Sentences with phrase «higher than the term policy»

Premiums for the new policy will be higher than the term policy rates since you would pay based on your current age at the time of converting your policy and because whole life costs more than term life.

«It typically offers a declining amount of coverage for a cost that is higher than a term policy.

Although the premiums are much higher than term policies, they are fixed for the life of the policy; and as the policy ages, a larger amount of the annual premium is applied to the cash value.

Commissions on whole life products and term life products are both about the same percentage of the premium, but premiums for a whole life policy can be up to ten times higher than a term policy's.

Premiums for whole life insurance plans are much higher than term policies, and premiums can be decided according to the sum assured that the insured wants to be covered for.

Not exact matches

The stakes are high for this assessment, not only because it will be a primary determinant of the timing of Federal Reserve policy tightening; the more one believes that current high long - term unemployment is cyclically (demand) driven rather than structurally (mismatch and demographic) driven, the more one believes workers can be brought back into employment through monetary (or other) stimulus.»

Disney, now owners of Star Wars producer Lucasfilm, has recently adopted a «legacy pay scale» policy; in layman's terms, veteran actors were paid ludicrously higher wages than their less experienced counterparts, regardless of screen time.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

Policies that allow institutions to measure student progress in terms of mastery rather than credit hours are beginning to take hold in K — 12 and higher education.

The Bluegrass State has an experienced corps of teachers who have higher education levels than the national average, according to the March 8 report by the Kentucky Long - Term Policy Research Center, a state - financed group.

- Examine vehicle to determine if additional safety or service work is required - Advise Manager if additional work is needed - Document all work performed as soon as job is completed - Attend factory sponsored training classes and keep abreast of factory technical bulletins - Understand and follow federal, state and local regulations such as disposal of hazardous wastes - Ensure that vehicles are kept clean - Perform all other duties as assigned - Follow all company safety policies and procedures & immediately report any and all accidents to Manager or Supervisor REQUIREMENTS: - High School Diploma or equivalent - ASE Certification preferred - Automotive Technician - Minimum 2 years previous experience - Excellent driving record - Self - motivated with ability to perform quality work with efficiency - All applicants must be authorized to work in the USA - All applicants must have the ability to pass pre-employment testing to include background checks, MVR, drug test, and valid driver's license - All applicants must perform duties and responsibilities in a safe manner - Ability to read & comprehend instructions and information - Personal & Professional Integrity - Desire for long - term employment If you're looking to work in a progressive environment with a rapidly growing organization, than we have a position available for you.

(a) The premium for a whole life insurance policy is generally much higher than that of a term life insurance policy.

If you buy a 10 year term policy and want to renew it at the end of that term, the premiums will be higher than what you were originally paying, so choose the length of the term carefully.

Since permanent life insurance policies have much higher rates than term policies, and most financial obligations go away over time, term life insurance is typically the better option for most people.

In addition, Gerber's rates for term life insurance are significantly higher than those available elsewhere for simplified issue policies.

Given the median tenure for employees at a particular job is less than 5 years, it's likely you'll move to a new company within the term of coverage, and you'll have to get a new policy which is likely to have higher premiums since your age has increased.

This means that if you know that you want coverage for a longer period of time, you'll pay a higher average premium with Colonial Penn than if you purchased a longer term policy elsewhere (such as a 10 - year or 20 - year term) since your risk profile increases with age.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.

When this reaches an extreme, short - term interest rates are higher than longer - term rates, indicating market concern that the tightening of policy might end up pushing the economy into recession.

First, premiums are substantially higher than what a person would pay for a term life insurance policy for the same dollar amount, if it were to be issued.

Whole life insurance policies have higher premiums than standard term insurance policies.

Premiums for permanent life insurance policies are typically higher than for term.

But when I have a look at these kinds of things, the cost for the mortgage insurance was way higher than just the life insurance policy, a term life insurance policy.

If you primarily wanted coverage to replace your income before you retired or cover certain expenses, like a mortgage, we wouldn't recommend converting to a permanent policy as you'll pay higher premiums than if you purchased a new term policy.

The cost per insurance is so much higher in many cases than a good quality term policy.

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

As a result, the premiums will be higher than those for term at the start of the policy, but there can be more flexibility in benefits.

Premium payments are also fixed for the term of the policy, but because a death benefit payout is expected more often than not, premium rates are often higher than with term life insurance.

Permanent life insurance policies have higher premiums than term policies, often by a factor of 10 or more.

While initial premiums are higher than with a typical term policy, it is possible for coverage to continue until death of the insured, and cash value may accrue in the policy on a tax - deferred basis that can be used to help meet financial needs during your life.

You will still pay higher premiums than when you had a term life policy.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

Because replacement cost policies pay out higher amounts than actual cash value policies, they typically cost more in terms of premiums.

The premiums for universal and whole life policies are often five times higher than those of a 20 - year term policy.

When an insured is required to re-qualify for term life insurance at their then - current age, the quote at that time will typically be much higher than it was on the original policy.

The premiums for return - of - premium policies are considerably higher than premiums for standard term policies.

-- The term «Climate Registry» means the greenhouse gas emissions registry jointly established and managed by more than 40 States and Indian tribes in 2007 to collect high - quality greenhouse gas emission data from facilities, corporations, and other organizations to support various greenhouse gas emission reporting and reduction policies for the member States and Indian tribes.

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[16] The crucial factor is that notice of the terms, or indeed of the existence of a liability release was not contemporaneous with the entry into the contract evidenced by the payment of the far... Although the company policy was that no one could go on the trip without signing the release, they had no more right to require him to agree to the additional contractual terms of the release than they would have had to try to exact a higher fare from him to secure their performance of the contract (Gilbert Steel Ltd. v. Univ..

In the earlier years of a whole life policy, when you are younger, your premiums may be higher than with a term life policy for the same amount of coverage.

These policies carry higher premiums than other types of term life insurance.

The premiums for a return premium term life plan are usually higher than for a regular level term life insurance policy, since the insurer needs to make money by using your premiums as an interest free loan, rather than as a non-returnable premium.

Because these plans typically cover applicants who are considered to be riskier in terms of age and health, the premium is usually higher than that of a traditionally underwritten policy.

A $ 2,000,000 life policy for 30 Year term will have higher rates than a $ 1 Million dollar term life policy.

The only downside to this product is that the premiums will be higher than other term policies, but this downside is small when compared to the options offered through ROP Endowment Term coverterm policies, but this downside is small when compared to the options offered through ROP Endowment Term coverTerm coverage.

Because the odds are high that you will in fact live past when the term expires, these policies are much less expensive than «permanent» life insurance policies that never expire.

The premiums for return - of - premium policies are considerably higher than premiums for standard term policies.

In the early years of the policy, the premiums are higher than term life but the monies go toward a special account that is invested (at a typical rate of 2 - 4 percent) and builds up a cash value.

The premium is much higher than term or universal life, but you have a lot more benefits with this policy.