Sentences with phrase «historical average interest»

Lenders would compare the locked in rate with the maximum possible interest rate or the historical average interest rate.

Not exact matches

As a result of the weak recovery, the economy has lots of spare capacity, interest rates and valuations are well below historical averages, and corporate managements are exercising extreme risk - averse behavior.

With the economy either at or beyond full employment and the consumer price index — a measure of the inflation in consumer prices — at 2.1 percent, the real 10 - year interest rate is 0.4 percent, Jones explained, roughly 300 basis points below the historical average.

World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by historical standards.

Interest rates are also projected to rise, with the rate on 10 - year Treasury notes increasing from today's 2.9 percent to stabilize around 3.7 percent over the medium - term, significantly below the historical average.

As of January 2013, intermediate - term real interest rates are about 4 % less than their historical average.

Strong profitability, low interest rates and a debt burden well below historical peaks have all tended to hold down the interest burden of the corporate sector: as a share of gross operating surplus, net interest paid by the corporate sector remains well below historical averages.

Michael Batnick, Director of Research at Ritholtz Wealth Management, and blogger of the always interesting Irrelevant Investor, recently shared the historical performance of U.S. stocks when they fall below their 200 - day moving average, something that occurred early last week (bold mine, quotes

This is interesting because it's different than what we've seen from the majority of hedgies who as of late are only 25 % net long, well below the historical average as hedge funds have been selling equities.

Profits after interest have tended to decline over the past couple of years, reflecting the impact of the 1994 interest rate increases and a tendency for corporate leverage to increase, but they remain at high levels compared with historical averages; they can be expected to receive a further modest boost as interest - rate reductions in the second half of last year begin to feed through into profit results.

The stock market works your money at an average historical rate of approximately 10.5 %, which makes understanding credit card interest rates so important.

To start, interest rates are likely to move higher at a slow and moderate pace that could keep bond yields well below historical averages over the next five years, according to the BlackRock Investment Institute (BII).

The average printed book cover is only about 50 square inches, but in that space designers can evoke the whole range of emotions, allude to every historical period, and — subtly and not so subtly — entice us to pick up the book, flip it over, and get so interested that we just have to have it.

To start, interest rates are likely to move higher at a slow and moderate pace that could keep bond yields well below historical averages over the next five years, according to the BlackRock Investment Institute (BII).

If the interest rates on your other debt - car or student loan or mortgage - is higher than what you could earn by saving or investing (consider that the average annual inflation - adjusted historical return of the U.S. stock market is just over 6 %), you'd be wise to pay that down first too.

The historical evidence here is ambiguous; since 1991, the average return for the S&P 500 has been higher in months when interest rates rose than in months when rates fell.

Interest rates rise much higher than their historical average and reach previous highs (this would be a worse case scenario for variable rate student loan borrowers)

Average interest rates for 15 - year fixed - rate mortgages have followed the same historical trend as 30 - year mortgages, with rates for both remaining historically low.

That makes their conclusion worthless when (eg) interest rates are far lower than their historical average.

With a current duration of 4.85 (Morningstar category average: Investment Grade Bonds, 6/18/2015), the typical bond fund is very susceptible to capital losses should interest rates rise from their current low of 2.35 % to the historical average over the last 30 years of 5.44 %.

Assuming that you could earn the average historical pre-tax return of 4 % annual interest rate on these $ 36,000 dollars, your taxable savings account would yield $ 1,440 in additional taxable income.

Whether interest rates are above or below their historical average depends on the timeframe used.

This is assuming the earnings growth rate going forward is 7.2 percent (i.e., comparable to its long - term historical average of 7.41 percent) and interest rates remain at the current all - time low levels.

Fitch assumed excess spread to be the lesser of the average historical excess spread (earning on the assets minus interest payments to bondholders and fees) and the most recent 12 - month average excess spread, and applied that same rate over the stressed projection of remaining life.

To sum up, although it's pretty clear we should expect lower than historical average returns for stocks, there is little evidence for a strong downward force on stock returns due to expected interest rate increases that is anything like the bond situation.

The average historical interest rate is closer to 4 %.

The average interest rate is now about 4.5 percent, still low by historical standards, but as they continue their upward movement the universe of home owners who can refinances shrinks.

Even through property prices are very high — and cap rates are very low — by historical standards, average cap rates are still significantly higher than the interest rates available for financing.