Sentences with phrase «higher payments over»

They can depress your credit scores, raise your interest rate and potentially cost you tens of thousands of dollars in higher payments over time.

Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time.

Under the plan, the state and municipalities would borrow the money to reduce their pension contributions for the next three years, in exchange for higher payments over the following decade.

If you have a stable job and lifestyle as well as savings to comfortably make the higher payments over the life of the loan, the shorter loan might be a good fit for you.

Then select the repayment schedule that best fits your budget or goals — choose a lower payment over a longer period of time to minimize the impact on your monthly cash flow, or choose a higher payment over a shorter period of time to incur less interest and pay off your loan faster.

Forbes contributor Preston Cooper wrote on November 10 that Trump's plan «may seem like a tradeoff — a higher payment over a shorter period — but on net, it increases the generosity of federal loans.»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The firm maintains an index of S&P 500 companies spanning nine sectors that have offered the highest yield from share repurchases and dividend payments over the past 12 months.

Online platform offering consumers credit and leasing options to help them purchase high - cost goods over time and avoid late payments.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

The ability to pay extra on the higher interest loan (Option 2) while paying the minimum payment on the lower interest loan allowed for over $ 1,000 to be saved in this scenario — all this was with the same monthly payment as Option 1.

For most borrowers, it makes sense to direct any extra payment toward your loan with the highest interest rate — this is the fastest way to save the most money over the long term.

Since you are paying off the same amount of money in half the time, your monthly payments will be higher, but you will pay less interest over the life of the loan.

Therefore, one can assume that the Fed would be OK about keeping rates low for the time being so they are not rolling it over at increasingly higher rates with higher debt payments.

Even with a higher interest rate, spreading payments out over 30 years, rather than 15, for example, can result in a dramatically lower monthly payment.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

The shorter - term loan will likely have a higher periodic payment, but the overall interest cost of the loan could be less, while the longer - term loan will probably have a lower payment but include a higher total cost of financing over the course of the loan.

Living Goods began, in 2008, as a partnership with BRAC to operate a network of CHPs in Uganda, and in 2009 launched a directly - managed network of CHPs using the same model.42 Living Goods has provided both technical and financial support, totaling over $ 2 million, to BRAC for the CHP program.43 BRAC has 128 branches with active CHPs in Uganda, but only 24 of these branches currently receive significant funding from Living Goods and have additional features, such as incentive payments for CHPs and a higher number of CHPs per branch.44

In addition, general government interest payment - to - revenues will likely remain at around 12 % over the upcoming years, substantially higher than the 2 % average during 2010 - 2014.

So even with the higher interest rate assigned to the 30 - year loan, the payments are smaller because they are spread out over a longer period of time.

If you want an ARM, lenders will have to document that you can afford to make monthly payments at the highest interest rate the loan could charge over the first five years.

But many borrowers can't afford the lump sum payment, so they roll over the original loan, plus the original fee plus a new fee, which is higher than the initial fee because the borrower owes both the principal plus that fee at this point.

Because of one missed credit card payment of $ 15, for instance, the consumer might receive a higher mortgage rate and pay thousands more in interest over the life of a home loan.

It would make more sense to make a payment at lower interest instead of transferring it over to a line of credit with higher interest.

Also, if you've got decent credit but have high interest credit card debt, you may be able to lower your card payments by considering the possibility of moving your balance over to balance transfer cards, but only if they turn out cheaper for you in the long run.

These numbers will likely be different for each franchisee, as you may decide to make more of a down payment (which would lower your payments), you may decide to finance your equipment over a longer period of time (which will also lower your payments), and you may have to pay a higher interest rate (which would increase your payments).

With over 100 million users a year ago, PayTM was already ahead of its digital payment competitors before the Nov. 2016 demonetization of high value currency notes in India.

Recent SWIFT data show that Chinese renminbi customer payments, which are a good proxy for trade settlement, grew by 163 % in Europe over the past 12 months, much higher than the 109 % increase in Asia (excluding China and Hong Kong) in the same period.

While it makes sense to choose USAA if you need a zero down payment option or need guidance on buying your first home, its mortgage rates are quite high and much of the application process takes place over the phone.

Over the long run, however, higher interest rates boost bond fund income payments.

The move has been welcomed by some as an important first step in protecting farmers, though comes amidst processor concerns over sustainable dairy payments following a number of high profile strikes by milk producers across Europe during the year.

The failure of the trial High Court to do so led to the wrong payment of the huge sum of over GHȻ51 million to Alfred Agbesi Woyome who did not deserve it in the least.

:: Urgently pay Edo State pensioners over 42 months outstanding pension benefits and entitlements from the over N29bn Paris Club refunds received by your government and meant for the payment of pension arrears and gratuities;:: Adopt a human rights policy of guaranteeing regular payment of pension benefits and entitlements so that pensioners and their families can live decently;:: Recognize the human rights of Edo State pensioners and ensure their full and effective enjoyment of those rights, as well as provide them with information to enable them to claim their rights;:: Treat all pensioners in Edo State as individuals with humanity and dignity and respect and promote their higher standard of living and improve economic and social conditions for all pensioners;:: Provide Edo State pensioners with proper support and assistance to alleviate their plight, including by ensuring informal, community - based and recreation - oriented programs for pensioners to help develop their sense of self - reliance and independence;:: Reduce opportunities for corruption in the spending of the Paris Club refunds

DiNapoli did not initially respond when the Times first reported over the weekend of a tenative agreement between legislative leaders and the governor that would essentially float a loan to the state and municipalities to reduce their pension contributions in exchange for higher payments in the future.

It could be a one off payment annually for those who live in houses worth over # 2 million or it could come in the form of extra, higher council tax bands.

Earlier on Monday, a report by Policy in Practice — a group that works with local authorities on welfare changes — revealed the impact on two - thirds of working tax credit recipients over the next five years, and suggested that the # 4.4 bn savings from the tax credits package would be partly offset by higher housing benefit and council tax support payments.

Since then, the sources said, a battle has continued over payments for «education costs and health care» for 20 - year - old daughters Cara and Mariah, who attend Harvard and Brown universities, respectively, and Michaela, 18, who recently graduated from high school a few months after being taken to the Westchester County Medical Center after an unexplained incident in which she was found unconscious at her mother's home.

Tier 2 offers worse benefits for new teachers: it has a higher minimum service requirement (up from five to 10 years, making it more difficult for new teachers to qualify for a minimum benefit), a higher normal retirement age (meaning teachers have fewer years to collect pension payments over a lifetime), a less generous pension formula (calculating the final average salary from the last eight years of service instead of just four), and a lower COLA.

However over the weekend some bills came to my attention that would prevent me from making the slightly higher payment.

Wrist experience in my 40 years of purchasing cars, took my daughter out to get a new car and unfortunately Tamika was assign to us big mistake, she took a week trying to get the deal done, daughter score mid 700's, then she stated needed co-signer did that, then more money down agree to that to keep the payment where she stated it would be mid 300's, finally she call great news got your daughter approve, but the payment is 20.00 higher than stated, really a week, agree with everything she requested, now for the Shocker she started screaming, talking over me, telling me it's only a little money over.

Due to high reliability and resell value of Honda, over 70 % of our customers already qualify to trade in their current vehicle for a newer one... while lowering their payment with little or no money down!

The lowest advance I've been offered by a trade publisher is $ 2,000 (split over four payments), the highest was $ 13,000.

4.5 - inch 480 x 800 Super AMOLED Plus display Android 2.3 (Gingerbread) NFC support, though compatibility with the forthcoming ISIS mobile payment standard is «to be determined» Category 24 HSDPA (42 Mbps) and Category 6 HSUPA (5.76 Mbps) for extremely fast HSPA + support — faster than any HSPA + phone currently sold in the US AWS plus 850 / 1900 MHz compatibility for support on AT&T's «4G» network if the merger succeeds Preliminary measurements place it at 5.16 x 2.76 x 0.37 inches — within a few hundredths of an inch of the Infuse 16 GB internal ROM, 1 GB internal RAM, external microSD up to 32 GB Here's where it outdoes the Infuse: it's quoted with a Qualcomm 1.2 GHz dual - core APQ8060 application processor, which is extraordinarily unusual for a Samsung — particularly considering the availability of Samsung's own multi-core Exynos line; it's paired with an MDM8220 modem processor 8 megapixel primary camera with flash and 1080p video capture, secondary front - facing camera Like the Galaxy S II, the Hercules won't have a dedicated HDMI port — it'll move high - def video over Micro USB using MHL [CellphoneSignal]-LSB-...]

Net financial debt was $ 2.0 billion at mid-year after over $ 1.9 billion at 31 December 2010 and was thus marginally higher due to seasonal effects (dividend payments in the first half of the year).

Orange, T - Mobile and Barclaycard have stated that over 40,000 high - street stores will be ready to accept their contactless payment scheme, which is backed by secure SIM - based transactions to ensure purchase protection for consumers.

The first Image Humble Bundle in April 2014 received almost $ 400,000 in payments, while the just completed Image bundle got over $ 450,000, and appears to have been the highest grossing comics bundle so far.

If your new loan extends the number of months over which you pay for your car, your payments will be lower (assuming your interest rate is not higher than before refinancing or you do not finance too many additional costs into your new loan).

Even if the value of the dwelling unit increases over time, it will not help with higher than expected mortgage payments.

Monthly mortgage payments will be higher than 30 year amortizing products but the interest saved over the life of a loan can be significant.

So if you're late with a payment, go over your credit limit, or your payment's returned, you could get penalized with a high APR..