Among the private players, SBI Life recorded
the highest business premium during the year.
Not exact matches
Retention remained
high and renewal
premium change improved from recent quarters across all segments, while new
business levels remained solid.
Singapore Airlines has a reputation for quality and a substantial amount of
business travel to and from the city - state, improving its ability to configure aircraft with a
high number of
premium seats and charge more than one - stop competitors, according to analysts.
Net written
premiums of $ 3.994 billion increased 4 % and benefited from
higher renewal
premium change and retention, while new
business remained solid.
In an era of small
businesses and startups, however, benefits packages are considered extras, with workers sometimes forced to choose between
higher pay and costly health insurance
premiums or lower pay for the ability to provide great medical insurance for their families.
Or take pricing schemes: Many
businesses offer a
high - priced «
premium» service simply to make a less expensive level of service seem like more of a bargain.
Tree — who said the policy change restored a price support for growers by reintroducing a «federal risk
premium» — told
Business Insider that while consumers in states were marijuana was legal were probably used to a
high - quality and tested product, he suspected cracking down on legal marijuana production and sales would incentivize trafficking of lower - quality marijuana to states where the drug is still illegal.
We will continue to make
high - quality food with the same standards of excellence and operate with the same values and fresh ingredients that have helped the
business to become the
premium brands they are today.»
Replacement Cost policies have
higher premiums; however, they can help your
business recover from a loss faster, since you can replace all of the lost or damaged property with new items.
When working with risk
premium, systematic risk and nonsystematic risk, the rule is that the expected return on the
business operations will always be directly related to the amount of risk taken on: Lower risk decisions come with lower expected returns, and
higher risk decisions come with
higher expected returns.
Young companies are now offering
higher salaries than the tech industry average — with developers earning 26 percent more, marketers raking in an additional 7 percent, and sales /
business development folks commanding a 12 percent
premium to work at startups.
Instead,
businesses have found it easier to shift rising healthcare costs onto their employees, saddling them with
higher deductibles and
premiums.
Keep in mind that
businesses take care of their employees healthcare costs, so they pay that cost too and the employee pays for it with a mix of
higher premiums and less coverage.
In large part due to their
higher cost base, most Western companies tend to target the top end of their markets, although in many
business - to -
business markets the
premium that can be charged for Western products is rapidly decreasing.
Moreover, buyers may be more inclined to pay a
premium for
businesses with well - documented operations, so this step could easily translate to a
higher profit for you.
On the other side of the debate, the Canadian Federation of Independent
Business has argued that requiring employers to pay
higher CPP
premiums would cost jobs at a time of slow economic growth.
The main disadvantage of doing
business with a local shop is that the
premiums you'll pay are typically
higher (even when you include shipping and insurance costs) because the
business owner has overhead costs to recoup.
You can't really go wrong by 1) sticking to very attractive
high - return
businesses with great records with shareholder money, and 2) stubbornly refusing to pay a
high premium for that growth to continue.
Meanwhile, on the labor market front, greater utilization of technology in
business has placed a
premium on
high - skilled workers who can navigate and innovate alongside that technology.
When a stock is priced at a
premium to its
business value, risk is
high.
The company attributed the strong performance to gains in its food manufacturers
business unit,
higher sales of gourmet and specialities products, and rising demand for
premium products in Hong Kong and China.
Spierings said that Fonterra's standard and
premium ingredients
business had seen
higher sales volumes, and a 10 % increase in average US dollar sales prices, leading to a normalised EBIT 44 % up on H1 2011.
The PIRSA grants are dollar for dollar voluntary contribution grants, and their purpose is to offer «support in assisting food and beverage
businesses and industry associations to help attain industry standard third - party certifications that will support achievement of either or both of the following aims: (a) accessing new or
higher value markets for product, or (b) contributing to
premium positioning and achieving superior prices for products.»
Worldwide demand for
high - quality,
premium fruit and vegetable juices and purees has risen sharply over the past decade, turning once - tiny beverage startups into sizable, fast - growing
businesses.
At the same time, Australia's increasing difficulty in competing on price means that local
businesses have little option but to target
premium and
high quality global markets.
Australian Certified Organic's Senior Certification Officer Jorge Larranaga says, «With organic certification, not only is the product grown and sourced organically farmers have been paid fairly due to the
higher premiums organic certification provides a
business.»
But until
business growth enables Cotton Babies and like - minded companies to leverage authority over suppliers, and until
high - end consumers agree to pay more for
premium diapers to ensure worker welfare, disposables may still be the more ethical and convenient diaper choice.
Established in 1984, Wee Watch Home Child Care has been in the
business of providing parents with a
premium high standard child care service for over 30 years.
Democrats are desperate to deflect attention away from their failed record — which has caused
premiums to skyrocket, restricted choices for consumers, and suffocated small
businesses with
higher taxes and more regulations,» National Republican Congressional Committee Regional Press Secretary Chris Martin responded.
Rather, by pushing
premiums higher, these taxes will force more
business owners — particularly small
business owners - to reduce or eliminate coverage for their workers, driving up the ranks of the state's uninsured, or shift more of the cost to their employees.
The UK's broken compensation system heaps costs onto consumers, taxpayers and
businesses:
Higher insurance
premiums for UK consumers, who pay # 2.7 million a day to claimant lawyers through their motor insurance
premiums.
Stefanik has been relentless on her criticism of the ACA, which she said led to double - digit
premium increases,
higher deductibles and fewer choices that have particularly kneecapped small
businesses across the sprawling district — including her family's plywood operation in Albany County.
As a family owned and operated
business, we have always aimed to produce a
premium product by using only certified organic produce and employ
high standards of quality assurance and innovation in all that we do.
A
premium class
business sedan with the dynamic qualities of a
high - performance sports car: This highly traditional concept is being reinterpreted with the world premiere of the BMW Concept M5.
* Note: Suzuki has filed for bankruptcy and is shutting down its car
business in the U.S. Suzuki's cute and compact SX4 offers a way into the world of all - wheel drive without the
high - cost
premium that usually accompanies it.
More importantly, the sexier, lighter,
higher - tech new XF is competitively positioned against its most direct rivals in the Mercedes - Benz E-Class, BMW 5 Series and Audi A6, and also sets a few new benchmarks in the
premium business sedan sector.
Fifth generation of the world's most successful
high - performance sedan in the
premium segment of the executive class; new BMW M5 is an exceptionally dynamic
high - performance sports car with four doors and five seats; consistent further development of the vehicle concept initiated in 1984 with the first - generation BMW M5; compelling track potential combines with the comprehensive practicality of a luxurious
business sedan; groundbreaking character headlined by significantly improved efficiency, supreme long - distance comfort, and innovative driver assistance systems and infotainment functions.
After enough poor quality
business gets written, and
premium rates decrease meaningfully,
high quality companies exit lines of
business, or buy reinsurance, and low quality companies begin to look impaired.
After a major catastrophe, new companies form that have no legacy liabilities, and write fresh
business at
high premium rates.
Of course there are
businesses that can justify
premium - to - market valuations on the basis of their ability to incrementally deploy capital at
high rates of return, but that subset of
businesses is very, very small.
«Over the long run,
high premiums on relatively low - risk
business expose FHA to the risks of adverse selection.»
Without committing to any of them, he gave examples of the best opportunities he's come across: Helmerich & Payne (HP), the largest owner - operator of land rigs in the oil
business, described as «fantastic operators, terrific capital allocators with the industry's
highest - quality equipment for which clients willingly pay a
premium.»
Risk: No two
businesses are the same — the riskier is your
business, the
higher are your insurance
premiums.
But don't let its seemingly
high share price fool you; the stock currently trades at roughly 1.7 times book value, a fair
premium for such a
high - quality
business.
As for earnings, Kerry lacks the growth to deserve a
premium multiple, but obviously has a stable /
high quality
business & enjoys consistently positive investor sentiment, so a 12.0 P / E is warranted:
Most
high quality, less risky
businesses command hefty
premiums.
A
Business Relationship Rewards Money Market offers all of the benefits of a traditional money market account, but a
higher minimum balance and tiered
premium interest rates mean
higher yields for your company.
Some
premium rewards credit cards can carry annual fees of $ 75 to $ 120 for features you don't use, unless you're a
high spender or
business user.
Whether looking for a card for your personal use or one for your
business, there are several
premium or
high - end cards in the United portfolio.
The
high - speed train now offers a «
Business Premier» class of service which includes speedy check - in, a private
premium cabin along with an onboard meal by Michelin - starred Chef Raymond Blanc.