Regulations).
With the nation's highest percentage of senior citizens, Florida faces an increased risk of serious slip and fall injuries and a higher rate of premises liability cases.
Our philosophy is that as long as the risk and potential liabilities aren't too high, then we'll give it a try and see what happens.»
If you run a business where the risk of ending up in debt is high, Sole Proprietorship liability may put you at a severe disadvantage.
To avoid costly disputes, in high - profile or high - risk cases, for example, we employ a sophisticated litigation - decision - tree - approach in order to accurately anticipate liability and coverage risks as well as to address any eventuality.
Does it engage in activities that have an especially high risk of attracting legal liability?
Thus, if you have assets that you want to protect, or if you think you are at a higher risk of causing an accident, you should consider getting insurance coverage that exceeds the minimum liability requirements.
Assist admitted and surplus lines insurers with various coverage matters and coverage litigation arising from disputes over first - party property coverage, contingency risk coverage, third - party liability coverage, high exposure environmental and pollution coverage, and claims of bad faith.
«[T] he Legislature's determination that «the increase in medical malpractice liability insurance rates is forcing physicians to practice medicine without professional liability insurance, to leave Florida, to not perform high risk procedures, or to retire early from the practice of medicine» is unsupported.»
Represented high - net - worth individuals and their families in disputes with their former trust and estates counsel arising from negligent drafting of wills and trust instruments that risked unnecessary estate tax liability, obtaining settlements that fully protected the clients against the possible imposition of the unnecessary estate taxes.
Employers» legal, financial liability and business risk exposure for workplace sexual harassment is high.
Navacelle provides sophisticated thinking in matters involving high - risk, high - liability for corporations and individual employees.
So, in circumstances where you don; t have a judgment against an individual or business or a clear, open acceptance of liability in writing, it is a high risk tactic and strategy to serve a demand.
These are people in manage - ment positions who in many instances place employers at the most risk, because the higher up you go, the greater the liability and legal expo - sure that the employer can be held accountable for.
For example, if a company is involved in high - risk activities, occupies large premises or manages most services off - premises, it is most likely to need higher liability limits than BOP packages offer.
Liability coverage tends to cost more because the amount the insurance company risks is higher.
Professional liability coverage is essential for any business that faces a higher risk of being sued because it provides professional advice and service.
For example, if you're considered a high risk driver due to your long history of being involved in accidents, it's probably in your best interest to ramp up your level of liability insurance and to factor that into your quote.
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