If you had money to pay off debt, why not pay off
the highest effective interest?
Not exact matches
At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore
interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the
highest of (i) a defined prime rate, (ii) the federal funds
effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.
At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore
interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the
highest of (i) a defined prime rate, (ii) the federal funds
effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.
The
Effective Interest Yield for the second quarter of 2017 was 32.8 %, primarily reflecting the impact of
higher delinquency and net charge - off rates in the second quarter of 2017 relative to the prior year period.
A more cost -
effective strategy is the debt avalanche method, under which you tackle the balance with the
highest interest rate first.
Borrowings under our credit facility bear
interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the
highest of (i) the federal funds
effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.
ABR loans under our Cash Flow Facility bear
interest at a variable rate equal to the applicable margin plus the
highest of (i) 3.5 %, (ii) the prime rate, (iii) the federal funds
effective rate plus 0.5 %, and (iv) the adjusted LIBOR rate plus 1.0 %.
ABR loans bear
interest at a variable rate equal to the applicable margin plus the
highest of (i) the prime rate, (ii) the federal funds
effective rate plus 0.5 %, and (iii) the Eurodollar rate plus 1.0 %, but in any case at a minimum rate of 3.25 % per annum.
Borrowings under our credit facility bear
interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the
highest of (i) the federal funds
effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.
The
effective interest rate paid by consumers did not increase and is no
higher today than it was in 2007 or 2008.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations;
higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit
effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and
interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Instead of forcing a reluctant public to spend on the premise of substitution effect, a more normal rates regime would likely be
effective to induce
higher investment by aligning policy with the public's
interest to meet future obligations.
Although many will suggest that Robson has a personal vendetta of sorts aimed squarely at the Grinch who stole soccer, that doesn't make his words any less truthful... such tactics are nothing new... in the U.S.this business practice has become so common that even the players regularly use the media to manipulate public opinion (LeBron James did likewise to rally public support for himself and away from his teammate, Kyrie Irving, who has asked to be traded)... whether for contract leverage or to rally support for or against certain players, this strategy can be incredibly
effective at times, but when it misses the mark it can be dangerously divisive... for a close - to - the - vest team like Arsenal to use such nefarious means to manufacture a wedge between the fans and it's best player (again), is absolutely despicable... for the sanctimonious
higher - ups who demand that it's players adhere to a certain protocol regarding information deemed «in house» or else to intentionally spread «fake» news or to provide certain outlets with privileged information for such purposes is pretty low indeed... no moral
high ground here, just a big club pretending to be a small club so that they can continue to pull the wool over the eyes of a dedicated, albeit somewhat naive, fan base... so not only does this club no give a shit about it's fans, this clearly shows that clubs primary
interests aren't even soccer related... for all intent and purposes Kroenke doesn't care if we're a soccer club or a tampon factory as long as we continue to maximized his investment... stay woke people... great to see more and more people commenting on the state of the franchise... this club needs to be held accountable for it's actions
His research and administrative
interests have focused on the design and operation of programs that promote
high quality, cost
effective medical care.
«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance,
high interest rates, an unstable exchange rate,
high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of
effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»
«Referenda would be most
effective in the context of boosting public engagement if it's accompanied by good
high quality public education campaigns that address the issues in a way that engages the public
interest and sufficiently explains the pros and cons of the issue before them that they're being asked to vote upon,» she says.
The Governor's policies would ensure we recruit and retain
high performing teachers, that we don't give lifetime jobs to teachers who are not
effective, that we can remove low performers from classrooms, and that the
interests of students are put first.»
Argonne is
interested in evaluating the ARM ecosystem as a cost -
effective and power -
effective alternative to x86 architectures based on Intel CPUs, which currently dominate the
high - performance computing market.
This innovative platform provides ChIP services followed by library preparation in a cost
effective high - throughput (HT) format from cell lines and tissues to assess the chromatin - enrichment of well - established histone marks or your protein of
interest.
I became intensely
interested in Quercetin because it is one of the many natural substances that is used on the
high -
effective Greece Test — and it has become a positive choice for most women on a breast cancer healing journey just about 100 percent of the time.
Interested in an
effective natural alternative for alleviating
high blood pressure?
Even the research from India that jump - started Campbell's
interest in the diet - cancer link showed that rats on a low - casein diet were dying with disturbing frequency, while the
high - protein rats — tumored as they may have been — were at least staying alive.13 (It's surprising, then, that The China Study promotes a plant - based diet to prevent cancer, when death is equally
effective and requires fewer shopping trips.)
Regarding
high molecular weight hyaluronic acid, the fermentation discovery opens up an
interesting topic — could normal hyaluronic acid become more
effective alongside a probtioc?
At the bare minimum, a man that learns the rules to an
effective online dating profile will garner messages as well as the attention of women that are of
higher quality and similar
interest and desires.
We invite you to join the company of singles from Thurrock and enjoy new feelings,
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This is a most
effective thing you can do for your adult dating profile to generate
high interest.
The Friends Worldwide family of integrated dating sites provides you the opportunity meet other singles who share your specific
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Whitney's dissertation will look at
high - income earning families, particularly their beliefs about technology, how
effective it is, and what they are buying, as well as the children's
interest and engagement in the toys.
Serving as a think - tank intermediary to devise such a strategy, PASA developed a plan called Learning in Communities / Providence, led by Rhode Island Kids Count (RIKC) and funded by the Wallace Foundation, which had taken an
interest in the needs of the city's after - school programs in April 2003 after several studies reported that
high - quality after - school programs are an affordable and
effective way to improve school attendance and success.
In identifying the role of mentoring in college, the brief provides a set of
effective practices — grounded in research — for professionals at the K - 12 or
higher education level who are
interested in starting mentoring programs or improving existing efforts.
Membership enables you to converse with other school board members who share your
interests in
effective school board leadership,
high student achievement, and equity for all students in our public education system.
While Bair incorrectly assumed parents that stayed in Hartford had no
interest in their children's education and schooling, his observation of the success of the Barbour school began to touch upon what the two
high schools girls and Mrs. Blake were advocating for: a school system in which the community and school are not separate entities that reside in two differing spaces, but bodies of influence that need to work hand - in - hand in order to provide Hartford a relevant,
effective education.
Her professional development
interests include improving special education teacher preparation, inclusion models, differentiation, Response to Intervention, behavioral interventions and support (FBA / BIP, PBIS), special education law,
effective practices for students with
high functioning ASD and gifted, and supporting mathematics instruction for below grade level learners.
His professional development
interests and expertise include co-teaching, backwards design, performance assessment,
effective instructional practices, new teacher mentoring and induction, and supporting middle and
high schools establish course placement norms to help students access advanced - level coursework.
Her research
interests include how to measure and grow
effective school leadership, understanding teacher mobility from an organizational perspective, the antecedents and effects of school climate and safety for both students and school staff, and the effect of student course taking in
high school on students» short and long term outcomes.
Kim's expertise and
interests include designing highly
effective learning and assessment, democratic schooling, educational equity, learning theory, and
high school redesign.
According to John Musso of the Association of School Business Officials International, advance refund bonds «are a cost -
effective way for districts to refinance
high -
interest debt at lower -
interest rates, potentially saving hundreds of thousands of taxpayers» dollars in lower debt payments.
Summary: This article talks about the release of CASEL's «2015 CASEL Guide:
Effective Social and Emotional Learning Programs — Middle and
High School Edition» which lists programs appropriate for middle schools and high schools interested in advancing social - emotional learning in their scho
High School Edition» which lists programs appropriate for middle schools and
high schools interested in advancing social - emotional learning in their scho
high schools
interested in advancing social - emotional learning in their schools.
The Barclaycard Ring ™ Platinum MasterCard ® is the most cost -
effective balance transfer solution for those struggling to pay off their
high interest debt.
This
higher effective rate resulted because the funds hold special - issue bonds acquired in past years when
interest rates were
higher.
The total of the compounding
interest is the
Effective Annual Rate (EAR), the TRUE
interest rate, which is
higher than the APR..
Transferring outstanding
high interest rate debt from one credit card to another can be a
effective way to lower you
interest rate and pay less on monthly credit card bills.
Consistent with how RBC products are offered at the RBC branch level,
effective April 18th, 2011 all retail brokerage clients at RBC — including our RBC Direct Investing clients — will now only be offered our own competitive RBC products and solutions within
High Interest Savings Accounts (HISAs) and Cashable GICs.
And the total of the compounding
interest is the
Effective Annual Rate (EAR), which is
higher than the quoted APR..
This approach could be
effective if
interest rates continue to move
higher over the next 12 - 24 months.
It was so
high that the money market fund account had an
effective negative
interest rate.
You can engage in
effective credit improvement that credit repair services charge
high fees for and, soon, you'll have access to lower
interest rate loans.