And if you're a safe driver, with
no history of accidents or traffic violations, you'll find a premium as refreshing as an ice - cold Coke.
That's why someone with a good driving record will pay a lower premium for a policy than someone who has
a history of accidents or traffic violations.
Not exact matches
For instance, if you have a very good driving record with no
history of accident or traffic laws
violations, you may be able to get very cheap quotes for your medical payment insurance.
Your driving
history will show the number
of accidents you have been involved in, the number
of claims you have submitted, no matter how big
or small, and if you have any
traffic violations.
Drivers with
histories of accidents or serious
traffic violations may pay higher premiums.
Previous claims and a
history of accidents and /
or traffic violations insurers are particularly keen that those drivers with a track record
of making claims are required to make higher premium payments to remain insured, this is because they have already proven they are a higher risk.
Let's use $ 1,500 for a 35 y / o male with no
accidents, no major
traffic violations, a
history of good driving, and a Toyota Camry which is not leased
or financed.
Safe drivers with a clean record typically pay less for life insurance policies than drivers who have a
history of multiple
violations or traffic accidents.
People who have
violations on their driving record will likely face higher premium costs since you have a
history of accidents, have unpaid
traffic tickets,
or have filed an insurance claim in the past.
When an insurance company looks at your driving
history they check for the number
of accidents you have been involved in, the number
of claims you have submitted, no matter how big
or small, and if you have any
traffic violations.
This means that you drive a safe car (usually with a Five Star Safety Rating), that you have a clean driving
history (without any outstanding tickets,
traffic violations, DUI convictions and
accidents) and that you do not do a lot
of city
or highway driving.
A high risk driver is someone who has accumulated a
history of traffic violations such as parking and speeding
violations or has figured more than a couple times in road
accidents.
Companies will check driving records to ensure that candidates do not have a
history of getting involved in car
accidents or committing
traffic violations.
People who have a
history of automobile
accidents or traffic violations in their driving records can be considered as «high risk» drivers and therefore, may not qualify for a standard insurance policy.
The vehicle
history section
of your record contains data about demerit points, court convictions,
traffic violations / citations, license suspensions
or revocations, date
of license restoration (if applicable),
accident history, insurance requirements, and ignition lock requirements (if applicable).