Sentences with phrase «highest number of loans»

If you notice a high number of loans are not being repaid on time, this is likely to be a riskier investment in which you may lose some or all of your capital.

Also helping to lower shadow inventories is the rise in home prices, lower unemployment rates, the higher number of loan modifications, and tightening of underwriting standards that has led to an improvement in mortgage credit quality, economists note.

The common thread between these four markets is that their balance of delinquent loans is failing to decrease at a pace to offset the high number of loan resolutions.

Not exact matches

Despite the recent rise in the number of small business loans, small business lending still has not returned to their highs.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

All any self - declared «debt collector» has to do is to give the financing platform — which promises debt collectors a commission as high as 40 % of the whole loan if the recovery proves successful — their own photo and ID card number, and go through a weeklong wait for verification.

A new study shows that a growing number of borrowers are struggling to pay off these high - balance loans, which creates problems for them — and, ultimately, also taxpayers.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Since the major banks are still largely ignoring small businesses, there are a high number of entrepreneurs looking for loans from other sources.

Remember, a number of counties in Massachusetts have higher conforming loan limits, which allows you to get a conventional mortgage rather than a jumbo loan (with higher interest).

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

In late - 2012, the agency's reserves went negative, the result of a higher - than - expected number of claims for FHA - insured loans from between 2007 - 2009, and the agency's own misread of its financial position.

The number of open auto loan accounts is higher than ever — so is the number of car loans that are 90 + days delinquent.

The wages of this national sin are beginning to show up as the colossal national debt, the huge financial deficits of savings and loans associations, high unemployment and escalating numbers of homeless and hungry citizens.

I feel he may struggle a little getting first team action at Arsenal, given the high number of midfielders we already have at the club, so therefore a loan away again this year may prove beneficial to his future career with the club.

Amazingly Chelsea have a first team squad numbering over 50, with 26 players sent out on loan deals, and as such the number of players Mourinho is willing to offload will be significantly higher than the number of top targets he wishes to usher in.

Reece Burke has been allowed to join Wigan on loan despite Slaven Bilic having used him in a number of reasonably high profile games in pre season and since.

Diamond: «If members of the government were told our rates were high relative to others and took that to mean we couldn't fund - and in fact we were funding well - and it was clear a number of firms posting had emergency loans or were being nationalised and we were posting highest level, we would question whether other institutions could get funds... the implication...» Tyrie interrupts, reading from the Barclays statement quoting Tucker.

ALBANY — The U.S. Environmental Protection Agency has been at odds with Gov. Andrew Cuomo's administration over a number of high - profile issues in recent years, including a Tappan Zee bridge construction loan, oil trains in the Port of Albany and the cleanup of the Hudson River.

Because of the tough economic climate and rising cost of higher education, the site has announced that it is seeing a spike in the number of female college students who are signing up to be «sugar babies» as they're called in hopes of paying off their loans.

* The University of New Hampshire's high prices are an extreme example of rising college costs, Stateline reports: http://bit.ly/1PNC4Xj * New book accuses Education Dept. of fudging numbers on student - loan defaults, The Chronicle of Higher Education reports: http://bit.ly/1PBlTSV * SUNY Poly expansions in Plattsburgh, Chautauqua County get $ 325 million in state budget proposal, The Albany...

From time to time it may be necessary for the library to limit loan periods or further limit the number of books or materials for checkout because they are in high demand.

All of these things are happening today: Some major publishers severely constrain which titles and libraries have access to their e-titles; some are charging very high prices or renting books to libraries for a limited number of loans or a limited time period, or both.

The number of loans (when compared to actual book pages) for my more expensive books is significantly higher than for the cheaper ones.

If your new loan extends the number of months over which you pay for your car, your payments will be lower (assuming your interest rate is not higher than before refinancing or you do not finance too many additional costs into your new loan).

Generally the acceptable DTI to be approved for a conventional VA loan is 41 percent, but can be as high as 71 percent depending on compensating factors (number of children, credit, etc.).

However, with the emergence of service providers like Nation 21, a high number of individuals are finding the easy approval installment loans from direct lenders within minutes and they can spend the proceeds towards different things.

In 2015, the FCA introduced a number of payday loan price cap regulations, ensuring customers are protected from accumulating increased debt due to high percentage rates and fees.

If you did not know, Minnesota is one of the highest student loan debt states coming in at number five!

Taking funds from such a loan and using it pay off a number of debts, probably many of them at interest rates far higher than the loan itself, just makes sense.

Data in the report show that whites actually received the highest number and dollar volume of sub-prime mortgage loans, and are likely to have more mortgage loans in foreclosure.

Commissioner Stevens asserts that writing down mortgage loans to reflect current home values is important for boosting US housing markets; as long as high foreclosure rates and large numbers of bank - owned foreclosed properties are available, housing markets aren't likely to improve.

Another surprising result from a similar test showed that communities that had a lower level of income often had the highest number of student loan delinquencies.

The second driver in the high cost of vehicle ownership is the number of loans that begin with negative equity.

There are a number of reasons why the total amount you owe on your federal student loan might be higher than you expect it to be when you compare the current amount you owe with the original amount you borrowed.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

But lenders are cautious by nature and see the glass as being half empty, which only leads to a higher number of rejected loan applications.

Attempts by a wider number of consumers to discharge their student loans may not be as successful as the sample studied since more people with higher incomes and less of a demonstrable hardship may now pursue a discharge of their student loans.

To qualify for Federal financial aid students must: - Be a U.S. citizen, a U.S. national, or an eligible non-citizen-Have a valid Social Security Number - Have a high school diploma or GED - Be registered with the U.S. Selective Service (if you are a male age 18 to 25)- Not owe refunds on any federal student grants - Not be in default on any student loans - Have not been found guilty of the sale or possession of illegal drugs during a period when you received federal student aid.

You'll want to monitor this number because high credit scores help you qualify for loans and better interest rates when you begin to look into other types of loans (e.g., auto loan, mortgages, etc.).

However, a report that was released last week showed that due to the high number of borrowers enrolling in these plans, income - based repayment plans could soon cause the government to begin losing money on their student loan portfolio.

Representative Roskam recognizes that the «number of overdue loans is at an all - time high» and criticized Congressional «short - term fixes.»

The tightened credit standards and higher premiums were intended to reduce the number of defaults on FHA - insured loans and to increase the size of the reserve fund, reducing the chances that the agency would require a taxpayer bailout.

Information collected by Fitch Ratings uncovered that the auto loan delinquency level is now at 5.8 percent, the highest rate in some time.Despite the growing economy in the United States, an increasing number of subprime auto loan borrowers are defaulting on their loans.

Just Google «student death student loan» and you will find a number of high profile articles looking at the issue.

Alongside this development, there has been a high number of auto loan delinquencies and charge - offs in 2017, causing some of the biggest banks in the country to scale -LSB-...]

The vast majority of the country has the same $ 453,100 limit, but a small number of high cost loan areas in Florida, California, and Hawaii have higher limits.

Replacing high - interest loans with a low - interest mortgage while reducing the number of monthly payments you have can be a great way to save money.

Consumers with the highest scores qualify for the greatest number of loan programs and the lowest interest rates.

States that have a high percentage of loans that are not current, such as Florida, New York, Maine, New Jersey, and Mississippi, are likely to feel the greatest impact while states like Wyoming, Alaska, Montana, North Dakota, and South Dakota with the fewest number of loans that are not current will be less affected by home loan delinquencies.