Sentences with phrase «higher monthly premium if»

You would have to pay a slightly higher monthly premium if you sign up for accident forgiveness.

Typically, you will endure a higher monthly premium if you have Parkinson's.

Not exact matches

If your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaIf your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaif you had paid higher monthly premiums for a traditional health insurance plan.

As if the high up - front and monthly mortgage insurance premiums weren't enough, the Federal Housing Administration has been systematically overcharging borrowers at the closing table when they refinance an FHA loan.

If you want to increase your deductible, and lower the cost of your monthly premiums, the next highest dollar - amount deductible might be $ 2,500 - an amount you might not be comfortable with.

In essence, if you choose a lower deductible, your monthly premiums will be higher; if you choose a lower monthly premium, you'll have a higher deductible.

If you want a lower monthly premium, choose a higher deductible.

If so, then you might be interested in a higher deductible plan that has lower monthly premiums.

If you need more comprehensive coverage or would like to have lower out - of - pocket expenses when you receive care, then you might prefer a plan with a higher monthly premium but lower co-pays and lower deductibles.

If it's because you have a legal requirement to, then you'll generally want to pay a higher excess to reduce your monthly premiums, because you probably won't be claiming anyway unless you have significant damage.

Are you okay with having to pay a little more out of pocket when something goes wrong (AKA a higher deductible) if it means your monthly payment, or premium, is lower?

If you're an occasional cigar smoker (only on special occasions or a couple a month), you may have received unreasonably high monthly premiums.

Consumer Reports suggests choosing a higher deductible if you want to save on monthly premiums, but setting a lower deductible if you want to avoid a large out - of - pocket expense in the event of a car accident.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.

If you want a lower monthly premium, consider a high deductible health insurance plan — this is particularly fitting for people who don't rely on regular medications or go to the doctor all that much, and simply need coverage for a health emergency.

Obviously if you go with the $ 100 deductible you'll get a higher payout per incident, but you are going to be paying a higher monthly premium as well.

If premium outnumbers the free channels, or the price is too high, the potentially beneficial uses of a consistently updated online service could be completely undermined by micro-transactions and monthly subscriptions.

So if you fall into this category (which is rare), you are going to have to accept a higher monthly premium and a full two year waiting period.

Thus, if you get the highest value of deductibles, you would pay less with the monthly premiums.

Be warned, if you receive quotes for a no exam life insurance policy, the monthly premiums are going to be higher than most other policies.

The advantage of these policies is that if you are in poor health or have any health complications, you will not have to pay the high monthly premiums of policies that require a health physical.

Second, if you ever answer yes to a question on any burial insurance application it will at minimum result in a higher monthly premium.

A plan that pays a higher portion of your medical costs, but has higher monthly premiums, is better if:

It's true that a higher deductible will result in slightly lower monthly car insurance premiums; however, you need to realistically assess how much you'll be able to pay if you do get into an accident.

If budgets are tight, drivers may be better off selecting a lower deductible - a slightly higher monthly premium may be manageable in order to avoid the potential stress of covering a high repair bill out - of - pocket.

In addition to a higher monthly premium, your policy will not pay out a death benefit if you pass during the first two years.

In fact, if you frequently visit a doctor and you buy a plan with a high deductible and low monthly premium, it's likely that you'll spend more money overall than if you bought a plan with higher premiums, a lower deductible, and lower copayments and coinsurance payments.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.

If you regularly use healthcare services — say you have a condition that requires ongoing medications, doctor visits, tests, and / or are a hypochondriac — you'll probably be better off with a higher premium plan that requires you to pay more monthly (boo!)

On the flip side, if your ACA plan has a lower deductible, you could save a bundle on monthly premiums by switching to a higher deductible plan.

High - deductible plans are «cheaper,» if you're just talking about the monthly premium, but are very expensive when you consider that you have to pay thousands of dollars out - of - pocket before your health insurance pays for anything.

Unfortunately, this type of coverage is quite expensive, so if you live in a no fault state, expect your monthly premiums to be high.

If it's the policy itself, the monthly premiums will be higher; if you get a return of premium rider, the rider will add an additional cosIf it's the policy itself, the monthly premiums will be higher; if you get a return of premium rider, the rider will add an additional cosif you get a return of premium rider, the rider will add an additional cost.

For permanent policies, the higher monthly premiums can become burdensome over time, especially if you were to have a drop income.

A high - risk pool can be very helpful if you have a pre-existing condition, have been denied the ability to enroll in a health plan, and can afford to pay the monthly premiums.

Co-payments may be higher if monthly premiums are lower.

If you expect that you'll need fairly frequent medical care or treatment, you might be better off choosing a more comprehensive plan despite the higher monthly premium.

Bronze plans will have the lowest monthly payments (premiums), but if you get sick or have an accident, your share of these costs (deductibles and copayments) will be higher.

If you're listed as a smoker on your life insurance application, you can expect to pay much high monthly premiums.

If you pay monthly, quarterly or semi-annually, your premiums each year will be a little higher.

They charge you a higher monthly premium, and they limit the payout of your death benefit if you pass during the first two years.

If you choose a higher deductible for comprehensive or collision insurance, you will find that your monthly premium will be less.

However, if you're young and healthy and would rather pay more for using healthcare services than paying a higher monthly premium, then a Bronze plan could be right for you.

If you want to save on monthly premium costs, set the deductible higher.

However, you can increase the amount or duration of your disability coverage if you wish, at the cost of higher monthly premiums.

If your deductible is higher, your monthly premium will be lower.

Shorter terms tend to have cheaper monthly premiums, however, if you aren't careful together with your money, you will probably find yourself buying a unique, higher priced policy in ten or 20 years.

If you set your deductible at a high rate, then you will probably be able to get really low monthly premiums.

If you choose a plan with a higher deductible, chances are your monthly premium will be lower.

Consumer Reports suggests choosing a higher deductible if you want to save on monthly premiums, but setting a lower deductible if you want to avoid a large out - of - pocket expense in the event of a car accident.