Sentences with phrase «higher living expenses in»

While their income history would be considered in making the initial «means test» calculations, they would be able to show that they now have less income and higher living expenses in the future to justify a general discharge under Chapter 7.

Not exact matches

Ideally, you'll have at least 6 months of living expenses set aside in a high - interest savings account, just in case you ever needed it.

The study sampled both parents of high school students intending to go to college, as well as the students themselves, to determine overall outlook on college expenses, money - saving habits, and life after college in today's workforce.

That is key, given that the firm is located in a high - cost area and because it has many young employees who need cash — not speculative equity stakes — to meet their living expenses.

In spite of its comparatively high cost of living and labor expenses, Washington, D.C., counts a young, highly educated work force.

I am currently thinking of ways to increase my savings a couple of percentage points, but that proves to be a challenge as living expenses in Switzerland are notoriously high.

In addition to high taxes, living expenses are also particularly high in HawaiIn addition to high taxes, living expenses are also particularly high in Hawaiin Hawaii.

The only category for which Delaware took a hit in our study was living expenses, with higher - than - average home prices and cost - of - living scores.

The one silver lining when it comes to living expenses is Alaskan deposit rates, which are among the highest in the nation.

But a high cost of living leaves Alaska residents with less income after paying expenses than residents in 46 other states have.

Illinois residents are less likely to live paycheck to paycheck than residents in more than half of the other states thanks to a relatively high median household income and manageable expenses.

Because of the higher - than - average living expenses, $ 1 million will last less than 14 years in Maryland.

But other living expenses are higher and take a bigger bite out of paychecks, leaving residents with less wiggle room in their budgets than in states with a lower cost of living.

It has been a challenge for me to find a retirement calculator that takes into account that we have a high savings rate, live on a lot less than our income, will have significant expenses drop off next year, and we have a large passive income investment in rental real estate.

MG&A expense increased 11.5 percent in local currency, driven by higher brand amortization expense related to the reclassification of certain Canada brands to definite - lived intangible assets, partially offset by lower incentive compensation.

Keeping a small portion in stocks will help beat inflation while higher amounts in cash and bonds will provide for living expenses.

«I loved the life I had,» says retired expat Brian Gruber, «but it was time for fresh exploration and experience, and I have little interest in returning to my past cycle of high stress, high expenses, in an intensely money - focused culture.»

He finds a teaching opportunity in Saudi Arabia where salaries are higher and expenses were lower because they living in an expat compound.

Both are in high cost areas, so figure $ 15k living expenses a year.

They argue that alongside rising living expenses and cuts in the proportion of childcare costs covered by tax credits (from 80 to 70 %), the high price of childcare places makes returning to work economically challenging for many with the most to gain from paid work.

Assemblyman Pete Lopez, a Republican from Schoharie County, said that lawmakers were due an increase in pay to reflect the higher cost of living since 1998 and the actual expense of doing the job.

That figure will be far higher following the leaking of expenses details of MPs to the Daily Telegraph last month - the most sustained attack on the honour of the House of Commons in living memory.

In executing five court - authorized search warrants at addresses on High View Court and Pine Street in Nyack, it is alleged that detectives recovered evidence of the defendants» jobs, income, living expenses and residencIn executing five court - authorized search warrants at addresses on High View Court and Pine Street in Nyack, it is alleged that detectives recovered evidence of the defendants» jobs, income, living expenses and residencin Nyack, it is alleged that detectives recovered evidence of the defendants» jobs, income, living expenses and residency.

In other words, instead of promoting peaceful acceptance, religiosity appears to encourage a great many patients to cling to life, even at the cost of greater suffering, not to mention the higher financial expense of their hospital treatments.

Quite a few international students will probably find that living expenses in Denmark are higher than in their home country.

altitude location high school if it is webcam babes are looking for wealthy men to pay dating tastebuds their tuition and living expenses, a far day - to - day struggles in life caused.

WS: I believe that the main reason of poorness and the high percentage of people living below the poverty line goes back most importantly to state policy, the unfair distribution of estates and the huge differences in the proportion of salaries of the government staff and the priorities go to those in higher positions on the expense of the rest of the nation or most of them.

The pollsters did not provide cost - of - living data, however, or regional differences reflecting high housing expenses in urban and coastal California — a reason many teachers move to other states or quit the profession.

Students from the lowest income groups have access to over # 7k worth of liquidity for living expenses per year, in addition to the tuition fee loan, roughly # 2k more than students from the highest income group.

Along with per - student estimates on out - of - pocket costs (i.e., after financial aid) associated with remedial courses, the researchers conclude that first - year remedial college students and families spent $ 1.5 billion on tuition and living expenses, including $ 380 million in loans, for content and skills they should have learned in high school.

If you don't have at least 6 month's worth of your living expenses saved in an FDIC - insured high - yield savings account, that should be your first priority for a portion or all of your newly acquired money.

Perhaps the highest is accumulating an emergency fund with three to six months» worth of living expenses in it.

With its high expenses and volatility of investments, George seriously risked losing his entire nest egg with the variable universal life — a flawed life insurance concept, especially in the situation described above.

Had Tom purchased a market - priced universal life (low - expense version) with slightly higher target premiums in the first place, the loan or surrender value would be about $ 1 million and he could continue the policy or surrender it for the cash.

One could also argue taking a higher course load per a semester is a better way to save money on living expenses by shortening total time in school.

Personal loans offer a method to finance some of life's larger expenses, as well as help consolidate higher interest rate debt in certain circumstances.

After all, if you're really able to cover your annual living expenses by drawing roughly 3 % ($ 81,000 in your case) from your nest egg and then increasing that amount each year by the inflation rate to maintain purchasing power, there's a high likelihood your nest egg will be able to support you for upwards of 40 years.

The threat of high medical expenses late in life may also led many people to be especially conservative about tapping their nest egg.

You probably want a cash reserve of at least 6 months of living expenses, but any extra cash probably is best invested in paying down high - interest rate debt.

Whether one is investing a lump - sum amount or a series of periodic amounts, the arithmetic of investment expenses is compelling... Under plausible conditions, a person saving for retirement who chooses low - cost investments could have a standard of living throughout retirement more than 20 % higher than that of a comparable investor in high - cost investments.

Although the high - level steps for performing the means test are described above, obtaining the average income for your state, calculating your income and living expenses, and providing the proof you will need to support these numbers in court is complicated.

This portfolio — chock - full of high - quality assets that tend to appreciate faster than inflation, all while paying growing passive income along the way — generates the five - figure passive income I need to cover my basic expenses in life, rendering me financially independent in my 30s.

If you have a lot of debt or have made decisions in the past that have locked you into high expenses or you're underemployed, then maybe you're not living below your means today.

A poor credit score will result in a higher interest rate leading to thousands of extra dollars in interest expense over the life of a loan.

This strategy is highly favorable to utilizing a bank because it allows the individual to recapture all interest and expenses that are being paid to third parties, resulting in ever increasing high cash value life insurance.

The best way to avoid going into debt is to sock away three to six months» worth of living expenses in a high - interest savings account.

Some expenses, such as health care, may be higher later in life, while others, such as commuting or clothing costs, may decline.

This includes AmeriCorps awards (awards, living allowances, and interest accrual payments), as well as student grants and scholarships (only the amount that is taxable and was included in AGI, such as the amount in excess of qualified higher education expenses).

You should keep three months» worth of living expenses in a bank savings account or a high - yield money market fund for emergencies.

Cash & Bonds For the cash component of the portfolio I feel safer having 6 months of core living expenses in a cash emergency fund in high interest savings accounts, current this is about $ 16,000 or 4 % of the total portfolio.