Lowering taxes provides a fiscal boost, stimulating economic activity and adding to inflationary pressure, all of which encourages
higher loan demand, higher interest rates and consequently higher margins for the banking sector.
Not exact matches
If they fear that a retreat from free trade will harm future growth, and our ability to pay them back without resorting to inflation, they'll
demand higher «real» rates on their
loans.
These types of
loans also carry other risks, such as
demand provisions under which a bank can arbitrarily
demand repayment, as well as
high default rates, putting borrowers in a difficult spot.
Simultaneously, when conditions are improving, business
demand for
loans rise, and banks respond by increasing their supply of
loans, which are more profitable at
higher interest rates.
First is weak domestic
demand, the
high rate of unemployment and weak household income growth... The second is Italy's poor international competitiveness and the third is the banking sector, burdened with a
high rate of non-performing
loans.»
America's creditors might
demand a
higher return for their
loans, and the Federal Reserve could be forced to hike up interest rates before the economy is strong enough to do away with cheap money.
Data from BFS Capital, a small business lender, shows that
demand for small business
loans is at an all - time
high among construction companies.
That is exactly what happened, the lenders exhausted the pool of borrowers, the reflexive impact of rising
demand pushing prices
higher began to wane, and the virtuous cycle turned dramatically (as they always do eventually) into a vicious cycle that triggered the Global Financial Crisis and those same banks that made all the ill - advised
loans were crushed by massive losses Then, yet again, what were the «Masses» doing at the peak?
The
higher interest rates contributed to a reduction in the
demand for new interest - only
loans.
Everything I see shows housing headed down — less
demand for home equity
loans and refis, and less
demand for housing at the
higher rates.
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see
loans repaid (Japan, Switzerland), and countries with
high interest rates see a
demand for liquidity, which perversely will push rates
higher.
Authorities also have taken steps to cool
demand for houses by insisting that new buyers qualify for
loans at rates that are two percentage points
higher than current rates.
That means that when your debts come due and you need new
loans to pay off the old ones, investors start
demanding that you compensate them for their risks in the form of
higher interest rates.
With a normal yield curve, bond buyers essentially
demand a
higher rate of interest in order to lend money for 30 years than they will to
loan money for 30 days since they will be locking up their money for a longer period of time.
The striker is in
high demand at the end of the season, with on
loan club Real Madrid almost certain not to sign the forward on a permanent basis, while parent club Manchester United also look set to cash in.
And today we learn that the Government is so unhappy with the banks» failure to make enough
loans to business that it has set
higher targets - notwithstanding reports of low
demand for lending due to lack of business confidence.
They include Emily Callahan and Amber Jackson, who are using their skills and intellect to turn oil rigs into coral reefs; Nate Parker, the activist filmmaker, writer, humanitarian and director of The Birth of a Nation; Scott Harrison, the founder of Charity Water, whose projects are delivering clean water to over 6 million people; Anthony D. Romero, the executive director of the ACLU, who has dedicated his life to protecting the liberties of Americans; Louise Psihoyos, the award - winning filmmaker and executive director of the Oceanic Preservation Society; Jennifer Jacquet, an environmental social scientist who focuses on large - scale cooperation dilemmas and is the author of «Is Shame Necessary»; Brent Stapelkamp, whose work promotes ways to mitigate the conflict between lions and livestock owners and who is the last researcher to have tracked famed Cecil the Lion; Fabio Zaffagnini, creator of Rockin» 1000, co-founder of Trail Me Up, and an expert in crowd funding and social innovation; Alan Eustace, who worked with the StratEx team responsible for the
highest exit altitude skydive; Renaud Laplanche, founder and CEO of the Lending Club — the world's largest online credit marketplace working to make
loans more affordable and returns more solid; the Suskind Family, who developed the «affinity therapy» that's showing broad success in addressing the core social communication deficits of autism; Jenna Arnold and Greg Segal, whose goal is to flip supply and
demand for organ transplants and build the country's first central organ donor registry, creating more culturally relevant ways for people to share their donor wishes; Adam Foss, founder of SCDAO, a reading project designed to bridge the achievement gap of area elementary school students, Hilde Kate Lysiak (age 9) and sister Isabel Rose (age 12), Publishers of the Orange Street News that has received widespread acclaim for its reporting, and Max Kenner, the man responsible for the Bard Prison Initiative which enrolls incarcerated individuals in academic programs culminating ultimately in college degrees.
; Scott Harrison, the founder of Charity Water, whose projects are delivering clean water to over 6 million people; Anthony D. Romero, the executive director of the ACLU, who has dedicated his life to protecting the liberties of Americans; Louise Psihoyos, the award - winning filmmaker and executive director of the Oceanic Preservation Society; Jennifer Jacquet, an environmental social scientist who focuses on large - scale cooperation dilemmas and is the author of «Is Shame Necessary»; Brent Stapelkamp, whose work promotes ways to mitigate the conflict between lions and livestock owners and who is the last researcher to have tracked famed Cecil the Lion; Fabio Zaffagnini, creator of Rockin» 1000, co-founder of Trail Me Up, and an expert in crowd funding and social innovation; Alan Eustace, who worked with the StratEx team responsible for the
highest exit altitude skydive; Renaud Laplanche, founder and CEO of the Lending Club — the world's largest online credit marketplace working to make
loans more affordable and returns more solid; the Suskind Family, who developed the «affinity therapy» that's showing broad success in addressing the core social communication deficits of autism; Jenna Arnold and Greg Segal, whose goal is to flip supply and
demand for organ transplants and build the country's first central organ donor registry, creating more culturally relevant ways for people to share their donor wishes; Adam Foss, founder of SCDAO, a reading project designed to bridge the achievement gap of area elementary school students, Hilde Kate Lysiak (age 9) and sister Isabel Rose (age 12), Publishers of the Orange Street News that has received widespread acclaim for its reporting, and Max Kenner, the man responsible for the Bard Prison Initiative which enrolls incarcerated individuals in academic programs culminating ultimately in college degrees.
Montana additionally provides
loan forgiveness to teachers willing to work in
high - needs
demand schools and shortage subjects.
From time to time it may be necessary for the library to limit
loan periods or further limit the number of books or materials for checkout because they are in
high demand.
Another example: by preventing concurrent lending, any library wanting to satisfy
high demand at the start of a book's life will have to buy more copies rather than use all of its 26
loan «slots» efficiently when they are most needed (so more like a book).
Since this means that the lender of a subordinate
loan may lose the entire amount, mortgage companies
demand higher rates for second mortgages.
Those that are willing to provide such
loans will
demand higher interest rates on usually short - term
loans, of perhaps just 12 months.
Many states also offer
loan forgiveness programs for teachers, nurses and workers in other
high -
demand but lower paying fields.
However, as a reaction to the surge of poor credit borrowers and the
high demand for flexible
loan programs, lenders have recognized a growing (and profitable) lending market and have started designing poor credit home
loans to meet the surge.
An act that lifts
loan payment obligations; often occurs for borrowers in
high demand jobs (teachers, public service, etc) that can not cover
loan payments effectively.
For
high - risk investments such as second mortgages or
loans for people without income, private lenders
demand hefty interest fees compared to the banks.
Among all other types of
loans, personal
loans still seems to be in a very
high demand among consumers.
At this time of the year the
demand for personal
loans is very
high but fortunately, all lenders jump to the market voraciously wanting to obtain the biggest share possible and thus, they compete vigorously by featuring more and more valuable
loan offers.
Typically,
loan forgiveness is targeted to those individuals who are working in
high -
demand, low - pay public careers, and forgiveness programs are usually hard to qualify for.
Also, I have not found such
high loan - to - value refinances to be in
demand lately from the borrower.»
In areas where there is a
high demand for workers in certain areas, the federal government, state governments or even a private institution may give grants to go to college and / or
loan forgiveness in exchange for working in a particular area for a predetermined amount of time.
The lenders that do offer low - interest personal
loans are very discriminating about who they permit to borrow them as these
loans are in
high demand.
The mortgage rules also
demand that lenders be paid in order of who came first so lending against property with a very
high loan to value ratio would be impractical.
It is also more convenient to have one
loan as opposed to multiple small debts
demanding high interests each month.
This
loan helps middle - to low - income buyers compete in
high -
demand areas (San Luis Obispo County) by offering loose credit guidelines and flexible down payment options.
For example, conforming
loans can top out at $ 636,150 in Alaska, Washington, D.C., and metro areas in other
high -
demand housing markets.
If you have held a stable job for years or are highly educated in a
high -
demand field, Upstart's unique risk assessment protocol may be able to get you a better deal on your
loan.
Higher interest rates could hurt demand for new loans and lead to higher defaults on existing
Higher interest rates could hurt
demand for new
loans and lead to
higher defaults on existing
higher defaults on existing
loans.
Typically,
loan forgiveness is targeted to those individuals who are working in
high -
demand, low - pay public careers, and forgiveness programs are usually hard to...
That
demand has led to a new breed of lender that accepts a risk but will charge a
higher interest rate for approving
loan applications.
However, research by firms like ID Analytics suggests there is
high demand for card accounts among populations that wouldn't necessarily default on their
loans.
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see
loans repaid (Japan, Switzerland), and countries with
high interest rates see a
demand for liquidity, which perversely will push rates
higher.
The continued
demand for
higher yields can also be seen in the
high yield and senior
loan markets.
The accommodative market conditions (i.e.,
high demand and limited supply) have allowed issuers of bank
loans to renegotiate the fixed component of their interest payment via repricing.
Higher demand loans go in minutes after automation and manual investing.
Demand for
loans, especially the
higher yielding
loans, is
high and investment opportunities can fill up quickly.
To invest in the
highest demand loans, investors will need to participate through automation or timely manual investing.
Lenders gave
loans to people with poor credit and a
high risk of default because central banks tried to stimulate the economy with lower interest rates and increasing
demand for mortgages.
These factors all affect the
demand for
loans, which can help push rates
higher or lower.