Sentences with phrase «history at account opening»

For purchases, and new and outstanding balance transfers after the introductory period, the variable APR is 17.49 %, 21.49 %, or 26.49 % depending upon our review of your application and your credit history at account opening.

For new and outstanding purchases after the introductory period, the variable APR is 15.23 % or 18.23 % * depending upon our review of your application and your credit history at account opening.

For new and outstanding balance transfers after the introductory periods, the variable APR is 15.24 % or 18.24 % * depending upon our review of your application and your credit history at account opening.

The variable APR for cash advances is 15.24 % or 18.24 % * depending upon our review of your application and your credit history at account opening.

Not exact matches

The basis and standard for this variable APR will be the Prime Rate as published in The Wall Street Journal dated the 25th of the month plus the addition of a margin as disclosed on the then - current Rates and Fees Table (which will be set at the time your Account is opened based on several factors, including your credit history and information you provide on your application).

To back up the assertion that this is looking at total accounts in your credit history rather than just those that are open, my Mint report shows 2 open accounts and 7 closed accounts, for a total of 9.

Another way to build a credit history is to use $ 1000 and open a 6 month CD account at your bank.

* — at least 3 years of credit history, showing no current delinquencies, recent bankruptcies (7 years), open tax liens, charge - offs or non-medical collections account in the past 12 months,

If you open a lot of credit at one time you look risky to the lender because new accounts lowers your average account age which also affects your length of history.

How you use your credit card and pay your bill are the largest factors of your credit score but there won't be any credit history on file for you if you have never had a credit account opened in your name for at least six months.

If you want to qualify for a Peerform personal loan, you need a minimum credit score of 600, a debt - to - income ratio below 40 %, no current delinquencies or recent bankruptcies, an open bank account, and at least one revolving account on your credit history — i.e., a credit card or line of credit.

Instead of keeping a check register or having to go to an ATM to check our bank account balance, we now open up the banking app on our phone, log in, and have not just our balance but full transaction history at our fingertips.

Lenders will also look at the length of your credit history, any recent delinquencies or bankruptcies and the number of open trades you have (i.e., credit card accounts, mortgage, any type of outstanding loan).

If you have several credit lines open with positive payment history and timely payments but each account or credit card is maxed out or used at 70, 80 or 90 % of the available credit, that will drive your score down.

Or let's look at Apple's financing program, brought to you buy Barclaycard Financing Visa: 0 % interest for «the first six billing cycles after you open your account,» and that jumps to 21.49 % or 23.49 % depending on your credit history.

If you don't have any credit cards — or any credit accounts at all — you should open an account to establish a credit history.