Sentences with phrase «higher than the actual»

APR represents the total interest cost, including fees, as an annualized rate which may appear higher than the actual overall cost of a short term loan.

Underwater mortgages are loans that are higher than the actual market value of the property they are financing, and Chicago has the highest percentage of them among major metropolitan areas in the U.S..

«The forward price has consistently been higher than the actual wholesale price,» says Rob Spragins, a former Utilities Consumer Advocate.

If sales expectations were much higher than the actual amount of work done, the owner may have hired too many employees.

The idea was to keep user fees no higher than the actual cost of production, so as to avoid rent seeking.

Often, the forward price is higher than the actual price of power during the month it is used.

From those ashes emerged the Great Bull Market (1981 to 2000), as inflation expectations remained much higher than the actual rate.

I had one of those and the temp gauge was about 75 degrees higher than the actual temp at the cooking level.

I did see somewhere that his cap hit in recent years was higher than his actual salary, and the guaranteed money part certainly explains that.

«Well respected CIES» yeah no, they value English players higher than actual world class players so don't take it seriously.

For the dwarf planet Pluto, however, the predicted temperature based on the composition of its atmosphere was much higher than actual measurements taken by NASA's New Horizons spacecraft in 2015.

He said Hunt's study is of «limited relevance to human health» and that the doses used were much higher than actual human exposure.

Thanks to the miscalculations of scientist Dr. Emil von Wolf in 1870, spinach was believed to have an iron content 10 times higher than its actual level.

However, Malcom Trobe, Association of School and College Leaders (ASCL) acting general secretary, argued that whilst predictive grades were often higher than actual grades «teachers are looking at the best possible outcome for the student» and are predicting their «maximum grade».

The per - meal rate for free lunches (currently, $ 2.24) can be higher than the actual cost, so there may be some advantage to schools with many poor students, although this improvement is usually offset by inefficiencies of older buildings with outdated kitchen equipment.

If you look at them, the drain plug always sits a tiny little bit higher than the actual bottom of the pan.

October's 2014 deliveries of 2,959 may have been higher than the actual market due to the stop sale orders issued in September regarding the airbag an emergency brake issues.

In some cases, they track the number of books shipped from warehouses to retailers, but these numbers often prove higher than actual sales due to returns.

Samsung claims it will have 6.6 hours of runtime, but manufacturers always seem to fudge those numbers higher than actual usage.

Shipping charges are generally not taxable when items are shipped by common carrier or US Mail, the invoice separately states charges for shipping, and the charge is not higher than the actual cost for shipping.

All of these terms essentially mean «price will correct (go down) eventually, because price is currently much higher than actual value».

APR represents the total interest cost, including fees, as an annualized rate which may appear higher than the actual overall cost of a short term loan.

Projecting the value of a dollar over the next 30 years causes the lender to take a conservative estimate that is a little higher than actual costs to ensure that the loan does not lose money.

But, the report cautions, the CPP payment promises rely on assumed returns on investment much higher than actual yields on fixed - income assets suitable for backing that kind of sovereign - grade pension obligation.

I forgot to take a screen shot on the last day of the month (AGAIN), so the screenshot below is slightly higher than the actual December ending number due to pay day on the 1st of the month.

In this particular case, since the intrinsic value is higher than the actual price per share, it is likely that AT&T is considered undervalued by this metric.

This is almost 1 % higher than the assumed asset allocations / returns provided, and 1.5 % higher than actual 10 yr returns.

The fact that BurkeyLoan is offering loans that are higher than the actual value of house properties may raise some eyebrows.

It is significantly higher than the actual interest rate credited to the premium.

It will usually be slightly higher than your Actual Rate because it includes these additional items and assumes you will keep the loan to maturity.

Immediate taxable income would would be distributable, but since loss carryforwards can be paired with the capital gains, one of the main obstacles to buying back REIT CDO debt is eliminated (i.e., where to come up with the cash to pay required REIT dividends on «phantom» taxable income that is suddenly higher than actual operating cash flow?

After I run my regression, I look at the cars with the biggest price deviations, the predicted price is a lot higher than actual.

The annual percentage rate, usually shown next to the advertised and called «APR», or nominal, interest rate, is always higher than the actual, or effective, loan interest rate because it annualizes the fees and costs associated with the loan.

Understand that some folks can give an amount which is several times higher than the actual cost of the service itself while there are also those that will only give spare change.

The cost of car rental insurance sometimes is higher than the actual rental rate, always ask for the final rate!

It interpolates information from previous frames into the current frame to make a resolution higher than the actual frame being rendered.

This will be an amount much higher than the actual change in H + concentration itself.

This is apparently what happened a few weeks ago when some prominent alarmist modelers decided to scale back their temperature forecasts, probably because the forecasts were continuing to be much higher than actual temperatures.

Yet RGGI hasn't induced a robust enough carbon price to drive down emissions, primarily because the initial emissions «cap» was set 45 % higher than actual emissions by the covered power plants and wasn't tightened enough to actually «bind» until four years later.

Actually, even though the line may look synchronized, the «Conclusions» section of the linked PDF specifically explains that by selectively discarding the data, the CRU made pre-1950's temperatures lower than actual, and post-mid-1990's temperatures higher than actual - thus producing an intentional skewing of the trendline.

However, when the new network versus old network results are examined in total, for the recent summer heat wave in the U.S., the old stations were reporting bogus warming during July that amounted to some +2.1 °F higher than the actual temperatures.

Since this is 7Watts / m ^ 2 higher than the actual measured average and is more than a full Watt / m ^ 2 higher than any value measured in the past 31 years, if one were to criticize someone for violating science protocol it would not be Roy Spencer whose basic data and computations are readily available for scrutiny by anyone who whishes to do so; it is Trenberth for using contrived values for OLR in his energy balance computations instead of using actual physical data measured directly by satellites.

As the adjacent chart by expert Bob Tisdale reveals, the NASA climate model prediction for ocean heat content (OHC) is robustly higher than actual measurements of OHC since 2003.

The world's expert climate - change economists estimate that the costs associated with reducing CO2 emissions will be multiple times higher than the actual CO2 reduction benefits.

Unadjusted, this make warming trend look higher than actual so NASA has adjusted data to account for that which reduces the warming trend.

Fact is, almost all of their predictions have been higher than actual measaurements.

Lucia, who tends to be scrupulously fair about such things, shows the more recent IPCC models just dancing on the edge of being more than 2 standard deviations higher than actual measured results.

Moreover, simulations were more than four times higher than actual over the last 15 years — statistically, there is but a 1 in 500 chance this can happen so needless to say, the «null hypothesis that the observed and model mean trends are equal,» is rejected.

Simulations were more than four times higher than actual over the last 15 years.

If you do not keep any of these valuable items in your home or apartment, then the national average amount will probably suffice or be somewhat higher than your actual needs.