Sentences with phrase «higher loan demand»

Lowering taxes provides a fiscal boost, stimulating economic activity and adding to inflationary pressure, all of which encourages higher loan demand, higher interest rates and consequently higher margins for the banking sector.

Not exact matches

If they fear that a retreat from free trade will harm future growth, and our ability to pay them back without resorting to inflation, they'll demand higher «real» rates on their loans.
These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.
Simultaneously, when conditions are improving, business demand for loans rise, and banks respond by increasing their supply of loans, which are more profitable at higher interest rates.
First is weak domestic demand, the high rate of unemployment and weak household income growth... The second is Italy's poor international competitiveness and the third is the banking sector, burdened with a high rate of non-performing loans
America's creditors might demand a higher return for their loans, and the Federal Reserve could be forced to hike up interest rates before the economy is strong enough to do away with cheap money.
Data from BFS Capital, a small business lender, shows that demand for small business loans is at an all - time high among construction companies.
That is exactly what happened, the lenders exhausted the pool of borrowers, the reflexive impact of rising demand pushing prices higher began to wane, and the virtuous cycle turned dramatically (as they always do eventually) into a vicious cycle that triggered the Global Financial Crisis and those same banks that made all the ill - advised loans were crushed by massive losses Then, yet again, what were the «Masses» doing at the peak?
The higher interest rates contributed to a reduction in the demand for new interest - only loans.
Everything I see shows housing headed down — less demand for home equity loans and refis, and less demand for housing at the higher rates.
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see loans repaid (Japan, Switzerland), and countries with high interest rates see a demand for liquidity, which perversely will push rates higher.
Authorities also have taken steps to cool demand for houses by insisting that new buyers qualify for loans at rates that are two percentage points higher than current rates.
That means that when your debts come due and you need new loans to pay off the old ones, investors start demanding that you compensate them for their risks in the form of higher interest rates.
With a normal yield curve, bond buyers essentially demand a higher rate of interest in order to lend money for 30 years than they will to loan money for 30 days since they will be locking up their money for a longer period of time.
The striker is in high demand at the end of the season, with on loan club Real Madrid almost certain not to sign the forward on a permanent basis, while parent club Manchester United also look set to cash in.
And today we learn that the Government is so unhappy with the banks» failure to make enough loans to business that it has set higher targets - notwithstanding reports of low demand for lending due to lack of business confidence.
They include Emily Callahan and Amber Jackson, who are using their skills and intellect to turn oil rigs into coral reefs; Nate Parker, the activist filmmaker, writer, humanitarian and director of The Birth of a Nation; Scott Harrison, the founder of Charity Water, whose projects are delivering clean water to over 6 million people; Anthony D. Romero, the executive director of the ACLU, who has dedicated his life to protecting the liberties of Americans; Louise Psihoyos, the award - winning filmmaker and executive director of the Oceanic Preservation Society; Jennifer Jacquet, an environmental social scientist who focuses on large - scale cooperation dilemmas and is the author of «Is Shame Necessary»; Brent Stapelkamp, whose work promotes ways to mitigate the conflict between lions and livestock owners and who is the last researcher to have tracked famed Cecil the Lion; Fabio Zaffagnini, creator of Rockin» 1000, co-founder of Trail Me Up, and an expert in crowd funding and social innovation; Alan Eustace, who worked with the StratEx team responsible for the highest exit altitude skydive; Renaud Laplanche, founder and CEO of the Lending Club — the world's largest online credit marketplace working to make loans more affordable and returns more solid; the Suskind Family, who developed the «affinity therapy» that's showing broad success in addressing the core social communication deficits of autism; Jenna Arnold and Greg Segal, whose goal is to flip supply and demand for organ transplants and build the country's first central organ donor registry, creating more culturally relevant ways for people to share their donor wishes; Adam Foss, founder of SCDAO, a reading project designed to bridge the achievement gap of area elementary school students, Hilde Kate Lysiak (age 9) and sister Isabel Rose (age 12), Publishers of the Orange Street News that has received widespread acclaim for its reporting, and Max Kenner, the man responsible for the Bard Prison Initiative which enrolls incarcerated individuals in academic programs culminating ultimately in college degrees.
; Scott Harrison, the founder of Charity Water, whose projects are delivering clean water to over 6 million people; Anthony D. Romero, the executive director of the ACLU, who has dedicated his life to protecting the liberties of Americans; Louise Psihoyos, the award - winning filmmaker and executive director of the Oceanic Preservation Society; Jennifer Jacquet, an environmental social scientist who focuses on large - scale cooperation dilemmas and is the author of «Is Shame Necessary»; Brent Stapelkamp, whose work promotes ways to mitigate the conflict between lions and livestock owners and who is the last researcher to have tracked famed Cecil the Lion; Fabio Zaffagnini, creator of Rockin» 1000, co-founder of Trail Me Up, and an expert in crowd funding and social innovation; Alan Eustace, who worked with the StratEx team responsible for the highest exit altitude skydive; Renaud Laplanche, founder and CEO of the Lending Club — the world's largest online credit marketplace working to make loans more affordable and returns more solid; the Suskind Family, who developed the «affinity therapy» that's showing broad success in addressing the core social communication deficits of autism; Jenna Arnold and Greg Segal, whose goal is to flip supply and demand for organ transplants and build the country's first central organ donor registry, creating more culturally relevant ways for people to share their donor wishes; Adam Foss, founder of SCDAO, a reading project designed to bridge the achievement gap of area elementary school students, Hilde Kate Lysiak (age 9) and sister Isabel Rose (age 12), Publishers of the Orange Street News that has received widespread acclaim for its reporting, and Max Kenner, the man responsible for the Bard Prison Initiative which enrolls incarcerated individuals in academic programs culminating ultimately in college degrees.
Montana additionally provides loan forgiveness to teachers willing to work in high - needs demand schools and shortage subjects.
From time to time it may be necessary for the library to limit loan periods or further limit the number of books or materials for checkout because they are in high demand.
Another example: by preventing concurrent lending, any library wanting to satisfy high demand at the start of a book's life will have to buy more copies rather than use all of its 26 loan «slots» efficiently when they are most needed (so more like a book).
Since this means that the lender of a subordinate loan may lose the entire amount, mortgage companies demand higher rates for second mortgages.
Those that are willing to provide such loans will demand higher interest rates on usually short - term loans, of perhaps just 12 months.
Many states also offer loan forgiveness programs for teachers, nurses and workers in other high - demand but lower paying fields.
However, as a reaction to the surge of poor credit borrowers and the high demand for flexible loan programs, lenders have recognized a growing (and profitable) lending market and have started designing poor credit home loans to meet the surge.
An act that lifts loan payment obligations; often occurs for borrowers in high demand jobs (teachers, public service, etc) that can not cover loan payments effectively.
For high - risk investments such as second mortgages or loans for people without income, private lenders demand hefty interest fees compared to the banks.
Among all other types of loans, personal loans still seems to be in a very high demand among consumers.
At this time of the year the demand for personal loans is very high but fortunately, all lenders jump to the market voraciously wanting to obtain the biggest share possible and thus, they compete vigorously by featuring more and more valuable loan offers.
Typically, loan forgiveness is targeted to those individuals who are working in high - demand, low - pay public careers, and forgiveness programs are usually hard to qualify for.
Also, I have not found such high loan - to - value refinances to be in demand lately from the borrower.»
In areas where there is a high demand for workers in certain areas, the federal government, state governments or even a private institution may give grants to go to college and / or loan forgiveness in exchange for working in a particular area for a predetermined amount of time.
The lenders that do offer low - interest personal loans are very discriminating about who they permit to borrow them as these loans are in high demand.
The mortgage rules also demand that lenders be paid in order of who came first so lending against property with a very high loan to value ratio would be impractical.
It is also more convenient to have one loan as opposed to multiple small debts demanding high interests each month.
This loan helps middle - to low - income buyers compete in high - demand areas (San Luis Obispo County) by offering loose credit guidelines and flexible down payment options.
For example, conforming loans can top out at $ 636,150 in Alaska, Washington, D.C., and metro areas in other high - demand housing markets.
If you have held a stable job for years or are highly educated in a high - demand field, Upstart's unique risk assessment protocol may be able to get you a better deal on your loan.
Higher interest rates could hurt demand for new loans and lead to higher defaults on existing Higher interest rates could hurt demand for new loans and lead to higher defaults on existing higher defaults on existing loans.
Typically, loan forgiveness is targeted to those individuals who are working in high - demand, low - pay public careers, and forgiveness programs are usually hard to...
That demand has led to a new breed of lender that accepts a risk but will charge a higher interest rate for approving loan applications.
However, research by firms like ID Analytics suggests there is high demand for card accounts among populations that wouldn't necessarily default on their loans.
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see loans repaid (Japan, Switzerland), and countries with high interest rates see a demand for liquidity, which perversely will push rates higher.
The continued demand for higher yields can also be seen in the high yield and senior loan markets.
The accommodative market conditions (i.e., high demand and limited supply) have allowed issuers of bank loans to renegotiate the fixed component of their interest payment via repricing.
Higher demand loans go in minutes after automation and manual investing.
Demand for loans, especially the higher yielding loans, is high and investment opportunities can fill up quickly.
To invest in the highest demand loans, investors will need to participate through automation or timely manual investing.
Lenders gave loans to people with poor credit and a high risk of default because central banks tried to stimulate the economy with lower interest rates and increasing demand for mortgages.
These factors all affect the demand for loans, which can help push rates higher or lower.
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