Drivers in San Francisco ZIP code 94134 pay
the highest average car insurance rate in the city, $ 1,885 a year, according to a survey of rates from six major carriers.
Of all 50 states, New York ranks third for
the highest average car insurance rates, behind New Jersey and Michigan.
New York drivers have one of
the highest average car insurance rates across America with the average driver forking out over $ 2700 per year just to insure their car.
Among the suburbs we looked at for our example driver,
the highest average car insurance rates were in Odessa.
This is hundreds of dollars per year more than the national average of $ 1,436, and is one of
the highest average car insurance rates in the nation.
In reality, however, many no - fault states have much
higher average car insurance rates than the national average, including New York, which is in the top five nationwide.
Not exact matches
Lewiston was the # 1 most expensive city for
car insurance in Maine with an annual
average rate of $ 1,224 for our sample driver - 7 %
higher than the state mean.
Average car insurance rates, plus the
highest and lowest
rate culled from major insurers, are shown in the tool below once you enter your ZIP code.
You may be unhappy to learn that the
average car insurance rate in the state of Massachusetts is
higher than the national
average.
According to insure.com, Florida's
car insurance rates were fourth
highest among all states at an
average of $ 1,742 in 2015.
You'll see the
average car insurance rate for your area, as well as the
highest and lowest
rate fielded from up to six major insurers.
The rainy side of Washington state pays a lot more for
car insurance, with
average rates in Seattle and Tacoma as much as 60 percent
higher than state
car insurance rates on the arid eastern half.
Compared to NJ's
average cost of
car insurance, the aggregate
average of Hanover's
rates were about 26 %
higher.
Based on data drawn from the lowest
average auto
insurance rates per household viewed by over 1.1 million
car insurance consumers on the
Insurance.com platform in 2006, 37 states saw a reprieve in 2006 from the
high costs of auto
insurance.
Car insurance rates in Massachusetts are
higher than the national
average.
Massachusetts
car insurance rates are notoriously
higher than national
averages, but finding affordable coverage is possible.
Depending on the make and model of your
car, your driving history, and your age and gender, your personal
car insurance rate may be
higher or lower than the
average in Edina.
Based on these factors, your Owatonna
car insurance rate may be
higher or lower than
average.
While California's
average rates are
higher than the
average for this region, keep in mind that this data is only meant to give you a general idea of your California
car insurance costs.
Your individual Roseville
car insurance rate may be
higher or lower than
average.
Your
car insurance rate could be
higher or lower than the
average.
Nevada has
higher than
average car insurance rates one of reasons is the state has a
high volume of tourists each year which increases the amount of accidents.
Residents of Lexington pay an
average of $ 1595 per year for
car insurance, while those in Louisville pay a lot
higher average rate of $ 1969.
While New Jersey motorists really have to pay
higher auto
insurance rates than those in most other states, they do enjoy very low auto theft
rates and
average risk of being in a
car accident.
Utah
car insurance rates are somewhat
higher compared to the national
average for many reasons, as it pertains to autos.
But because your New Hampshire auto
insurance will be completely personalized based on your
car and driving history, the monthly cost could be
higher or lower than this
average rate.
Drivers can enter a ZIP code in CarInsurance.com's
average car insurance rates tool to see the
average premium for the location, as well as the
highest and lowest
rates.
The
average rate in your state could be significantly
higher than the national
average if your state has stringent
car insurance requirements.
Rochester drivers spend a lot of time on the road going to a from work, which means
car insurance rates in the area can be
higher than
average.
Gary's
car insurance rates are a whopping 53 %
higher than the Indiana state
average costing residents over $ 2,092 per year for a minimum auto
insurance policy.
Based on a 35 - year - old driver of a 2014 Honda Civic (Canada's best - selling
car) with a clean driving record, all of these cities have an estimated annual auto
insurance rate higher than the provincial
average of $ 1,316 per year.
But
car insurance doesn't have to be expensive despite Massachusetts»
higher - than -
average rates.
In Michigan, home to some of the
highest car insurance rates in the country, we found that someone with poor credit can pay an
average of $ 464 more per month than someone with good credit and the same driving record.
Here is the table of
average annual
rates for the nine insurers included in our analysis, ranked from those with the lowest
car insurance rates to the
highest.
For drivers in Delaware, shopping around for
car insurance rates is crucial: The state has the 4th
highest average rates in the country, according to our rankings of the
Despite an the
high poverty
rate and an unemployment
rate of well over twice the state
average, this rural zip code seems to offer relatively cheap Alaska
car insurance.
The
high (
average) cost of California
car insurance in this urban zip code is probably due to a much
higher than state
average unemployment
rate and poverty
rate.
This figure is quite a bit
higher than the national
average car insurance rate for the same time period, which was about $ 1,355.
As mentioned, the state of Louisiana ranks 2nd
highest among states in
average annual premium
rates on
car insurance.
With the unemployment and poverty
rates so much
higher than the state
averages, it is hard to imagine why this zip code has some of the cheapest
rates on West Virginia
car insurance.
However, what drives
car insurance premiums
higher is probably that the poverty
rate in this zip code is more than double the state
average of 10.5 percent.
Population density, unemployment, and the poverty
rate are all
higher than
average, but
car insurance premium
rates still remain somewhat under control.
So it only makes sense that commercial auto
insurance will have, on
average, a
higher premium
rate than personal
car insurance.
With unemployment only slightly
high and a poverty
rate less than half the state
average, it is slightly surprising that this zip code is one of the four most expensive to buy Connecticut
car insurance.
Boston's violent crime
rate (and crime in general) is
higher than the Massachusetts
average in 2012, which means a
higher chance for theft and break - ins This is important to consider when looking for
car insurance, especially if you own a more valuable automobile.
Detroit, for instance, tops off the list as home of the most expensive
average rates in America; a staggering 165 %
higher than the
average American
car insurance policy.
Miami ranks among the top 5 cities for
highest car insurance rates, with residents paying 34 % above the national
average.
You should also consider the fact that financial responsibility violations tend to result in having to pay
higher than
average car insurance rates.
Young males generally are quoted
higher auto
insurance rates, and indeed, our sample
average single 23 year - old guy pays about $ 3,381 a year for
car insurance.
Bystrom East of California State Route 99 and west of the Modesto City - County Airport, our sample motorist's
average car insurance rates were the
highest.