Sentences with phrase «highest bodily injury liability coverage»

Not exact matches

Underinsured motorist bodily injury (UIMBI) coverage will help cover your costs for bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's liability limit.

If you have assets that you wish to protect, you should seriously consider purchasing higher limits of bodily injury liability coverage — $ 50,000 / $ 100,000, $ 100,000 / $ 300,000, $ 250,000 / $ 500,000 or even higher.

If you choose to buy liability coverage that is higher than the state minimum of 25/50/25 — a good idea, we think — you no longer have the option of declining uninsured and underinsured motorist bodily injury coverage.

You have to have underinsured motorist coverage limits that are HIGHER THAN the limits of the at - fault driver's bodily injury liability coverage, or you may not receive benefits.

If you opt for bodily injury liability coverage with limits that are 50/100 or higher, then you can also get added personal injury protection.

Additionally, if you are to blame in an accident and carry single - limit liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no limit (with the exception of the total coverage limit) to bodily injury coverage.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

The basic coverage in Missouri includes bodily injury liability ($ 25,000 per person up to $ 50,000) and property damage protection ($ 10,000); however, you might also want to look into higher limits as well as extras such as personal injury protection, collision coverage, comprehensive coverage and uninsured / underinsured motorist coverage.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

The insurance industry recommends bodily injury liability coverage of $ 100,000 per person and $ 300,000 per accident (referred to as 100/300), if you can afford these higher limits.

If you own a motor home, make sure you carry high limits of liability coverage for bodily injury to others as well as bodily injury caused by an uninsured motorist.

Insurance experts say it's smart to carry much higher coverage to protect yourself: 100/300 limits for bodily injury liability coverage ($ 100,000 per person / $ 300,000 for all people injured in one accident.)

For this type of coverage, you must normally have your car and homeowners insurance policy with the same insurance company and carry high limits, such as $ 300,000 for homeowners and 100/250 or 250/500 for bodily injury liability for car insurance.

Most Alaskans purchase higher limits of bodily injury liability of $ 100,000 per person and $ 300,000 for two or more people in a given accident, but this ultimately depends on how much coverage you need.

For instance, the quoted premium for Liberty Mutual at the very minimum liability still came out higher than Allstate's for the same coverage with an additional endorsement of $ 25,000 per person and $ 50,000 per accident of bodily injury coverage for uninsured motorists.

Nationwide renter's insurance coverage options are available for personal liability to cover bodily injury or property damage to others (an additional personal umbrella policy endorsement is also available that will add more liability protection to your policy), water backup, credit card coverage (pays for unauthorized transactions on your credit / debit cards up to a specified limit), firearms coverage, coverage for high - value items (computers, jewelry, electronics, etc.), personal umbrella coverage, credit card payments, as well as theft protections for valuables stored away from home.

That's why it's important to consider bodily injury liability coverage limits that are higher than what your state requires.

Policies with only what the state requires for bodily injury and property damage liability protection cost significantly less than those with much higher limits of coverage.

Even though the state of Oklahoma requires somewhat high mandatory liability coverage for auto, including $ 50,000 of total per accident bodily injury coverage and another $ 25,000 for property damage, rates for drivers in Moore and other parts of the state are still often lower than national averages.

You might want to consider some of the extra coverage options such as bodily injury liability, comprehensive coverage and collision coverage as well as higher limits such as $ 50,000, $ 100,000 or $ 300,000.

Most Boynton Beach residents, however, will opt for a more complete package with higher limits as well as optional extras including comprehensive coverage, collision protection, uninsured / underinsured motorist coverage and bodily injury liability.

For example, if you have a brand new high performance speed boat, you will need more coverage for bodily injury and property damage liability than if you buy a pleasure cruiser.

The insurance industry recommends underinsured motorist bodily injury liability coverage of $ 100,000 per person and $ 300,000 per accident (referred to as 100/300), if you can afford these higher limits.