Sentences with phrase «higher overall claim»

Insurance can not use book value because the claim payout is based, not on the original value but on the current value with the depreciation formula applied, resulting in a higher overall claim value regardless of the age or wear on the item.

Not exact matches

The overall tab for opioid - related treatment is likely even higher since Kaiser's analysis only examined services that were at least in part paid for through health insurance claims.

The United States Chamber of Commerce has also objected to his Buy American stance, claiming that whenever the government has enacted domestic sourcing rules in the past, «the resulting experience has been higher overall construction costs, increased compliance burdens, reduced competition, and disruption of supply chains without significant American job creation.»

The Institute's rationale for increasing the overall contribution rate from 20 per cent of pay to 24 per cent is their claim that the use of «fair - value» calculations reveals that the pension liabilities are much higher than reported, due to the use of a too high discount rate.

For example, weekly initial jobless claims are currently running at around the 345,000 level, which in the past has been consistent with monthly employment gains of around 150,000; the manufacturing ISM employment index is at a 20 - year high; and growth in temporary - help services employment (which tends to lead overall employment) has picked up.

For Google, it's a win - win — they can claim a more relevant experience for searchers and a higher ROI for advertisers — a better product overall for everyone.

Of the 320 companies that have ever been featured six times on the list, DiscoverOrg claims the 12th highest ranking overall.

Based on estimates of Europe's total jackal population, the overall figures could be as high as 13,000 tonnes of animal remains and 158 million rodents, they claim (Biological Conservation, doi.org/bhxn).

Overall, 38 per cent of the claims were judged valid, but the success rate varied from as high as 17 out of 21 claims in North Carolina to 3 out of 26 in Alabama (Tennessee Law Review, vol 76, p 625).

They found that the nicotine levels in washed products were 236 % higher, overall, than the product labeling claimed.

Overall, the lower the alcohol content claimed on the label, the higher people's total drink consumption, the researchers reported.

Primarily because it's a saturated fat and their claim is that coconut oil can raise LDL cholesterol, leading to higher overall cholesterol levels.

Yet they write this up in a highly misleading fashion, claiming that «67 percent of the states posted overall decreases in NAEP math grade 4 performance as compared to the nation after high - stakes tests were implemented.»

«We have two good (AMG diesel) markets (Italy and France),» but the overall market for a high - performance diesel is small, he claims.

Fuel Economy: The company claims 23.08 kmpl fuel efficiency and we got an overall mileage of about 20.2 kmpl which is a mix of highway driving at high speeds and city driving.

Under collision coverage, for example, analysts estimated that the Model S's mileage - adjusted claim frequency was 37 percent higher than the comparison group, claim severity was 64 percent higher, and overall losses were 124 percent higher.

The Model S had higher collision claim frequencies, severities and overall losses than other large luxury cars.

It is claimed to endow the entry - level electric car with an overall range of «around 249 miles» and can be charged either via traditional plug - in or induction means, with officials claiming ten minutes if charging is sufficient to produce an added 62miles (100 km) of range on a high - voltage system.

Owners of the # 89 Kindle will soon be receiving an automatic update that will improve their overall reading experience, with parents and children in particular needing to pay note.Along with adding a higher contrast font that Amazon claims makes its... Read more

Just bear in mind that the more claims you file, the more you will cost any company to insure, and subsequently, the higher your overall premiums.

As of December 2016, The Guardian Life Insurance Company of America financial strength, as measured by A.M. Best Company, is rated «A + +, Superior» (highest rating), which signifies the company's overall financial strength and claims - paying ability.

The limits you set on your policy, as well as the deductible amounts — for example, your overall costs will be lower if you choose high deductibles, but you will also have higher costs to pay out of pocket in the event that you need to file a claim

The factors that affect your costs include whether your car is new or used, the overall safety rating of the car, your driving record, your age and gender, and even your ZIP code, as certain areas tend to have a higher occurrence of accidents and claims than others.

The firm has regularly received very high rankings to the present time for its financial strength and stability, as well as for its overall claims - paying ability to its customers and policyholders.

«Claiming the overall train - ability, independent thinking ability, reasoning ability and ability to perform certain tasks at a high level show that the border collie can be considered the most intelligent dog breed.»

The pilot with the highest overall score will claim both this certificate and a Star Fox Zero prize pack including...

Overall quality was high, with a focus on well - known figures of modern and contemporary art, although earlier claims intimated that EXPO Chicago would also spotlight design.

(iii) In general terms, it is important to consider the overall expenditure of particular MPs if claims under each head of expenditure are close to the allowable limits and if such MPs make consistently high aggregate claims from one year to the next.

I have directly participated in more than 300 litigation cases providing overall technical and legal case management from notice through trial if necessary, including working with trial counsel, development of case and trial strategy, dispute resolution, and in - depth evaluations of multiple high - dollar lawsuits and claims.

The Solvency II proposal aims to meet these new challenges, not by increasing the overall levels of capital requirements — ie how much an insurance firm must put aside to meet any claims that may arise — but rather by ensuring a high standard of risk assessment and efficient capital allocation.

Since most savings plans death claims are passed, the overall claims ratio looks very high.

Then its overall claims ratio will be very high even if it rejects most of its term insurance death claims.

While each of these agencies provide ratings that differ somewhat from each other, overall the insurance companies with the higher letter grade marks will be considered to be the most stable and financially secure in terms of payment of their insurance claims.

Therefore, increases in the costs of the total costs of claims and / or the increases in the total number of claims will have a knock on effect on the overall pool and will result in higher premiums.

21st Century auto insurance received an overall score of 86.3, receiving its highest score, 4.5 stars from claims processing.

Overall, the claim settlement ratio for the life insurance industry stands at 97 %, but a lot of it is because of LIC's large base with very high CSR.

Just bear in mind that the more claims you file, the more you will cost any company to insure, and subsequently, the higher your overall premiums.

That means that rates for large groups can still be based on the overall claims experience of the group, with discounted rates for healthier groups, and higher rates for less healthy groups.

USAA received extremely high marks from J.D. Power's Claims Satisfaction Survey, including 5/5 in overall customer satisfaction.

Because of its strong capital position, TIAA is one of only three insurance groups in the United States that currently (as of mid-2017) holds the highest possible rating from three of the four leading insurance company rating agencies for its stability, claims to pay ability, and overall financial strength.

It got high marks for customer service — JD Power gave it a 4 for overall experience and an outstanding 5 for claims experience — but A.M. Best only gave it an A for financial stability, the lowest rating of any of the insurers on our list.

If you are healthy, however, you may pay higher premiums than you would individually because of the state's overall poor health and thus risk of high health insurance claims.

For some of us who have had accidents or other claims in the past, our high rates overall make it hard to afford our payments and we need some relief in order to stay insured.

Overall conclusion Comparing all the above six term insurance plans we come to the following conclusion a) An individual for whom the claim settlement ratio matters the most (even if it comes at a higher premium), the ultimate choice to go for is LIC e-Term b) Most individuals look for a combination of higher claim settlement ratio & low premium and range of cover options to choose from.

Tennessee has a high number of overall catastrophes as well as a significant number of tornadoes, amounting to above average damage claims.

This new chip offers overall more performance than the A10, with the high - efficiency cores claimed to be 70 percent faster in the A11, while the two performance cores offer a 25 - percent improvement.

As well as overall increased sales, the mix of iPhone 8 sales at launch is also claimed to be higher than the corresponding mix of iPhone 7 sales at its own launch last year, despite high excitement for the iPhone X.

From these figures, the high rates of reexaminations resulting in all claims confirmed for patent owner requesters may be raising the overall ex parte rates of claim confirmation.

The site claims that the «overall specifications should not be too high» and while the price is just a guess, every indication from its sources hint that it would be an entry - level phone.

It's also claimed that Samsung is prepared to produce up to 95 million panels overall for Apple, if demand for the iPhone 8 is higher than expected.