Sentences with phrase «higher premium rate as»

The maturity age is higher for term plans with a relatively higher premium rate as they offer to cover risks for a longer duration.

Term plans that have a higher maturity age may also charge a higher premium rate as they offer a term insurance cover against life risks for a longer tenure.

Therefore, if a women driver has more traffic violations to her driving records she is bound to pay higher premium rates as compared to male drivers with a better driving record in the same age group.

Not exact matches

However, it should be noted the EI Account is forecast to generate an annual surplus of about $ 4 billion in 2015 - 16), as current legislation requires that premium rates be kept high to compensate for previous years» deficits in the Account.

However, as these higher expenses are financed by employee - employer premium rates, employment insurance premiums are higher than in the March 2011 Budget, especially in 2015 - 16.

This is where the borrower accepts a slightly higher interest rate in exchange for the lender paying the mortgage insurance premium up front, as a lump sum.

Similarly, lower - tranche mortgage securities and CDOs (and increasingly the higher - rated ones) are facing disappointments in their payment streams due to mortgage foreclosures, while potential buyers of these securities require much higher risk premiums as compensation, which we observe as still lower prices for that mortgage debt.

As we noted in our assessment of the November 2013 Update and confirmed by the PBO in a recent article entitled «Revised PBO Outlook and Assessment of the 2013 Update of Economic and Fiscal Projections», the Government is using higher - than - required EI premium rates to achieve its balanced budget target in 2015 - 16, despite the denial of this by the Minister of Finance.

While Rings started strong and only got bigger, The Hobbit did not perform as well domestically (despite a decade of inflation and the premium prices of IMAX, 3D, and High Frame Rate tickets), with each sequel earning less than its predecessor.

Stuff like affordable and high fuel efficiency ratings are common things to find near the top of the list, as are things like premium features or leather seats.

And, despite turning out 30 additional horsepower and a 45 percent higher EPA city fuel economy rating as compared to the conventionally - powered MDX SH - AWD, the MDX Sport Hybrid carries a nominal premium of only $ 1,500 over the conventional MDX SH - AWD ®.

The insurance premiums are normally paid by your bank and then baked into your monthly mortgage payment, effectively making your total interest rate higher; and the more you borrow, the more you'll pay as insurance.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumAs you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumas you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

However, earnings will improve over the long - term as the company reinvest premiums received at higher rates.

While Tulsa and Broken Arrow both had premiums that were 26.4 % higher than the state average, Norman and Lawton had rates that were as much as 12 % lower.

If you own a breed of dog that has been identified as a dangerous dog by your insurer, your premiums will reflect a higher rate or your coverage may be dropped.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

Those with high turnover rates may pay higher premiums also, as projected persistence is an important pricing variable.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

As a result of the new requirements, investors are less inclined to fund monolines who must now charge higher rates, as investors expect a risk premium, which must be passed along to the consumeAs a result of the new requirements, investors are less inclined to fund monolines who must now charge higher rates, as investors expect a risk premium, which must be passed along to the consumeas investors expect a risk premium, which must be passed along to the consumer.

A mandatory increase could also be a combination of both a higher contribution limit and benefit as well as an increase in the premium rate and final pay - out for workers.

There is a possibility though that higher risk or liquidity premiums could be built into mortgage rates, especially variable rates as Brexit unfolds over the next few years.

Just as importantly, it's re-directed investor interest — IRES is now the highest rated Irish property stock, in terms of premium to book.

Any other low down payment loan such as an FHA or conventional product will have slightly higher rates as well as a mortgage insurance premium payment.

But despite the similar interest rates, FHA loans often end up costing borrowers more in the end because they require a smaller down payment and have high insurance premiums, which borrowers must pay as part of the FHA process to protect the lender from a loss in the event of borrower default.

As a result, universal life insurance premiums are typically lower during periods of high interest rates than whole life insurance premiums, often for the same amount of coverage.

This means that if your car insurance rate is high, this will impact what you pay as guaranteed auto protection insurance premium.

Therefore, the purchase would need to be structured using conventional financing (as an example) with single premium financed private mortgage insurance to ensure that they buyer won't end up with a mortgage that has monthly mortgage insurance or a any pricing hit that would come with a higher rate (as would be the case with any other type of PMI that doesn't charge the borrower on a monthly basis).

This is much better redemption rate as compared to most other premium travel credit cards, which rarely offer redemption rate higher than 1 cent per 1 point.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

Look at industry surplus relative to the past — when it is high, as it is now, premium rates will be lower than the risk demands.

As the mortality rate increases, the insured will be required to pay higher premium.

Finally, when comparing legacy U.S. carriers, an important means of comparison for many travelers as the networks of these carriers are far more extensive than low - cost carriers and they also offer a premium product on virtually every flight, American took first place with 79 % of program members giving it a rating of satisfied or higher, followed by United with a 76 % satisfaction rating.

For a premium rewards card, the points are not the highest payouts among reward credit cards as many «no - frills» rewards cards offer a one - point - per - dollar - reward rate.

It might come as a surprise to most people that it's legal and accepted by our courts to increase the hourly rate without advising you, or to round up hours to a higher amount, or add on a «premium» for a lawyer's success in court to a client's bill.

Increased insurance premiums or sickness benefits would be included as operating costs where they are quantified, such as actual higher rates (not hypothetical), and are shown not to be contrary to the principles in the Code with respect to insurance coverage.

As the the temp agency is considered by the WSIB as the worker's employer if they are hurt on the job, the practice of experience rating means it is the agency which is liable for higher premiums based on injury claims rates, not the client employeAs the the temp agency is considered by the WSIB as the worker's employer if they are hurt on the job, the practice of experience rating means it is the agency which is liable for higher premiums based on injury claims rates, not the client employeas the worker's employer if they are hurt on the job, the practice of experience rating means it is the agency which is liable for higher premiums based on injury claims rates, not the client employer.

You can do so regardless of health, but you will be paying a higher premium as you will be rated according to your current age when you renew.

While one company might view a particular situation as very risky and charge a correspondingly high rate, another company might view the exact same situation as only moderately risky and offer significantly lower premiums.

Many insurance companies use 12,000 miles per year as the average mileage, and higher rates conduce to higher premiums.

In general, the higher premiums are found in neighborhoods mostly in the eastern region of Boise, and rates increase progressively as we move west.

When compared to higher cost full coverage or comprehensive collision car insurance policies, the PLPD car insurance is often as much as 70 - 80 percent cheaper in terms of annual premium rates.

If you have any of the many common medical conditions such as high blood pressure or high cholesterol for example, Banner will usually come back with the best rate class after their underwriting process which in turn will enable you to acquire some of the lowest life insurance premiums.

If the applicant qualifies, this can sometimes be better that a fully underwritten policy where the applicant could fall into a rating scenarios such as standard B, Standard C, Standard D, Standard E and so forth where the premium could end up higher in the long run.

If you have preexisting health conditions such as diabetes or if you smoke, you can still get approved but with substandard rates and of course higher premiums.

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.

The data also found that Toronto insurance rates as a whole are about 30 per cent higher than the provincial average ($ 1,448), with Toronto drivers paying approximately $ 448 more for their premiums.

Insurance companies look at drivers as a risk and the higher risk you are, the higher your premium rates will be.

Senior sector executives had said, segments such as two - wheelers and auto - rickshaws that haven't witnessed very large claims, could be incentivised with a lower rate of premium rise, while it could be higher for commercial vehicles.