That leaves you with your original $ 7,000 down payment returned to you in cash, and you're even in accounting terms (which means in finance terms you're behind; that $ 7,000 invested at 3 %
historical average rate of inflation would have earned you about $ 800 in those four years, meaning you need to stick around about 5.5 years before you «break even» in TVM terms).
Not exact matches
The current
average rate of earthquakes is approximately 600 times
historical averages, according to state government.
According to his research, building starts and absorption
rates — the number of newly built condos and homes that were actually sold — are on par with
historical averages.
As a result of the weak recovery, the economy has lots of spare capacity, interest
rates and valuations are well below
historical averages, and corporate managements are exercising extreme risk - averse behavior.
With the economy either at or beyond full employment and the consumer price index — a measure of the inflation in consumer prices — at 2.1 percent, the real 10 - year interest
rate is 0.4 percent, Jones explained, roughly 300 basis points below the
historical average.
Franchisees» six - month business outlook
rating fell to 1.81, meaningfully below the 2.8 survey's
historical average, Kalinowski said.
The
average rating of the franchisee / corporate relationship came in at 1.48, a
historical low and down from the
historical average of 2.1.
15 year fixed
rate mortgages are still a bargain compared to
historical averages.
World growth will remain low on
average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest
rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by
historical standards.
I am frustrated as someone who feels like I should have that FU money already, if I lived anywhere else than in the SF Bay Area an / or if
rates returned to anywhere approximating reasonably
historical averages.
Most likely,
rates will stay below their
historical average well into the future.
Finally, if we assume a sustained explosion in productivity growth to 2.8 % annually, joining the highest quintile of
historical U.S. productivity growth
rates for any 8 - year period, and assuming an unemployment
rate of just 4 % in 2024, the result would still be real U.S. GDP growth
averaging just 3.2 % annually over the next 8 years.
Interest
rates are also projected to rise, with the
rate on 10 - year Treasury notes increasing from today's 2.9 percent to stabilize around 3.7 percent over the medium - term, significantly below the
historical average.
Moreover, if we look at periods when the economy was in an expansion, trend uniformity was negative, and the S&P price / peak - earnings ratio was above its
historical average of 14 (it's currently 21), the
average total return drops to a -8 % annualized
rate.
The Liquidity Realtime
Rating is calculated using the
historical three month
average daily volume (ADV); the ETP with the highest ADV receives the best Realtime
Rating (A +).
As of January 2013, intermediate - term real interest
rates are about 4 % less than their
historical average.
We simulate failure
rates if today's bond
rates return to their
historical average after either 5 or 10 years and find that failure
rates are much higher (18 % and 32 %, respectively for a 50 % stock allocation) than many retirees may be willing to accept.
To project future years, the
average growth
rate for child benefits in recent years was used, based on
historical data from Canada Revenue Agency (CRA) and the Public Accounts.
The Fed has made it clear that
rate «normalization» will happen gradually, meaning
rates will likely remain below
historical averages for the foreseeable future.
Today, the short - term unemployment
rate is well below its
historical average — so will the economy pick up steam as a result?
This leaves roughly 1.4 % of
historical long - term returns which can be attributed to past expansion in the Price / Earnings multiple (i.e. over the past 50 years, prices have grown somewhat faster than the 5.7 %
average rate of earnings growth).
Accounting for today's low
rates, valuations on stocks are about
average by
historical standards.
While spreads between yields on highly -
rated corporate bonds and government bonds have remained above their
historical averages, this continues to reflect strong demand for Commonwealth Government bonds rather than concerns about corporate credit quality.
Strong profitability, low interest
rates and a debt burden well below
historical peaks have all tended to hold down the interest burden of the corporate sector: as a share of gross operating surplus, net interest paid by the corporate sector remains well below
historical averages.
Historical New Jersey mortgage
rates stick closely to the national
average rates.
We expect income - starved and safety - seeking investors to keep chasing relatively scarce G3 bonds — holding
rates well below
historical averages.
Vermont's mortgage
rates don't have a clear
historical trend, tending to vary slightly above or below the national
average.
Each time that happens, the
rating services like Lipper Analytical and Morningstar expunge the dead fund from their
historical averages, wiping away that fund's returns for all previous years.
Those expectations are based on analysis of
historical precedence, including the
average market gains in the third year of the presidential election cycle, strong momentum, earnings growth, seasonal trends, accelerating economic growth, and the normal market performance around the first Fed
rate hike.
If we assume that valuations will remain where they are today, multiples above prior
historical averages, then the future
rate of that compounding is going to be reduced accordingly.
Historical mortgage
rates in New Hampshire tend to be at or below the national
average rates.
Profits after interest have tended to decline over the past couple of years, reflecting the impact of the 1994 interest
rate increases and a tendency for corporate leverage to increase, but they remain at high levels compared with
historical averages; they can be expected to receive a further modest boost as interest -
rate reductions in the second half of last year begin to feed through into profit results.
The stock market works your money at an
average historical rate of approximately 10.5 %, which makes understanding credit card interest
rates so important.
What initial retirement portfolio withdrawal
rate is sustainable over long horizons when, as currently, bond yields are well below and stock market valuations well above
historical averages?
Previous analysis illustrated how monthly increases of
rates on purchases of newly built homes in excess of two basis points, considered large in
historical terms, were associated with, on
average, a decline in sales of new homes over the same month.
To start, interest
rates are likely to move higher at a slow and moderate pace that could keep bond yields well below
historical averages over the next five years, according to the BlackRock Investment Institute (BII).
We have assumed that home prices will increase at the
historical average growth
rate over the past 20 years.
But by
historical standards the current black unemployment
rate is consistent with the
average from 1972 to 2004, and the ratio of black - to - white unemployment
rates is actually below the
historical average.
Using the
historical archive that powers Bet Labs, I wanted to look at games where one pitcher's walk
rate was above
average (less than 7.7 %) and the other pitcher's was below
average (more than 7.7 %).
Given the
historical conversion
rates for the chances Dyche's team has created and conceded in each game, they would, on
average, be expected to come out with something around 35 points.
Today's unemployment figures for Wales show an increase in Welsh unemployment and the
historical gap in unemployment
rates compared to the UK
average remains.
By
historical standards, 2 percent is a small pay hike on a nominal basis — although, as noted, it is still ahead of the current and recent
average inflation
rate.
In addition,
rates of patient death and cancer relapse among the study participants were similar to
historical averages.
«(B) be consistent with nationally appropriate mitigation commitments or actions with respect to deforestation, taking into consideration the
average annual
historical deforestation
rates of the country during a period of at least 5 years, the applicable drivers of deforestation, and other factors to ensure additionality;
«(i) be consistent with any existing nationally appropriate mitigation commitments or actions for the country in which the activity is occurring, taking into consideration the
average annual
historical deforestation
rates of the state or province during a period of at least 5 years, relevant drivers of deforestation, and other factors to ensure additionality;
«(i) be consistent with any existing nationally appropriate mitigation commitments or actions for the country in which the project or program is occurring, taking into consideration the
average annual
historical deforestation
rates relevant to the specific project or program during a period of at least 5 years, applicable drivers of deforestation, and other factors to ensure additionality;
Gamble fuck what Thomas Edison might have said, holy shit man, the
average filmgoer to the
average film blogger, show me this barrage of complaints about frame
rates, show me in the span of Row Three, and all the shit that has been parsed over in 100 + threads about everything film related or otherwise, where this great wealth of
historical proof exists where people, the masses, film fans, have been complaining about film
rates.
To start, interest
rates are likely to move higher at a slow and moderate pace that could keep bond yields well below
historical averages over the next five years, according to the BlackRock Investment Institute (BII).
My problem is that when i look for stocks i set very strict parameter rules like: — minimum dividend growth
rate of 7 - 10 % in last years 10, 5 years
average —
historical stocks that increased dividend at least for the last 15 years or paid historically (like BANK OF NOVA SCOTIA)-- very low debt — low payout ratio — historically (long term) stock price has been increasing etc...
If the interest
rates on your other debt - car or student loan or mortgage - is higher than what you could earn by saving or investing (consider that the
average annual inflation - adjusted
historical return of the U.S. stock market is just over 6 %), you'd be wise to pay that down first too.