Announcer (voiceover): Next, you'll want to decide if you want predictable cash value returns or
higher potential cash value returns that may involve more risk.
Not exact matches
«We've designed a product that the agent can illustrate at
higher cash value and income
potential for their clients, with clear, simple benefits and features,» said Blair.
«Builder Plus IUL allows the agent to illustrate
higher cash value and income
potential for their clients, but it doesn't sacrifice transparency,» said Garlock.
So, just to confirm, if you don't re-invest your dividends, are you losing out on this
potential to minimize your capital gains because the dividends are paid out in
cash and then you just get taxed on it at the end of the tax year and when you sell your investment, you potentially will have a larger difference between the sale price and book
value (assuming your security increased in
value), and thus pay a
higher capital gains tax.
Therefore, universal life insurance policies have greater upside
potential when the insurer's portfolio does well, as the
cash value can grow at a
higher rate.
Since you're able to choose from a variety of investment options, variable life insurance policies have
higher upside
potential than other
cash value policies, such as whole life insurance.
Variable life insurance policies have
higher upside
potential than other permanent life insurance policies as you can choose how the
cash value is invested from a variety of options.
Among the
potential dangers it cites: large fluctuations in
value, scamsters trying to capitalize on the hype surrounding these currencies and
higher costs than you'll face with regular
cash or credit cards.
This reflected my view that Colony's lack of leverage (still the case, net
cash now stands at $ 200 mio),
potential revaluation gains from certain investments, and the continued escalation of pricing in its peers & other
high dividend stocks, all deserved a premium to book
value.
Intrinsic
value still looks significantly
higher for AERL — recent hints / steps to distribute surplus
cash to shareholders should help with
potential value realization.
Good investment performance would provide the
potential for
higher cash values and ultimate death benefits.
Not only do you buy something with the
potential to increase in
value through capital gains, you also receive
cash flow during the time you own it... and ON TOP OF THAT
high quality companies that produce products people need in any economic environment have the ability to use their pricing power to raise the prices on the products they sell, thereby cushioning you during inflation.
Good investment performance would provide the
potential for
higher cash values and ultimate death benefits.
IULs are great policies because they offer
cash value growth, similar to whole life insurance, but
potential for even
higher interest crediting since the
cash funds are allocated to indexed accounts.
With a variable life policy, the insured has
potential to make more money in their
cash value account because of the
potential higher returns but conversely, if the stocks do poorly, the person could lose more in their account.
This policy is good for the consumer who wants lifetime coverage and is willing to take a chance with
higher risk investments for the
potential higher dividends to their
cash -
value account.
Indexed Universal Life Insurance is a good alternative for those looking for permanent
cash value life insurance that has the
potential for
higher returns than universal life and whole life, but without the risk of variable life, since it is not invested directly into equities.
Want the
potential to earn
higher cash value crediting rates than current assumption universal life insurance
Remember that unlike liability coverage which covers the settlement of
potential damages to other people's persons and property (which can potentially be very
high), collision coverage only covers damages to your car up to its adjusted
cash value.
While permanent life insurance policies have a
cash -
value component that accumulates savings and can be invested, you'll have the greatest control over your money and the
potential to earn the
highest returns if you invest it yourself, through the brokerage of your choosing, rather than through a life insurance policy.
Therefore, universal life insurance policies have greater upside
potential when the insurer's portfolio does well, as the
cash value can grow at a
higher rate.
Used to preach, buy term, invest the difference... But a permanent death benefit,
cash values, tax free loans, tax free lump sum payment to beneficiary, privacy of beneficiary info, very difficult for others to get at your
cash value, ability to fund very
high amounts with tax benefits, cheaper while you are younger / healthy, paid up additions,
Potential less premium with IUL and index gains potential, or Whole Life and pay more for insurance, but higher div
Potential less premium with IUL and index gains
potential, or Whole Life and pay more for insurance, but higher div
potential, or Whole Life and pay more for insurance, but
higher dividends...
In addition to the
potential for
higher earnings on
cash value balances, policyholders of universal life contracts have flexibility in terms of the level of total death benefit, premium amounts paid and payment frequency.
Some people prefer IULs to whole life for the
potential higher cash value growth.
Your policy earns interest and offers
cash value growth, although the
potential for
high cash value growth is great with the next two products below.
Since you're able to choose from a variety of investment options, variable life insurance policies have
higher upside
potential than other
cash value policies, such as whole life insurance.
Lifetime Builder focuses on a lower initial death benefit with
higher cash value growth
potential.
The insured has
potential to make more money in their
cash value account because of the
potential higher dividends but conversely, if the stocks do poorly, the person could lose more in their account.
Variable life insurance policies have
higher upside
potential than other permanent life insurance policies as you can choose how the
cash value is invested from a variety of options.
Our top 10 best dividend paying whole life insurance companies have a solid track record for paying dividends, as we believe that this is key to providing a reliable expectation for guaranteed and
potential high cash value growth.
Buying whole life for its
cash value potential only works when you buy a
high cash value policy.
The company's Indexed Universal Life — Global Choice, issued through Security Life of Denver Insurance Company, provides index crediting
potential based on a formula that tracks the performance of a major indices, such as the S&P 500, potentially generating
higher cash value accumulation than traditional whole life or universal life, but without the
potential negative returns of variable life insurance.
Yes,
potential for early
high cash value growth based on indexing of the stock market performance
Being able to decide on your investment products makes the
potential rate of return in VL the
highest, but it is also the riskiest, as death benefit amount and the
cash value rise and fall depending on the performance of your chosen investments.
Indexed universal life provides the
potential for
higher cash value returns due to the participation in indexed accounts that track the major stock market indices.
Professional Duties & Responsibilities Managed all aspects of branch location including personnel and daily operations Oversaw employee hiring, training, performance reviews, compensation, and termination Interfaced with business, insurance, and investment partners to provide holistic client service Analyzed local, niche, and national markets to identify
potential sales opportunities for clients Generated significant revenue through successful leveraging of bank products and services Built long - term relationships with key industry contacts to expand company reach and sales Conducted Management Self Assessments, audits, and compliance activities Monitored adherence to legal and corporate procedures protecting company and client assets Resolved escalated customer service issues promptly, professionally, and effectively Implemented measures to significantly increase operational efficacy and efficiency Identified and developed
high potential employees increasing their
value to the company Designed and implemented employee recognition program elevating corporate morale Performed teller services including
cash handling and bank vault oversight Tracked sales referrals guaranteeing observance of proper procedures and policies Reviewed ledgers, branch audit logs, and closeout, balance, and M&D reports Provided excellent customer service resulting in client satisfaction and repeat business
maint & vacancy) or you could have bought a multi-family property with
higher cash flow and
potential to double your money tax - free through a
value play.