Sentences with phrase «higher than those with good credit»

Not exact matches

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

For those with well established business credit profiles, your payment may be higher than you could secure through a traditional installment loan.

While APRs start higher than at other lenders, Kabbage has no minimum credit score requirements to apply, so it can be a good source of funding for small business owners with poor to fair credit.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

In most cases, if you qualify for financing, you will see much higher rates than a borrower with good credit would.

His coverage skills are much better than he sometimes gets credit for; we believe he's a well - rounded player with a high ceiling.

«As expected, the subjects stated that the wine with the higher price tasted better than an apparently cheaper one,» said INSEAD business school professor Hilke Plassmann, a study co-author, noting that they also gave some study participants $ 50 in credit that limited how much they could try.

The credit card company will then charge a percentage of the amount you transfer, usually 1 - 5 %, which may still be a better option than leaving the balance on your current card with its high interest rate.

Still, it deserves a good amount of credit for what it is able to achieve with its sights set higher than any production before it.

In an article for Education Next, Pieter De Vlieger, Brian A. Jacob, and Kevin Stange of the University of Michigan report that students taught by skilled postsecondary instructors receive higher grades and test scores, are more likely to succeed in subsequent courses, earn more credits, and are better positioned to complete a college degree, with larger effects for in - person than online classes.

Under the Carl D. Perkins Career and Technical Education Act of 2006, states are provided with funding to develop the technical skills of secondary and postsecondary students who elect to enroll in CTE programs.46 Currently, 12.5 million high school and college students are enrolled in CTE programs.47 These programs help keep students in school; the graduation rate of CTE students is about 90 percent, 15 percentage points higher than the national average.48 However, research on their effectiveness is still in the preliminary stages.49 The best and most effective CTE programs are linked to and supported by local business or industry; provide real - world experiences or work opportunities; give students tangible outcomes such as an industry credential or college credit; and create pathways for pursuing college or career after graduation.50

Auto financing for bad - credit customers is available through a traditional car dealer, but because your low credit score already dictates that you will pay a higher interest rate than consumers with good credit ratings, obtaining bad credit car financing through the dealership will be even more costly than through your bank, credit union, or a sub-prime lender.

Now, any vehicle with high - beam assist will get the credit for all approaches on which the high beams provide better visibility than the low beams.

Well today I learned (once more with credit to Bob Sacks) that another student at The Strained Credibility Academy is looking for higher marks than Mark.

That's considerably higher than what a person with good credit should expect to pay on a bank card.

You can get an unsecured tenant loan even with bad credit but the amount of money you will be able to request will be significantly lower than if you had good credit and the interest rate charged will also be a lot higher.

Subprime loans were mortgages with higher interest rates than conventional mortgages offered to people with low incomes or poor credit or who simply failed to shop around and understand they qualified for better rates.

Unfortunately, those with low credit scores will have to pay higher interest rates than those with good or excellent credit, such as 35 % APR compared to 6 %.

Also, the interest rates are all based on your credit score, so if this is not the best, then you may pay a higher interest rate than you would have with your initial loans.

To allow you to get a loan with favorable terms and interest rates, you need to have a good - to - great credit score otherwise you could end up paying higher interest than the rates on your cards.

Did you know that when you're approved with bad credit you pay a higher interest rate than people with better credit?

Discover also has a slightly higher range of rates than American Express, but for borrowers with good to excellent credit, the difference between rates will likely be insignificant.

People with bad credit causes more of a risk to loan lenders, which is why the interest rates on personal loans for people with bad credit are higher than for people with good credit.

Insurance companies have discovered through various studies that those with poor credit ratings are a higher insurance risk than those with good credit.

If you have a short credit account history, for example, you may be considered a higher risk loan candidate than someone who has a long credit account history with good payment practices.

People with bad credit have to pay much higher interest rates on personal loans and credit cards than those with good credit.

A lender may choose to offer a small - dollar loan to a person with less - than - perfect credit; they interest rate attached to loan may be higher than it would for an applicant with a good or great credit rating, but it is often still affordable.

They will be higher than those for folks with good credit.

Getting a personal loan or a small business loan might be better than draining your personal savings account or financing your business with a high - rate credit card.

If your credit score is bad, the car insurance quotes you will get may be higher than somebody with a good credit score.

Another benefit of cash back credit cards is that the best ones do not come with an annual fee, similar to store cards, and have higher credit limits than store credit cards too.

If you're credit score is not as good you can still find credit cards with much lower interest rates than the typical highs.

However, a home equity line of credit often comes with a much higher credit limit than traditional credit cards as well as a lower interest rate over time.

A borrower with high credit scores has a better chance of obtaining a low down payment than one with low credit scores.

Most loan companies offer lower interest rates with higher loan amounts to people with good or excellent credit, giving them more options than those with average or bad credit.

That being said, you will probably have to pay a higher interest rate on your debt consolidation loan than those with good credit.

Instead, we recommend supplementing the Chase Sapphire Preferred ® Card with a good cash back credit card, such as the Citi Double Cash or the Chase Freedom, to earn higher than average rewards for general everyday spending.

If a person with average credit (Barry) gets a credit card, chances are that the annual fees and interest rate are much higher than it would be for someone with good credit (Jerry).

If you are carrying debt on a high interest credit card with 15 % -22 % interest or on a store credit card with 29 - 30 %, you will have a better rate of return putting the $ 10,000 towards your debt than you would investing it at a 4 % rate of return.

Your interest rates will be somewhat higher than for those with good credit.

Feldstein says even with increased monthly payments, HELOCs remain the cheapest consumer loan available — a far better alternative than high - interest credit cards.

You may also need to pay a bigger origination fee and a higher interest rate than someone with better credit.

There are specific industries, which are considered higher risk than others — another reason you should become well acquainted with your business credit profile.

But keep in mind that with a fair credit score, you will more than likely pay a higher interest rate than if you had good or excellent credit.

Since store cards are included in credit utilization (balance / limit percentage) calculations, along with credit cards, I'm guessing that the $ 9K balance is taking up a good portion of that card's credit limit and, depending on how you pay it over the 12 months, is likely to continue contributing to a higher combined utilization percentage than you'd otherwise be seeing.

Ultimately, despite the better - than - average perks, the Target REDcard is a store branded credit card and comes with the typical pitfalls: high interest rate, high fees, low minimum payment requirement designed to encourage people to revolve balances.

Higher interest rates cost you more money and you will end up paying much more for that credit over time than a consumer with better credit.

With a cPort Credit Union Certificate, you can earn a higher yield than on other types of savings accounts and choose the term that best fits your needs.

Our confidence level is higher than ever as we improve our financial picture with the power of good credit!

However, I give «partial credit» to stocks between 1.5 % and 2.99 % because a moderate yield combined with high dividend growth can be just as good (or better) than a high initial yield.