Sentences with phrase «higher premium rates if»

You could potentially be denied VGLI coverage or be stuck with higher premium rates if you don't meet certain health requirements.

Not exact matches

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

That forced us into the high risk pool which is costing a fortune and I'm barely able to pay premiums which are much higher than what you would pay even if you paid your COBRA rate.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

If the borrower has low credit, the creditor charges a higher interest rate premium due to the risk of default, especially on uncollateralized debt.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Also, if and your new spouse combine your auto insurance policies, your partner's credit history could lead to higher premium rates.

If you are facing a rate increase and want to lower your premiums, you can consider changing your policy to one with a higher deductible.

If you own a breed of dog that has been identified as a dangerous dog by your insurer, your premiums will reflect a higher rate or your coverage may be dropped.

FHA loans typically have higher mortgage insurance requirements than conventional loans; so if you have an FHA loan, you should compare mortgage rates and mortgage insurance premiums to see if you can lower your payment.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.

Also, if your original FHA mortgage was closed after May 31, 2009, the mortgage insurance premiums most likely will be significantly higher, so make sure to evaluate those costs carefully versus the savings you'll receive from the lower interest rate.

If you're still coming in at a higher premium than you'd like, just give us a call — we can evaluate the way the policy is rating and see if there are other factors that are impacting it and look for solutions to help get you covereIf you're still coming in at a higher premium than you'd like, just give us a call — we can evaluate the way the policy is rating and see if there are other factors that are impacting it and look for solutions to help get you covereif there are other factors that are impacting it and look for solutions to help get you covered.

If you have pre-existing health conditions or if you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditionIf you have pre-existing health conditions or if you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditionif you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditions.

Virtually all bond mutual funds and ETFs are currently stuffed with premium bonds, Bender says, and they will be for a long time, even if interest rates move gradually higher.

Other online mortgage sites which list rates will more heavily promote those lenders who are willing to pay a higher premium, even if their rates are not competitive.

If the policy is renewed, the premium will be at a higher rate because the insured is older than they were when the previous policy was written.

Even if they do, they may be issued a rated policy, which has higher premiums to account for the higher risk of the applicant.

So if investors think that bond values will drop due to increases in interest rates, they may panic and request a much higher premium for junk bonds.

If the amortization period or the mortgage is more than 25 years when the mortgage default insurance is obtained, the premium rate may be higher.

If you have applied for a higher sum assured or if you are a non-smoker, you are eligible to get discounts on premium rateIf you have applied for a higher sum assured or if you are a non-smoker, you are eligible to get discounts on premium rateif you are a non-smoker, you are eligible to get discounts on premium rates.

Likewise if interest rates were to drop to 2.00 % the price of your older bond might increase in value to reflect the premium higher yielding bonds would have.

If you compare MMDAs with money - market funds, the limits on liquidity and typically lower rates add up to a high premium to pay for federal deposit insurance.

This means that if your car insurance rate is high, this will impact what you pay as guaranteed auto protection insurance premium.

Higher insurance rate: The best option you may get is to have your premium revised to what it should have been if the correct information was known to the car insurer at the initial stage.

If the market is poor with low interest rates, the premium will be higher.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

If you are quoted higher premiums because of a medical condition that may improve in the coming years, ask whether the insurer will agree to a temporary rating, sometimes called a «flat extra.»

Most bonds trade at a premium: If they were issued when rates were higher, they're now priced above face value.

If the market expects interest rates at the time the option becomes active to be such that the issuer will exercise its option and call the bond, the option is said to be «in the money,» which can cause the security to trade at a premium to par, or a price higher than the bond's face value.

If high interest rates are causing you to pay a premium, shop around to see if you can refinance these student loans for a lower paymenIf high interest rates are causing you to pay a premium, shop around to see if you can refinance these student loans for a lower paymenif you can refinance these student loans for a lower payment.

However, with Welltower trading near all - time highs and many bond - like stocks trading at premium valuation multiples relative to history, short - term, more risk averse investors need to keep in mind the risk of a short to medium - term correction if rates do begin to rise and cause capital outflows for bond - like stocks.

However, if you have a premium Chase credit card, like the Chase Sapphire Preferred or Chase Sapphire Reserve, you can redeem your Ultimate Rewards points through Chase for travel at a higher rate.

Having the appearance that a law office is located in a premium commercial location enables lawyers to command higher rates than if they used an office address that was clearly their home.

As the the temp agency is considered by the WSIB as the worker's employer if they are hurt on the job, the practice of experience rating means it is the agency which is liable for higher premiums based on injury claims rates, not the client employer.

If you received a lot of moving violations (speeding ticket, parking ticket) in the recent past then you may have a higher premium rate just because of that.

For example, if you buy a UL policy in times of high interest rates, your cash values may accelerate rapidly, outperforming your original expectations, and allowing you to pay less in premiums in future years.

If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.

If you have any of the many common medical conditions such as high blood pressure or high cholesterol for example, Banner will usually come back with the best rate class after their underwriting process which in turn will enable you to acquire some of the lowest life insurance premiums.

If the applicant qualifies, this can sometimes be better that a fully underwritten policy where the applicant could fall into a rating scenarios such as standard B, Standard C, Standard D, Standard E and so forth where the premium could end up higher in the long run.

If you have preexisting health conditions such as diabetes or if you smoke, you can still get approved but with substandard rates and of course higher premiumIf you have preexisting health conditions such as diabetes or if you smoke, you can still get approved but with substandard rates and of course higher premiumif you smoke, you can still get approved but with substandard rates and of course higher premiums.

If you are planning on purchasing a relatively high face amount, working with the rate bands can drastically save you a lot of premium dollars.

If you already have sensibly taken out life insurance coverage, our experienced agents can review your policy to ensure that the life insurance rate class you have for your policy is correct and also that the premium rate you are paying is not too high.

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.

But if you qualify for preferred plus rates with Principal, your premiums may only be around 10 % higher than a competitor's policy that does require an exam.

Also, other factors like theft, vandalism and fire can damage the car so if the area of residence has a history of any of these factors, the premium rates are high.

If your rate is significantly higher you should look into your driving history, credit, or any other factor which may cause you to have a higher premium.

If you are filing any claim fearing high premium rates then it will demand replacement for the losses of every Ohioan except you.