The Fidelity Investment Rewards card is our favorite no - fee cash back credit card for delivering
the highest flat rate cash back of 2 % on all net spending.
This makes it one of
the highest flat rate cash back credit cards available.
Not exact matches
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going
flat / inverted yield curve (meaning short - term interest
rates that are virtually equal to or exceed long - term interest
rates, thus lowering profit margins for financial services companies that borrow
cash at short - term
rates and lend at long - term
rates), potentially
higher credit losses, fewer available
high - quality,
high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
Its
cash - back
rate while good, isn't the
highest flat -
rate available.
Put them together, and it's the
highest cash - back
rate available on a
flat -
rate $ 0 - annual - fee card.
The Barclaycard CashForward ™ World Mastercard ® is a solid cashback card with additional perks you won't find on many other cards — with the
higher than average 1.5 %
flat cash back
rate, the jaw - dropping $ 200 sign - up bonus after spending just $ 1,000 within the first 90 days, and the 5 % rewards redemption bonus being the most attractive.
They're cards that have
higher cash back
rates on the bonus categories, or just attractive and above - average
flat rates on all net spending (more in our comparisons below).
On the
high end, you may be able to find a
flat rate of 2 %
cash back.
There is more
cash back potential for the Freedom Card, but the Freedom Unlimited Card has a slightly
higher and more consistent
flat cash back
rate.
As with all tiered rewards cards, it's important to see if the card's bonus categories fit your spending patterns — you may find that a
flat -
rate card or a card that offers bonuses in different spending categories gives you a
higher average
rate of
cash back.
Other alternatives are
flat rate cash back cards, such as the Citi Double Cash, which provide better rewards on overall purchases to high spend
cash back cards, such as the Citi Double
Cash, which provide better rewards on overall purchases to high spend
Cash, which provide better rewards on overall purchases to
high spenders.
Your business expenditures in non-bonus categories will have to be fairly
high, in order to justify getting a
flat rate 2 %
cash back credit card.
The loans typically are
cash advances on a worker's paycheck for two to four weeks and carry a
flat 15 percent fee or an interest
rate that doesn't seem particularly
high.
Highest no fee
flat cash back
rate in Canada: 5 %
cash back for first 6 months (up to $ 250 back, plus 1.25 %
cash back thereafter.
The Chase Freedom Unlimited card offers a 1.5 %
flat -
rate cash back on every purchase and ranks among our favorite picks due to its
high rewards value and flexibility in redeeming
cash back.
But you may want to consider using a
flat -
rate card and a card with
higher rewards
rates on rotating categories... (See
Cash back)
Also, 2 percent
cash back is a
high rate for a
flat -
rate cash back card.
One well - known business reward card with a
high flat rate is the Capital One Spark
Cash for Business (annual fee: $ 59, waived first year), which offers 2 percent back on everything with no cap.
The ultimate universal coupon, a good
cash back rewards credit card offers you
flat -
rate savings on everything you buy — including
high - priced panties.
The
highest flat -
rate cash - back cards come in at 2 percent.
The Spark
Cash card has the
highest earnings
rate of 2.0 percent on every purchase, followed by the
Cash Select at 0 percent and finally the Classic gets a
flat 1.0 percent back.
Some cards provide
higher cash back
rates on particular purchases while other cards offer
cash back at a
flat rate.
While most
cash back cards will offer an unlimited
flat rewards
rate, usually 1 % to 2 % on all purchases, some cards will also offer a
higher rewards
rate for purchases made in specific bonus categories.
If you don't want the hassle of remembering to sign up for the quarterly categories, or you don't like trying to remember which categories have a
higher cash back
rate, there are
flat -
rate cards that pay closer to 1 - 2 %
cash back.
The
highest flat rate for a
cash back card that I know of is 2 percent back on all purchases.
Many cards offer a
flat cash back
rate for all purchases, while others offer
higher cash back
rates across rotating categories like dining, groceries and shopping.
Or, you may get a
higher cash back
rate with a card that offers the same
flat rate on all your purchases.
On the
high end, you may be able to find a
flat rate of 2 %
cash back.
To sum it up, there are cards out there with potentially
higher cash back earning, but Chase Freedom Unlimited ® strikes a good balance of
flat -
rate cash back, tempting welcome offer, introductory low APR on purchases and balance transfers and other card benefits.
That means cardholders spending heavily in bonus categories may want to choose a bonus
cash - back credit card whereas cardholders with varied budgets may earn more overall
cash rewards by focusing on an all - around card that earn
high,
flat -
rate cash back.
They're cards that have
higher cash back
rates on the bonus categories, or just attractive and above - average
flat rates on all net spending (more in our comparisons below).
The Fidelity Investment Rewards card lets you earn the
highest flat cash back
rate of 2 % on all net spending, which can raise your overall level of
cash rewards earned.
Other alternatives are
flat rate cash back cards, such as the Citi Double Cash, which provide better rewards on overall purchases to high spend
cash back cards, such as the Citi Double
Cash, which provide better rewards on overall purchases to high spend
Cash, which provide better rewards on overall purchases to
high spenders.
While promotional deals and
higher bonuses in specific spending categories (such as an extra 5 percent on movie - theater admission from April through June) look attractive on paper, the Double
Cash card's
flat 2 percent rewards
rate earns more in the long run for the vast majority of people.
The unlimited 2 %
cash back offer applicable on all purchases enables Citi Double Cash to counter some of the highest flat rate cashback cards available in the marketpl
cash back offer applicable on all purchases enables Citi Double
Cash to counter some of the highest flat rate cashback cards available in the marketpl
Cash to counter some of the
highest flat rate cashback cards available in the marketplace.