Sentences with phrase «higher premium rates when»

Failure to insure your vehicle can lead to hefty fines, points on your driving record, and even higher premium rates when you finally insure the bike.
Anonymous term life insurance quotes for smokers often result in much higher premium rates when compared to non-smokers.
You can avoid the high premium rates when you shop online for your Vancouver renters insurance too.

Not exact matches

The Relay is made with avid joggers in mind and it has high ratings for the premium suspension system, so important to smooth out the ride when you're going fast.
When antilock brakes and airbags were significantly expensive options in the mid-1990s, customers opted for premium audio, leather seats and sunroofs at a much higher rate.
Interest rates have been trending down for years, and bonds issued when rates were higher now trade at a premium.
Most bonds these days trade at a premium (higher than their par value), because they were issued when interest rates were higher.
The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
Like almost all traditional bond ETFs nowadays, these funds are filled with «premium bonds,» which were issued when interest rates were higher.
The reason is that virtually all bonds now trade at a premium: they were issued when interest rates were higher, so they're priced above face value.
If the policy is renewed, the premium will be at a higher rate because the insured is older than they were when the previous policy was written.
If the amortization period or the mortgage is more than 25 years when the mortgage default insurance is obtained, the premium rate may be higher.
When you consider the magnitude of these illnesses — and the higher mortality rates they carry — it's easy to see why insurance companies charge smokers higher premiums.
When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.
Look at industry surplus relative to the past — when it is high, as it is now, premium rates will be lower than the risk demands.
Most bonds trade at a premium: If they were issued when rates were higher, they're now priced above face value.
A premium bond is a bond trading above its par value; a bond trades at a premium when it offers a coupon rate higher than prevailing interest rates.
All too often, pet owners faced with costly care have to borrow from relatives, use credit cards with high interest rates or sacrifice their pets because they do not have the funds, when it could be easily prevented with affordable monthly premiums for pet health insurance.
Based on my research, I concluded that irregular pricing occurred when a hotel has a high enough fixed value assigned to HHonors points redeemed for premium rooms and, for whatever reason, the best available rate for premium rooms is low enough to drop the price in cash, after conversion to HHonors points, below the HHonors point cost for a standard room award.
Finally, when comparing legacy U.S. carriers, an important means of comparison for many travelers as the networks of these carriers are far more extensive than low - cost carriers and they also offer a premium product on virtually every flight, American took first place with 79 % of program members giving it a rating of satisfied or higher, followed by United with a 76 % satisfaction rating.
It seems unfair to penalize an injured party by retroactively applying a lower interest rate to their damages for pain and suffering when the insurer reasonably expected to pay a higher rate when it set and collected the premium from the at fault driver.
You can do so regardless of health, but you will be paying a higher premium as you will be rated according to your current age when you renew.
The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
When you apply for life insurance, the insurance company is going to require that you take a medical exam, unless you have chosen to purchase a no medical exam plan, due to severe health issues, which will come at a higher premium rate.
When compared to higher cost full coverage or comprehensive collision car insurance policies, the PLPD car insurance is often as much as 70 - 80 percent cheaper in terms of annual premium rates.
When compared to many other life insurance companies, what Primerica life insurance rates are generally on the high side when it comes to term life insurance premiWhen compared to many other life insurance companies, what Primerica life insurance rates are generally on the high side when it comes to term life insurance premiwhen it comes to term life insurance premiums.
How can these states be paying such high premiums when auto insurance rates have been declining since 2005?
While Massachusetts sees high premiums when compared with national rates, homeowners insurance doesn't have to be expensive.
Policies receive ratings when the insured has a health condition that may cause a disability; the carrier requires a higher premium commensurate with that risk.
So, why pay high premiums when you can get the same coverage at much cheaper rates?
Rated policy: An insurance policy issued at a higher - than - standard premium rate to cover extra risk, as when the insured has impaired health or a hazardous occupation.
There are options such as a no medical exam life insurance policy if you absolutely need coverage, but those will come at a much higher premium rate than the policy you got when you were younger and healthier.
When an insurance company rates go too high all of a sudden, it is always worth asking your representative if there is anything that can be done to reduce the premium.
When a policy is table rated, you pay higher premiums because you are high risk.
When you add an expensive smoker rate to an affordable Term life insurance quote the premium goes up quite high as I explained.
Finding the lowest premiums from the highest rated life insurance companies can be simply and easy when you are using the right agent to help you locate low cost life insurance.
The older someone is when they apply for the insurance, the higher the cost for the same coverage or the insurance company will provide a lower death benefit at a set premium rate.
It's true, life insurance companies will consider an applicant's overall health when deciding whether to issue a life insurance policy and whether the application warrants charging a higher rate, or premium.
So, when the policy renews you will get a bill for the renewal rate, which will be higher than your previous premiums.
Keep in mind that, if you choose to cancel your policy, you won't be paying insurance premiums but will also be faced with higher rates when you need to be insured again.
The Good Hands People also charged the highest premiums when we compared five major insurers on the average new - customer rate for male and female single drivers ages 25, 35, 65, and 75 with excellent credit and a clean driving record in 23 states where all five companies are market leaders.
Also, if two policyholders have the same insurance cover at same premium rates, even when one person is more vulnerable to health risks than other, it would be unfair for a person with low risk as he would be paying the higher premium rate.
Discounts on High Sum Assured: The customer can get lower premium rates when he / she chooses higher sum assured.
Car insurance companies typically bump up insurance premiums after an accident, however they are obviously unable to extract higher rates when an accident is fatal.
The cover loses its validity when the policyholder reaches 75 years.Whereas at the lower age bracket say 25 years, the premium rates of LIC's e-term plan are competitive, the rates in the higher age category are higher when compared with the rates provided by private players.
While premiums are not necessarily higher through the MAIP with an ARC, a high risk driver can expect to receive higher insurance rates as companies look at many factors when they set premiums for your coverage.
Signing up for a medical cover when old means you are going to pay higher interest rates, huge premiums with lesser associated benefits.
When viewing the rates people, at the outset, assume that the premiums will be very high.
When you do, the policy continues for another year at a higher premium rate.
When you have a high credit score you will more than likely have a low premium rate.
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