Sentences with phrase «higher overall credit»

With higher overall credit limits, you're more likely to use less of your borrowing potential.

The credit rating agencies generally agree that a credit utilization rate of around 30 % or lower can lead to a higher overall credit score.

Because having a higher overall credit limit among all cards decreases your debt - to - credit ratio.

With that being said, we thought it would be interesting to see which towns and cities in the United States had the highest overall credit limits, or in other words, we wanted to rank U.S. towns and cities by their spending power.

Not exact matches

«They have a higher credit rating, and while their banks are struggling, overall the economy is doing well.»

But that might not be as good news as it seems on first blush: The credit is just moving to more regulated areas, keeping overall lending activity high.

Overall each 10 percent move higher in the euro takes around 6 percent off earnings per share (EPS), Credit Suisse analysts said, and 70 percent of the time the euro has strengthened, euro area equities have underperformed in local terms.

Your debt - to - income ratio is one of the main ways that lenders can assess your viability as a borrower, so if you carry high balances on your credit card, it could affect your overall DTI.

Each account will contain investment - grade taxable bonds rated BBB − or higher at time of purchase.2 The investment team will seek to maintain an overall portfolio credit rating average of A −.2 Please be aware that lower rated bonds do carry additional risk compared to higher rated bonds.

Getting rid of an account could raise your overall credit utilization ratio and make it look like you're using a high percentage of your total credit line.

In higher tax brackets, the earned income credit won't apply, anyway, but some of those other deductions could be highly beneficial for joint married filers as deductions play a role in reducing your overall annual earnings, also known as your adjusted gross income, or AGI.

The higher your score, the more likely you are to be approved for loans and other types of credit, as well as to attain a lower monthly payment (and thus a lower cost of borrowing overall).

So as the safe haven appeal of government debt reduces while the overall quality of corporate credit improves, it's logical for high - yield credit spreads to tighten.

If you send or receive high overall payment volumes through the nTrust Services, in some circumstances we are required to conduct a background check on you by obtaining information about you from a credit reference or fraud agency.

Discover ranked first for overall satisfaction in J.D. Power's 2016 U.S. Credit Card Satisfaction Study, earning high marks in categories such as rewards and customer interaction.

Overall our squad is simply at a higher level than Spurs, and credit to Mourinho for attracting high level players to the club.

Sen. Marco Rubio, a Republican from Florida, told congressional leadership that he will not support the latest version of the GOP tax bill if the legislation doesn't make the child tax credit more generous — something that would drive the overall cost up still higher.

The script, such as it is, is credited to Scot Armstrong (The Heartbreak Kid, School for Scoundrels), who has somehow managed to consistently make high profile comedies, and do it without exhibiting much of a penchant for humor, interesting ideas, or overall talent.

Dual credit students have a higher college participation rate than high school graduates overall.

Under McQueen's leadership, Tennessee recently announced the state's highest graduation rate in its history at 89.1 %, best overall ACT at 20.1 — a number that represents all public school students in the state, across the board improvements in the 2nd year of the new state assessment, and a record high number of students taking and attaining credit for early college coursework.

MTDA's overall credit recovery passing rate is 57 percent, which falls at the high end of the range found in prior studies of online classes.

High school student participation in dual credit programs is on the rise in Kentucky with an overall 69 percent increase over two years.

To its credit, the Wi - Fi - only Paperwhite, priced at $ 119 or $ 139, marks a new high point in the Kindle line, and in the e-reader market, overall.

BlackRock Global Chief Investment Strategist Richard Turnill explains what's behind the rebound in high yield (and credit overall), and whether the rally can continue.

The recent rebound in commodity prices has been good news for high yield bonds, helping the sector (and credit overall) rally since mid-February.

Without access to cash, you might be forced to draw on your longer - term investments or use higher interest credit cards, possibly jeopardizing your overall objectives.

Using the snowball method, you can pay less overall interest and pay off debts faster if you pay off the credit card with the highest interest first and make only minimum payments on the other credit cards.

After you have charged $ 20,000 to your credit card, the Citi ® Double Cash Credit Card cash back cards will begin to outperform the Capital One ® Quicksilver ® Cash Rewards Credit Card due to the higher overall rewardscredit card, the Citi ® Double Cash Credit Card cash back cards will begin to outperform the Capital One ® Quicksilver ® Cash Rewards Credit Card due to the higher overall rewardsCredit Card cash back cards will begin to outperform the Capital One ® Quicksilver ® Cash Rewards Credit Card due to the higher overall rewardsCredit Card due to the higher overall rewards rate.

Too many lenders look at an individual's overall credit activities and argue that rates should be higher because of credit dings which are not remotely related to home mortgages.

You can be pretty confident that your combined credit utilization, where a lower overall percentage leads to a higher score, will continue to benefit from the addition of those six new credit limits well into the future, as you have added to the credit limit portion of the balance / limit equation while keeping balances low.

Choosing a credit card is a highly personalized venture, we recommend taking the time to evaluate your spending, to find a card that will provide you with the highest overall returns.

The higher your score, the more likely you are to be approved for loans and other types of credit, as well as to attain a lower monthly payment (and thus a lower cost of borrowing overall).

Overall, credit scores can range from a high of 850 to a low of 300.

People with FICO scores of 800 or higher have a median total revolving credit balance of $ 1,446, compared with $ 2,040 for the U.S. population overall (who have an average score of 700).

If you're doing it to reduce your overall interest obligation, only consolidate debt that has a higher rate than the consolidation vehicle, loan, credit card etc..

The higher your credit utilization ratio, the more likely it is that your overall credit score will suffer.

However, most people will find the Discover it ® to be the better overall cash back credit card — you are bound to find a way to take advantage of the 5 % cash back categories, in addition to the higher bonus cash back through ShopDiscover.

It will greatly impact my credit score removing the $ 8,000 available credit from my overall usage as I have been getting ready to start a new business using some credit along with available funds and a couple of smaller cards have higher usage.

The average credit card debt in America is $ 9,000 and the overall debt is even higher.

If by chance, the applicant spouse is left with a high credit card balance that's disproportionate to his or her income, there could be negative consequences for his or her own credit history and finances overall.

Factors like short credit histories and high rates of bankruptcy may be pulling the state's overall score down.

Overall, consumers who move into higher credit tiers are those with scores on the cusp of a new tier.

You may want to consider swapping bonds if you're changing conditions within a specific industry or the overall market is causing issuers to offer higher coupon rates and lower prices for a similar bond (same credit rating, par value, etc.) already in your portfolio.

If your parents have a few credit cards that have a balance less than 30 % of what their limit is and their overall credit score is high, then getting added to one of their cards is a great way to help increase your credit score fast.

(This works in concert with the way that some credit card vendors with richer clientele overall - American Express - get to charge higher merchant fees for access to these customers» wallets.

So, even though you would pay less overall by retiring your credit card debt in order of highest interest rate to lowest interest rate, it can be discouraging to start out that way.

Building a solid credit history and maintaining a high credit score is essential, and it can have a substantial impact on your overall financial life, both now and in the future.

As a result, a high utilization ratio can lower a person's overall credit score.

The reasons for you to refinance include a desire to reduce your monthly payment and interest rates, to reduce your overall loan amount or to get a low - interest loan to pay off higher interest credit card debts.

Making only the minimum payment increases the chances of a high credit utilization, reducing your overall credit score.