Sentences with phrase «higher than mutual funds»

The fees are typically 2.5 % to 3.25 % a year, which is higher than mutual funds because of the cost of the guarantees.

One very important thing to keep in mind about the «comparison» above is that the management fees were kept the same and the load was a little higher than a mutual fund would charge for 100K.

Not exact matches

«That's better than mutual fund fees, but it's still pretty high,» he says.

If you take the plunge and tap your retirement plan for the cash you need to start your company, there's no guarantee that your business will generate a higher return than you'd get by keeping your money in the large - cap mutual funds it's probably in right now.

Bond investors like mutual funds and pension funds hope to buy securities with comparatively higher yields than other asset - backed debt that could also provide diversification benefits.

They tend to offer higher investment returns than actively managed mutual funds, in part because of their lower fees.

It can be worthwhile to sell a mutual fund, especially one intended to be a core long - term holding, if its management fee and other expenses are higher than those of similar funds with the same investment objective.

These mutual funds have promised higher yields and better returns than bond - only funds, and for the most part they have delivered.

In other words, you end up with a fee structure no different than the investor who owns the high fee mutual fund in their own discount brokerage account.

Research shows that money flows into high - performance mutual funds more rapidly than money flows out from funds that are underperforming.

As a result, many mutual funds — which might be better performing but have higher expenses than other investment vehicles — would fall off of brokerage firms» platforms.

This would mean brokers could take undisclosed kickbacks to push certain products, and place their interests ahead of their customers — recommending mutual funds and other products that earned them the highest fees, rather than served the interests of clients.

MINT is a low - cost, actively - managed fund that seeks higher current income than the average money market mutual fund by holding a hodgepodge of high - quality and ultra-short term USD - denominated debt issued by domestic or foreign issuers.

Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

Sure there are other factors you need to consider, but nothing can kill your returns more than mutual funds with front or back - end loads and high management fees.

Mutual funds have much higher management fees than index funds and almost always will make you less money over longer periods of time.

The only justification for a mutual fund to charge higher fees than its ETF benchmark is «active» management that leads to out - performance.

They entail significant risks that can include losses due to leveraging or other speculative investment practices, lack of liquidity, volatility of returns, restrictions on transferring interests in a fund, potential lack of diversification, absence and / or delay of information regarding valuations and pricing, complex tax structures and delays in tax reporting, less regulation and higher fees than mutual funds.

TeenAnalyst Advice: Investors prefer mutual funds with lower turnover rates because they have lower fees than those with higher turnover rates.

These ETFs are considered alternative cash management tools because they typically deliver higher income than money market mutual funds.

As individuals normally hold far fewer bonds in their portfolio than bond mutual funds, the chances that a default will result in a large loss for the investor are generally higher for those investing in individual bonds.

Sometimes, your 401 (k) may charge very high fees on the mutual funds it offers: In some cases, more than 2 % a year.

According to a recent NBER Working Paper, Berkshire has the highest Sharpe ratio of all US stocks from 1926 to 2011 and a higher Sharpe ratio than all US mutual funds around for more than three decades.

The earnings from an annuity, when withdrawn, are subject to the ordinary income tax rate, which for many is higher than the long - term capital gains rate that one incurs in owning a mutual fund, according to Daniel Kurt, writing in Investopedia.

According to Morningstar, the bar for justifying these alt products in a retirement account under a best - interest obligation is then much higher than more standard products such as mutual funds and exchange - traded REITs.

The findings suggest average investors might be better served to handle their own portfolios rather than pay the often - high fees charged by mutual fund managers, said Andrei Simonov, associate professor of finance.

Of course, if you went the FOLIOfn route, you would pay.89 % per year -LRB-.7 % for the ETF + ($ 199 ÷ $ 100,000) =.899 %), which is significantly higher than Vanguard's TMI mutual fund.

If you have a 401 (k) plan at work that includes a stable - value fund, you might keep your cash allocation in the fund, which may offer a somewhat higher yield than, say, a money - market mutual fund.

Mutual funds sold in Canada tend to have high fees: for a balanced portfolio of stock and bond mutual funds, you'll typically pay a bit less than 2 % a year through a bank branch, or a bit more than 2 % through an independent mutual fund adMutual funds sold in Canada tend to have high fees: for a balanced portfolio of stock and bond mutual funds, you'll typically pay a bit less than 2 % a year through a bank branch, or a bit more than 2 % through an independent mutual fund admutual funds, you'll typically pay a bit less than 2 % a year through a bank branch, or a bit more than 2 % through an independent mutual fund admutual fund adviser.

Choose a self - directed TFSA investment account that lets you hold stocks, bonds, mutual funds, exchange - traded funds (ETFs) and other investments that can generate higher returns than savings accounts.

Our average fees are high and many actively managed mutual funds are no more than expensive index funds that replicate their benchmarks, less a 2.5 % fee.

Global bond mutual funds have higher costs than ETFs, with MERs ranging as high as 3 %.

In the current low - rate environment, an Ally 5 year CD has a much better risk / return profile than a high - quality bond mutual fund.

Both should offer somewhat higher yields than a savings account or a money - market mutual fund.

I heard that we get higher returns if we do mutual fund investment directly than through online facilitators like fundsindia.

Historically, a broadly diversified portfolio of stocks (now easily obtained with one or two index mutual funds) has usually provided much higher long - term returns than bonds or cash, but with inevitable, dramatic ups and downs (volatility) that can be very stressful.

Specially, when the mutual fund investments are enjoying higher than normal returns pushed by a bull market 9for equity) and falling interest rates and thus higher returns (for debt funds).

IB Asset Management Smart Beta Portfolios have low fees and provide broad market exposure and potentially higher returns than Mutual Funds and Exchange Traded Funds.

Q: The portion of small cap exposure in the recommended Schwab ETF allocation seems to be significantly higher than the small cap allocation in Vanguard or Fidelity ETF's, or in your mutual fund recommended allocation.

I read a lot of books before I started investing three years ago, and the data clearly show that indexing usually leads to higher returns than typical mutual funds.

The research is clear that the overall performance of individual investors is worse than that of high - priced mutual funds.

It's probably higher for dividend investors than it is for mutual fund managers, who have much greater costs to overcome, but it's still a long shot.

It's worth noting that Group RRSPs limit your options to a handful of mutual funds that may charge higher fees than you're comfortable paying.

If you're an active investor, however, smart - beta ETFs are certainly a better choice than an undisciplined stock picking strategy that's based on little more than guesswork and hunches, and they're a cheaper alternative to high - fee mutual funds.

Today we take it for granted that virtually all mutual funds and stock pickers are trying to earn higher returns than the overall market — or at least earn the same returns with lower risk.

I've made similar points myself about Canada's industry: can the mutual fund industry (which charges fees considerably higher than America's) really be motivated to tell young investors about the existence of lower cost and more tax - efficient ETFs?

After all, more than 92 % of Canadian equity mutual funds have lagged the market over the past five years, largely because Canada has some of the highest fund fees in the world.

But guarantees cost money, so most seg funds charge annual fees at least a half a percentage point higher than comparable mutual funds.

Bernie Geiss of Cove Financial Planning in North Vancouver, B.C., argues against investing in seg funds, because the management fees are typically higher than similar mutual funds.

The average cost to trade mutual funds is $ 30.55, 17 % higher than than the average trading fee for non-U.S. Treasury bonds.