, «Middle Income Access to Justice» (University of Toronto Press, 2012), the «Introduction» states in part (p. 4): «For our purposes, when we refer to middle income earners, we are contemplating the large group of individuals whose household income is too high to allow them to
qualify for
legal aid, but too low, in many cases, for them to be in a position to
hire legal counsel to represent them in a civil law matter.