Sentences with phrase «higher number of payments»

If you start taking Social Security as soon as you're qualified, the higher number of payments you'll receive means you'll collect more money than someone who waits to file — until you reach a tipping point.

Not exact matches

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Within program expenses, major transfers to persons were up $ 1.1 billion, primarily due to higher old age security payments, reflecting an increase in the number of recipients and higher inflation, as benefits are indexed to quarterly changes in the consumer price index, major transfers to other levels of government were up $ 0.6 billion, reflecting legislative increases; while direct program expenses declined by $ 0.2 billion, as lower «other transfer» payments more than offset increases in departmental / agency operating costs.
The company needs to sell a significantly higher number of cars to generate the cash to finance its business and meet debt payments.
Living Goods began, in 2008, as a partnership with BRAC to operate a network of CHPs in Uganda, and in 2009 launched a directly - managed network of CHPs using the same model.42 Living Goods has provided both technical and financial support, totaling over $ 2 million, to BRAC for the CHP program.43 BRAC has 128 branches with active CHPs in Uganda, but only 24 of these branches currently receive significant funding from Living Goods and have additional features, such as incentive payments for CHPs and a higher number of CHPs per branch.44
In general, a mortgage lender will approve a mortgage with payments of no more than 28 percent of your income, and total recurring debt payments of 36 percent of your income, though this number can go as high as 43 percent in some cases.
Other limiting factors are low wage growth, high unemployment, the large numbers of workers who have dropped out of the labor force, declining home prices, higher tax payments and a flattening out of transfer payments.
These numbers will likely be different for each franchisee, as you may decide to make more of a down payment (which would lower your payments), you may decide to finance your equipment over a longer period of time (which will also lower your payments), and you may have to pay a higher interest rate (which would increase your payments).
The move has been welcomed by some as an important first step in protecting farmers, though comes amidst processor concerns over sustainable dairy payments following a number of high profile strikes by milk producers across Europe during the year.
The number of individual voluntary arrangements - in which people agree to make regular payments to creditors - is now at its highest level since 2005.
According to the report they «sought court - ordered evictions at twice the statewide rate - in a state known for high numbers of evictions and landlord - friendly laws - and frequently have done so less than two weeks after a missed payment
According to the Minister in a suit number 6 / 577/2016, filed at the High Court of the federal Capital territory in the Abuja Judicial Division, is seeking among others, payment of an aggravated damages to the tune of N3billion, (N2 billion against Lere Olayinka, the first defendant and another N1bilion aggravated damages against Dr Omotoso, the second defendant).
That one - time infusion came from settlements with Indian tribes who run upstate gambling halls; the new budget could include a higher number in recurring payments from tribal and non-tribal casinos, as well as a quick burst of up - front fees.
After a few weeks of monitoring we're seeing very high payment success ratios and an increase of mobile subscriptions in these countries without decreasing the number of credit card subscriptions.
Regardless, AFF is definitely the type of site where increased involvement (and payment) on your part will get you better results, but with such a high number of members and constant activity it's easy to connect with others quickly and relatively hard to get bored thanks to the magnitude of features.
A couple of them in particular have advocated KU, saying that authors will bail on KU if the payment amount per book becomes to low, so Amazon will be motivated to pay authors enough to keep the number of books in the service high.
Books with larger numbers of pages are likely to receive higher royalty payments than shorter books, due to the probability users will read more.
If your new loan extends the number of months over which you pay for your car, your payments will be lower (assuming your interest rate is not higher than before refinancing or you do not finance too many additional costs into your new loan).
§ Monthly payment shown is equal to the purchase price (excluding taxes and delivery) divided by the number of months in the promo period, rounded to the next highest whole dollar, and only applies to the selected financing option shown.
With lending guidelines taking a more open mind, it's time to look to compensating factors when a situation arises where a credit score is slightly low, a debt to income ratio is high, a buyer needs to temporarily assume 2 housing payments and a number of other circumstances.
Payments that are more frequent reduce the spikes in the balance over the 30 - day billing cycle and shorten the number of days during which you incur higher interest charges.
For example, if you have a lengthy credit history with a small number of late payments (a good thing), but you also carry a high amount of credit card debt (a bad thing), you may find that different insurers weigh these variables differently and give you prices to match.
While the city's median household income hovered just over $ 38,000 — likely due to the high number of student residents — home prices were high enough that the payments on a regular 30 - year mortgage would take up more than a quarter of that income each month.
One way to determine how high your number is is to figure out what percentage of your income your payments make up.
To bring your credit score into the highest numbers, you probably must add several years of positive payment history.
People choose to refinance for a number of different reasons, but the main reason is that homeowners wish to consolidate all of their different high interest carrying debts into one simple payment that is not only easier to keep track, but also has a more reasonable interest rate and is thus easier to amortize (pay off).
The number of time you miss your payments has the highest influence on your credit score and can negatively impact your credit score.
Replacing high - interest loans with a low - interest mortgage while reducing the number of monthly payments you have can be a great way to save money.
This may result in higher monthly payments, an increase in the number of scheduled payments or both.
Schaket also said the number of strategic defaulters â $ «people who can afford to make their mortgage payments but are choosing not to do so â $ «is at a number higher than «we have ever experienced before.»
The number of consumers with bad credit has grown in recent years and its well known that one late payment on a credit account can result in high APR as well as high late fees added to the debt balance.
With so much debt, consumers often attempt to spread their important purchases across a number of creditor accounts to avoid approaching credit limits and higher interest payments.
We compared the merchant acceptance of the four major global card payment networks — American Express, Discover, MasterCard, and Visa — and found that Visa and MasterCard have the highest number of merchants on their networks.
Next, if general rates drop, say to 2.95 %, and you discount each of the 21 future payments, you'll get a number higher than $ 1000, and the bond price will be quoted as 101.00 or in that range.
You ought to be aware of credit counseling agencies and organizations that charge a high up - front or every month fee for signing up for credit counseling or a debt management plan, pressure you to make voluntary contributions or use another name for fees, send you free pamphlets contained with information about the services they provide without requiring you to provide personal financial information such as charge account numbers with balances, try to enroll you in a debt management plan without spending the time to review your current financial situation, offer to sign you up for a debt management plan without trying to help you with budgeting and money management skills, or require that you make payments into a debt management plan before your current creditors have accepted you into the program.
The easiest way to manage your debt is by consolidating high interest balances into a low - interest loan or line of credit — which reduces interest payments and the number of bills you have to pay every month.
Also, the number of cardholders who are late on a payment has reached a seven - year high.
For example, those who have a higher number of accounts can typically have a higher credit score (provided that the payments have been made on time).
Information included for each debt is the account name, number and type, balance, if the account is past due, the date the account was opened, the current account status, the amount of monthly payment, if the account is a loan, the payment status, the highest limit of the debt, if the account is a credit card, and the total limit of the account.
Present in this area will be all of your accounts as well as the information below: - Creditor - Account numbers - Most recent account balance - Date you opened the account - Credit limit - Account status - closed, inactive, open, etc. - Current payment status - late, 30 days late, 60 day late, etc. - Payment history - Monthly payments being made - Last dates each of the bureaus updated the account - High balance - More specifically, the highest balance you ever had on the apayment status - late, 30 days late, 60 day late, etc. - Payment history - Monthly payments being made - Last dates each of the bureaus updated the account - High balance - More specifically, the highest balance you ever had on the aPayment history - Monthly payments being made - Last dates each of the bureaus updated the account - High balance - More specifically, the highest balance you ever had on the account.
In a consumer proposal your payments will average around 30 % of your total debts, although that number can be higher or lower, based on your individual circumstances.
Late payments, collections, bankruptcy, a large number of credit inquiries, a high credit card utilization rate and even credit report mistakes all have a negative effect on your score.
The goal of the alliance is to provide foreclosure prevention counseling and to coordinate mortgage restructuring or «workouts» as increasing numbers of mortgages reset to higher payments.
In fact, one aspect of this study revealed that workers with a higher number of late payments actually received higher performance ratings.
You might have high balances on a number of credit cards, and may have even missed a payment.
Just the other day I read a very interesting article about the high number of people close to the age of 62 who are delinquent in making student loan payments.
Assuming you do not have a ton of collection accounts, charge - offs, public records or late payments; high credit card debt may be the number one factor holding your credit score down.
In some cases a default rate may also be a higher interest rate charged to a borrower after a specified number of missed payments occur.
The banks are supposed to take that number, roughly an average of all the banks, then add 200 basis points (two percentage points) on top of it, then see if the mortgage shopper can handle payments at that higher rate.
Cardholders» financial health improving Despite higher APRs in recent years, a record number of credit card holders have managed to keep up with their payments — especially in the past year.
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