Most cash back rewards are earned as a percentage of your purchases, with some programs offering
higher cash back rates for purchases in specified bonus categories.
For businesses with very high office supply or fuel expenses, that can be more beneficial than cards with
higher cash back rewards but lower spending caps.
Some of them require you to sign into the program once every three months to take advantage
of higher cash back amounts on certain categories of purchases.
People whose shopping patterns changed based on the season and prefer to earn
high cash back on those purchases.
But for anyone with better than average credit, there are a number of other rewards credit cards that offer
higher cash back percentages, better reward redemption, and more generous introductory offers.
Some of them require you to sign into the program once every three months to take advantage of
higher cash back amounts on certain categories of purchases.
Some cards offer
even higher cash back, but only on specific purchase categories like supermarkets, department stores, or gas stations.
You might even find that some cards offer
higher cash back bonuses for gas during different quarters of the year, an incentive to consider owning multiple cards in this category.
Add It Up has more than 500 participating merchant, out of which more than 50 % merchants are either exclusive to this program or provide
highest cash back compared to other programs.
But for anyone with better than average credit, there are a number of other rewards credit cards that offer
higher cash back percentages, better reward redemption, and more generous introductory offers.
In addition to having no annual fee, these cards offer
higher cash back rewards in specific categories — up to a limit — with categories rotating every quarter.
Some cards offer
even higher cash back, but only on specific purchase categories like supermarkets, department stores, or gas stations.
In addition to having no annual fee, these cards
offer higher cash back rewards in specific categories — up to a limit — with categories rotating every quarter.
People whose shopping patterns changed based on the season and prefer to earn
high cash back on those purchases.
While I am quite pleased with my current rewards credit card, which offers an everyday great cash - back percentage on all purchases plus rotating
high cash back categories every quarter, I did use Joel's Credit Card Tune - Up site to see if I could better optimize my rewards.
The Chase Freedom Unlimited ® doesn't quite reach the
same high cash back rates as Chase Freedom ®, though it's good in its own right.
The Chase Freedom ® is a great card if you
want high cash back rewards across a variety of categories.
However, over time, that difference can be made up for, since you will be
receiving higher cash back returns with the Citi ® Double Cash Credit Card.
However, over time, that difference can be made up for, since you will be receiving
higher cash back returns with the Citi ® Double Cash Credit Card.
The USAA ® Cashback Rewards Plus American Express ® Card has a unique rewards category that earns users
very high cash back rates at military base purchases — 5 %.
Some cards offer unlimited cash back on all purchases up to a certain spending threshold; others
impart higher cash back percentages according to various spending categories assigned by the card issuer.
Splender (sign up and get $ 5 on $ 50 + purchase) and ShopAtHome are offering 2 % cash back and TopCashBack will give you 1.5 % or
match higher cash back.
To sum it up, there are cards out there with
potentially higher cash back earning, but Chase Freedom Unlimited ® strikes a good balance of flat - rate cash back, tempting welcome offer, introductory low APR on purchases and balance transfers and other card benefits.
Frequent purchases on groceries with this card will allow you to earn
high cash back while enjoying a 15 month period of no A.P.R. interest.
Otherwise they would buy everything from Walmart) can earn at least hundred of dollars with a 2 % cash back card like Citi Double Cash, let alone combined with other cards that provide
higher cash back like 5 % categories.
The Discover It is a great general purchase cash back rewards credit card, but some cardholders might find other cards to be better options, whether because
of higher cash back percentages, fewer limits on rewards spending, better introductory offers, or more widespread acceptance.
The Discover It is a great general purchase cash back rewards credit card, but some cardholders might find other cards to be better options, whether because of
higher cash back percentages, fewer limits on rewards spending, better introductory offers, or more widespread acceptance.
Credit Cards in this category provide
very high cash back (in form of cash / miles / rewards / points) when you spend on purchases.
Some of the more popular cash back credit cards have incorporated a cash back rewards program that rotates the categories in which cardholders can
receive higher cash back.
When paired with the Freedom Unlimited card — which offers a flat 1.5 percent cash back rate on every purchase — you can earn a
much higher cash back rate than with the Discover it cards paired together, plus you can transfer the rewards that you earn on the cards to other Ultimate Rewards cards, including the Chase Sapphire Preferred and Reserve cards, to redeem for travel rewards.
- If you use the AMEX Blue Cash card, every amount spent with another card takes away from you building up beyond the $ 6,500 amount so you can get
even higher cash back than the Chase Freedom.
The Chase Freedom Unlimited ® doesn't quite reach the same
high cash back rates as Chase Freedom ®, though it's good in its own right.
The Citi Costco card
offers high cash back for gas and Costco purchases, but there are limitations to know before you apply.