Sentences with phrase «higher than payments»

The first precondition for cash - out refinance is that the borrower will afford to make the loan payments for the new loan, if these end up being higher than the payments for the existing loan.

It saves you money over time because your monthly payments may be slightly higher than payments made under other plans, but you'll pay off your loan in the shortest time.

These payments may be higher than the payments that would be required if this purchase was a non-promo purchase.

Not exact matches

When InBev asked candidate firms how much extra work they'd be willing to do without compensation and how much longer than the company's already astonishing 120 - day payment terms agencies would be willing to wait for their money, the ad biz was in high dudgeon.

Previously, the rule only applied to high - ratio loans, in which down payments are less than 10 % of the home's value.

Despite lower pay, women handle credit more responsibly than men, on average, according to Experian, which reports that men have a 7 percent higher incidence of late mortgage payments and 4.3 percent more debt than women.

More diversified than Visa (v), Mastercard gets a higher proportion of its revenue from outside the U.S., positioning it to win as consumers around the world switch from cash to electronic payments and from bricks and mortar to e-commerce, says Greg Dunn, comanager of the Thornburg International Growth Fund.

Even if we assume that Apple Pay accounts for three - quarters of US mobile and e-commerce spending in 2017, that would still leave $ 743 billion in Apple Pay volume that would need to take place in stores — or 13.8 % of total in - store retail volume, a $ 554 billion higher dollar volume than what we forecast for mobile payments as a whole.

«After doing some arm - twisting,» Nocera wrote, «Bair felt she had extracted a commitment» that servicers would try to restructure mortgages — in particular, that they would be willing to freeze adjustable - rate mortgages at the original payment level, rather than the higher «reset rate,» as Nocera reported in 2007.

The estimated monthly house payment for a median - priced, three - bedroom home purchased at the end of 2013 was a whopping 21 percent higher than it was at the end of 2012, according to RealtyTrac.

That's more than the lowest payment option for Netflix, which starts at $ 9, but high enough to discourage many cable TV subscribers from cancelling their service.

The increase follows a rash of high - profile data breaches suffered by brands like Target, Home Depot and J.P. Morgan; the infamous «Backoff» malware package that compromised tens of millions of Target shoppers» credit cards in late 2013 also affected the in - store payment systems of more than 1,000 American businesses, according to the Department of Homeland Security.

Because banks and other lenders shy away from borrowers with less than a 25 % down payment as higher - risk clients, mortgage insurance gives people with smaller down payments a better risk profile.

The seller is also likely to want a higher percentage in down payment from the buyer because they are at more risk than a bank.

So you can participate in REPAYE even if your monthly payments are higher than they would be on a Standard 10 - year plan.

Your income might be too high to qualify: If 10 percent of your income is higher than your monthly payment on a Standard Repayment Plan, then you would not benefit from an IBR plan.

For example, if there are no payments for CSRs, premiums in the marketplaces would probably be higher than projected in the baseline.

Both the down payment and interest rate on a condo mortgage will be higher than they would for a regular house at the same price.

After winning two high profile 401k fee lawsuits, courts have approved the payment of more than $ 31.9 million in legal fees.

Within program expenses, major transfers to persons were up $ 1.1 billion, primarily due to higher old age security payments, reflecting an increase in the number of recipients and higher inflation, as benefits are indexed to quarterly changes in the consumer price index, major transfers to other levels of government were up $ 0.6 billion, reflecting legislative increases; while direct program expenses declined by $ 0.2 billion, as lower «other transfer» payments more than offset increases in departmental / agency operating costs.

If current interest rates are lower than they were at issue, the MVA will result in a higher payment.

For those with well established business credit profiles, your payment may be higher than you could secure through a traditional installment loan.

The U.S. government on Monday said it would increase by 3.40 percent on average 2019 payments to the health insurers that manage Medicare Advantage insurance plans for seniors and the disabled, a higher - than - expected rise reflecting a projection of higher medical cost growth.

While a fixed rate loan may have a higher interest rate than a variable rate, you do not have to worry about fluctuations or changes to your payment amount.

On the downside, your monthly payments for a 15 - year fixed mortgage will typically be much higher than with a 30 - year fixed mortgage.

a bond where no periodic interest payments are made; the investor purchases the bond at a discounted price and receives one payment at maturity that usually includes interest; they have higher price volatility than coupon bonds as a result of interest rate changes

Even with a higher interest rate, spreading payments out over 30 years, rather than 15, for example, can result in a dramatically lower monthly payment.

Lendistry's SBA Loans offer qualifying businesses planning for long term growth rates no higher than 10.25 % *, terms up to 10 - years, and monthly payments.

Expenses for other direct program expenses (excluding other transfer payments) could be $ 2 billion higher than estimated in Budget 2012, especially if the Government decides to book the shortfall in the environmental liability as identified by the Commissioner for the Environment and Sustainable Development.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

Comparing our opportunity to Japan's, isn't our sovereign credit risk much higher than Japan's in terms of per capita GDP growth, structural balance - of - payments deficit, history of default and history of inflation?

Failure to recertify on time can result in your monthly payment reverting to the amount you would pay under the Standard 10 - year repayment plan, which may be significantly higher than your monthly payment on an IDR plan.

Some business financing techniques have higher repayment terms than others, so determining if and how much a business can afford in monthly payments is crucial to selecting the right funding solution.

Of the year - over-year improvement, budgetary revenues were up by $ 11.4 billion, primarily due to higher personal and corporate income tax revenues, while program expenses were up by $ 0.4 billion, as lower other transfer payments and employment insurance benefits were more than offset by higher transfers to provinces / territories, elderly benefits and other direct program expenses.

Although the forecast for budgetary revenues appears to be on track, with higher - than - expected personal income tax revenues more than offsetting lower - than - expected Goods and Service Tax revenues, the Budget 2012 estimate for other transfer payments appears to be significantly overstated.

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

Together, these requirements create a triple whammy for some first - time homebuyers who often have smaller down payments, higher debt obligations — such as student loans — and traditionally lower credit scores than more seasoned buyers.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

A lower down payment means a higher LTV, resulting in a rate estimate that's higher than average.

College graduates with debt have higher incomes than those without, but after accounting for higher taxes and student debt payments, their disposable income is ~ $ 1,100 lower.

This can cause discretionary income, and thus payments, to be higher under REPAYE than they might be under ICR or IBR if spouses file separately.

Many firms have organized themselves on the basis of capturing «conflicted payments rather than the delivery of high - quality financial advice,» the memo states.

You won't be able to save a significant amount on interest if you prepay your outstanding balance since the initial payments are higher than the remaining ones.

The median property tax payment in Anne Arundel County is $ 2,885 per year, about $ 680 higher than the U.S. average.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

If you do pay more than the minimum payment, be sure to apply these payments to your loan with the highest interest rate first.

For one thing, prices are high in California, which means borrowers will need more money for a down payment and will have higher monthly housing costs than in states with more affordable real estate.

But monthly payments are usually higher than with other mortgages.

In addition, general government interest payment - to - revenues will likely remain at around 12 % over the upcoming years, substantially higher than the 2 % average during 2010 - 2014.

Rockefeller calculated that New York made payments of $ 12,820 per capita, or $ 3,401 higher than the national average, while federal spending in New York was $ 10,395 per capita, $ 329 lower than the U.S. average.