In fact, no money down programs have
a historically high failure rate because so many of their borrowers eventually become delinquent; that's why nearly every HUD - approved no money down program has dissolved since the housing crisis.
Clinical trials to treat neurodegenerative diseases such as Alzheimer's have
a historically high failure rate, partially because potential drugs are derived from research in nonhuman models.
Qualifying for a traditional loan, whether from a bank or credit union backed by the SBA, is particularly difficult for a new business or startup, and it's even harder for restaurants and food service businesses given
their historically higher failure rates.