Sentences with phrase «highest substandard ratings»

As such, this line of treatment will result in higher substandard rates if traditional life insurance is approved.

If they were approved, it would be at higher substandard rates.

Not exact matches

«A Teachable Moment,» August 17, 2008 «While it is true that for decades the children of New Orleans toiled in a substandard school system, they have also continually faced countless other obstacles to success — inadequate health care, poorly educated parents, exposure to high rates of violent crime and a popular culture that often denigrates mainstream achievement.»

They are scared of competition and the Sen. Dems use their junket to Puerto Rico next month to vacation instead of working to solve the high rate of unemployment and substandard education in their communities.

If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.

If you have preexisting health conditions such as diabetes or if you smoke, you can still get approved but with substandard rates and of course higher premiums.

If, however, the applicant has certain health conditions that are not severe enough to decline the application altogether, then they will typically be rated as a Substandard policyholder and will subsequently be charged higher premium rates.

Nonetheless, the odds of you having a standard or substandard rate, as opposed to preferred or plus, are high if you smoke.

With the combination of high cholesterol and the heart bypass, our original offer was for significant substandard rates.

These range from Preferred Plus (the best rates) to Substandard (higher rates).

In all these cases it is possible to get approved for a regular life insurance policy — just at a substandard rate, which basically means a higher premium amount.

Those individuals that wouldn't get approved even at the substandard rates are also considered high risk, and there are other types of life insurance they may qualify for such as Simplified Issue Graded Benefit or Guaranteed Issue life insurance, which we'll discuss in more detail.

Anything below a standard rating — or substandard is considered high risk.

Nevertheless, if it is concluded that your health is not as good as an average policyholder, you might be assigned a substandard rating on your policy the premium will be much higher.

Rated: A term used to describe insurance issued to a person who is a substandard risk at a premium rate which is higher than that charged for a standard risk.

The reduction of poverty, unemployment, substandard housing, and high crime / violence rates can have significant health implications for children asthma and a decline on asthma hospitalization.