Sentences with phrase «higher standard interest rate»

For cardholders with the best credit scores, the SunTrust Cash Back card is a great choice for transferring a balance: It offers a low minimum interest rate, modest balance transfer fee and lengthy interest - free promotion; however, cardholders with lower scores could get stuck with a much higher standard interest rate.
Like other kinds of reward credit cards, travel cards will typically have a higher standard interest rate than similar, nonreward cards.
Like other kinds of reward credit cards, travel cards will typically have a higher standard interest rate than similar, nonreward cards.
Reward credit cards will have higher standard interest rates than similar cards that don't offer rewards.
However, the PlayStation card comes with high standard interest rates after that period.

Not exact matches

The combination of higher interest rates and tighter lending standards contributed to the share of new loans that are interest - only falling comfortably below the 30 per cent limit.
Our reviews of the biggest mortgage lenders will help you find what you need, whether that means a lower down payment, better interest rate or higher standards of customer service.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
The current state of the global economy threatens to cause further tightening of the credit markets, more stringent lending standards and terms and higher volatility in interest rates.
U.S. stocks rose, with the Standard & Poor's 500 Index near a record, as investors weighed economic data for clues on the timing of higher interest rates amid optimism that a deal on Greek aid is within reach.
By owning this account, you can earn higher bonus rewards with your PNC Visa ® Credit Card, higher interest rates on Premiere Money Market or Standard Savings account and higher rates on CDs and IRA CDs.
Basically, this is a subprime or near - prime vehicle loan with a higher interest rate compared to standard solutions.
In most cases investors won't feel the full impact of this fee, as we are often able to access the same loans at higher interest rates than standard investors.
All of the major banks have increased their standard credit card interest rates by at least 25 basis points, with a couple announcing slightly higher increases.
The advocates of globalization give philosophical justifications to accept export - led growth, lower wages and living standards for workers, shrinking government budgets, and extremely high interest rates.
«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance, high interest rates, an unstable exchange rate, high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»
In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period.»
And with the majority of states now implementing more rigorous academic standards aiming to help more students graduate better prepared for life after high school, and with the nation watching to see if this shift indeed leads to improved outcomes, interest in the graduation rate is unlikely to subside any time soon.
Interesting features of this model are available high - end features, Lots of standard amenities, efficient turbocharged engine, roomy for a compact, and good smartphone integration Guaranteed financing for everyone, interest rates starting as low as 2.9.
Strengths of this model include Lots of standard amenities, roomy for a compact, efficient turbocharged engine, good smartphone integration, available high - end features Guaranteed financing for everyone, interest rates starting as low as 2.9.
You will probably be able to secure a standard, no - frills credit card — absent any of the derogatory factors listed above — but it may come with a high interest rate.
Because of the riskier nature of construction loans, their interest rates usually run slightly higher than those for a standard mortgage.
Known for its very high lending standards and very high principal rates, SoFi may be a better choice for well - qualified borrowers looking for higher amounts of money and / or those who are able to take advantage of the company's loans» variable interest rates.
The bank's standard interest rates aren't nearly as high as those you can find at online banks, but if you're a new customer with at least $ 10,000, Santander offers a strong promotional rate that may be worth consideration.
In other words, one reason why lenders may be looking for higher FICO scores beyond FHA loan guidelines is not because they want to make things harder for borrowers, not because they want to raise interest rates, but because they want to make sure that loan officers and underwriters follow FHA standards.
For many, the drops have come at the same time that lenders have tightened their standards and demanded higher scores to get the best interest rates.
They do have high qualifying standards, interest rates can be high, and sometimes the repayment terms are not structured in the most comfortable way.
Lower interest rates and faster approval times are available to people who have excellent credit scores or at least a score higher than the lenders» standards.
Despite the excellent credit requirement, this card has a higher interest rate than the Chase Ink card, which is an important factor to consider when applying for any card, but particularly for one that already has a high credit standard.
Peer - to - peer lending standards are significantly more lenient than banks», and these loans» interest rates are usually lower than those offered by traditional lenders, but the rates will likely exceed those on high - yield savings accounts, so you stand to make a much higher return with peer - to - peer lending.
By today's standards, a good customer can simply be late paying a debt other than the credit card and find their interest rates skyrocket, sometimes as high as 30 %.
Looks like Wells Fargo (WFC) is trying to push borrowers to away from ARMs and into the higher standards of fixed interest rate loans.
So, standards do differ, and prospective mortgagees judged to be riskier are offered loans at higher interest rates or more points up front etc, or declined entirely.
High down payments, high interest rates, and high credit standards made jumbo loans almost obsolHigh down payments, high interest rates, and high credit standards made jumbo loans almost obsolhigh interest rates, and high credit standards made jumbo loans almost obsolhigh credit standards made jumbo loans almost obsolete.
Finally, you may find that the interest rates offered for cash - out refinancing run higher than those for standard mortgages.
Tip: If a lender offers a choice of repayment plans, they will generally charge a lower interest rate for Standard and Interest Only repayment, and a higher interest rate for Deferred repayment to compensate for the addinterest rate for Standard and Interest Only repayment, and a higher interest rate for Deferred repayment to compensate for the addInterest Only repayment, and a higher interest rate for Deferred repayment to compensate for the addinterest rate for Deferred repayment to compensate for the added risk.
If you decide to get a cash back mortgage, you'll find yourself paying a decidedly higher interest rate than on a standard mortgage.
A high quality bond rating of AAA from Standard and Poor's, for example, means the bond is of the highest investment quality, suggesting the company will have the ability to pay both principal and interest at maturity.
Typically, interest rates and down payments for a jumbo loan will be higher than a standard conforming loan.
The standard rule is the lower the credit scores the higher the interest rates and down payments / deposit.
Doing so showed that SunTrust's version of the Fannie Mae HomeReady ® loan carried a slightly higher interest rate than standard conventional loans at any of the three national banking brands.
Because of the special free offer, these accounts almost always carry a higher rate of interest than a standard credit card offer.
In fact, the minimum credit requirement to even be considered for a personal loan is 660, but even meeting the minimum standards will mean significantly higher interest rates for most borrowers.
This means that should the credit card holder make a late payment, miss a payment or go over the credit limit the balance transfer amount could go from the promotional rate to a higher standard or even punitive interest rate.
Standard auto loan refinance logic holds that a shorter - term loan will require higher monthly payments while incurring a lower interest rate.
We don't recommend using a mile credit card if you plan to carry a balance forward each month... as interest rates tend to be higher than standard cards.
In today's low - interest environment, it's unusual to see major banks offer annual rates higher than 0.01 % on their standard savings accounts.
While the application process is speedier, you can not borrow as much as with a standard 7 (a) loan and you'll be subjected to higher interest rates.
The downside is the same as with standard private mortgages though, the worse your credit score, the higher your interest rate.
Under the new commission - free plan, ECN fees are charged on the trade and the interest rate associated with trades in this account are 1.5 % points higher than the standard margin rates.
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