(8) A family
history of cancer does not exclude you from the preferred rate class.
You can get their best health class if you quit smoking 3 years ago (most of the industry makes you wait 5 years); high blood pressure and cholesterol treated with medications can qualify for the best health classifications; if you're over 50 years old and are diabetic, you can qualify for «Standard» rates; family history of cancer doesn't exclude you from the preferred plus rating either (most companies it does).
Not exact matches
While
cancer and Alzheimer's seemingly don't have that much in common, there is one key link that researchers at MD Anderson think could be useful: People with a
history of cancer are less likely to get Alzheimer's, while people with Alzheimer's are less likely to get
cancer.
Sometimes I wonder if perhaps the rooms
of Alcoholics Anonymous have, at some point in its 76 year
history, contained individuals who possessed the ability to
do great things — cure
cancer, revolutionize politics, or contribute other great things to society — but whose minds became so polluted with AA propaganda that they shut off their own brilliance and chose to spend the rest
of their lives «making their sobriety their number one priority» and believing humility to be more valuable than fulfilling their potential and allowing their greatness to shine.
Let's assume you don't have a strong family
history of any particular
cancer, and so, aren't trying to hone in on avoiding one tumor over any other.
I have a strong
history of breast
cancer in my family (my mother passed away from it at 34), so we didn't waste any time finding the root cause
of pumping so much blood.
By Andrew M. Seaman NEW YORK (Reuters Health)- Factors other than medical
history and risk may influence women with
cancer in one breast to have both breasts removed even if it doesn't improve their odds
of survival, suggests a new study.
«For women without a family
history,» she tells WebMD, «it may be that their rates
of breast
cancer are so low we don't detect a difference or there may not be a protective association.»
«Patients [with a family
history of cancer] are very anxious and
do a lot
of annual tests — ultrasounds, mammograms,» says Mary Polan, a former chair
of the Department
of Obstetrics and Gynecology at the Stanford University School
of Medicine.
After sequencing tissue taken from 19 Taiwanese patients with upper urinary tract
cancer, the researchers found that a control group
of patients with upper urinary tract
cancer but no
history of birthwort use
did not show the same pattern
of mutations.
If a woman with a strong family
history of breast and ovarian
cancers tests negative for the BRCA1 / 2 genes, that
does not mean her relatives are not at risk, says Daly — her siblings could still carry the gene, or there could be additional genes present that predispose them to
cancer that clinicians don't yet know how to test for.
Patients with a
history of breast
cancer or lymphoma were more than three times as likely to develop heart failure — a condition in which the heart can't pump enough blood to meet the body's needs — compared with a similar group
of patients who
did not have
cancer, according to data being presented at the American College
of Cardiology's 67th Annual Scientific Session.
«Given the fact that genomic analysis is becoming more common in patients with a personal or family
history of cancer, we have an opportunity to
do more targeted breast
cancer screening in women who carry any
of the genes associated with risk for this disease.»
Currently, testing for Lynch syndrome genes is generally only
done when someone has a personal or family
history of colon or uterine
cancer.
To illustrate potential mutation - specific effects on absolute
cancer risks, we used the hazard ratio estimates to derive approximate absolute risks and 95 % confidence intervals, based on published estimates for the overall risks
of breast and ovarian
cancer by age 70 years.26 These estimates are for illustration and
do not represent absolute risk estimates that would be required in a genetic counseling setting, as they
do not account for noncancer outcomes that may influence a woman's life expectancy, the effects
of family
history, and nonrandom ascertainment
of mutation carriers in this sample and depend on assumptions about the prevalence
of different mutation classes in the population.
The researchers compared the genes
of more than 8,000 white European women — including around 3,250 women diagnosed with ovarian
cancer, 3,400 women who
did not have
cancer and 2,000 women who had a family
history of the disease.
Other known risk modifiers for breast
cancer such as age at first pregnancy,
history of oral contraceptive use, breast feeding, and smoking
did not meaningfully confound the overall association
of FMc absence with breast
cancer.
Myth: Your father's family
history of breast
cancer doesn't affect your risk as much as your mother's.
Though having children and breast - feeding are known to lower a woman's risk
of certain health issues — breast
cancer is one — it doesn't mean a woman with a different reproductive
history is less healthy: «Our data
did not suggest that nulliparous [non-childbearing] women had poorer health as their BMI, physical activity levels, and smoking status were similar to parous women.»
He points to a study in which radiologists who learned about a patient's family
history of breast
cancer spotted more tumors than if they didn't have this information.
Another woman, with a family
history of colon
cancer, may
do better avoiding it.
With a
history of breast
cancer on my mother's side, my tofu cleanse didn't mean anything if I was exposing myself to endocrine disrupters in other ways.
People who have a family
history of colon
cancer are more likely to get colon
cancer than those who
do not.
Adding other factors, such as assay batch, family
history of breast
cancer, age at menarche, breastfeeding, physical activity, childhood BMI, smoking, drinking status, and intake
of fat and fiber into the multivariable model
did not change the result appreciably, but reduced the precision.
In other words, because in their family
history there are instances
of heart disease, arthritis or
cancer, there is nothing that they can
do to prevent themselves from getting these diseases.
Maybe there isn't a
history of cancer because you don't talk to a large part
of your family anymore.
Does the dog's parents and grandparents have a
history of vaccine - related illness, such as hip dysplasia and
cancer?
Because some dogs are more apt to get
cancer than others, if you don't know the
history of the dog, just use all precautions.
While homeopathic remedies are not a cure for
cancer, they
do contain ingredients that have a
history of helping the body fight
cancer cells such as natural anti-oxidants.
Do not give to cats that have a
history of cancer, feline leukemia or feline immunodeficiency virus or that are sensitive to cyclosporine.
Naomi Oreskes, a professor
of history and science studies at the University
of California, San Diego, compares the strategy
of these early groups to that
of the tobacco industry, which for decades argued that cigarettes didn't cause
cancer.
Moreover, the paper gets its
history wrong when it notes that «Total
cancer mortality rates
did not decline until 1990, 25 years after the identification
of the effect
of smoking on lung and other
cancers...» Well, actually, it was more like 50 years, because the earliest studies to connect smoking and lung
cancer were conducted not by NIH - funded scientists but by Nazi scientists in the run - up to World War II.4 By the logic
of the PNAS paper, then, ought we to be crediting the Nazi health science agenda with whatever progress has been made on reducing lung
cancer, rather than the incredibly protracted and difficult public health campaign (that, for the most part, NIH had nothing to
do with) aimed at getting people to cut down on smoking?
Generally what we need for the lung
cancers and the other gastrointestinal
cancers is a finding
of exposure, and that's
done through a careful work
history process.
A family
history of heart disease, or a parent dying prior to age 60 can also put you in the standard plus or standard health rating category, although there are some life insurance companies that don't a family
history of cancer against you — and we can help you use those companies if that is the case for you.
We've helped many
of our clients with bladder
cancer histories secure the best rates on the market available to them and can
do the same for you.
A thirty two year old female, who
does not smoke, resides in California if
of the average height and weight,
does not have a criminal
history,
does not participate in dangerous activities, who is in overall OK health and takes some medications, or may have a family
history of Heart Attacks, Strokes, Diabetes, Liver Disease,
cancer before the approximate ages
of 70, may will be able to qualify for a Standard Plus policy.
A thirty two year old female, who
does not smoke, resides in California if
of the average height and weight,
does not have a criminal
history, possibly
does participate in dangerous activities, or who is OK health, or takes some medications, and
does have a family
history of Heart Attacks, Strokes, Diabetes, Liver Disease,
cancer before the approximate ages
of 70, may will be able to qualify for a Standard Non Tobacco.
Not everyone will be able to take advantage
of a no medical exam life insurance policy — for instance, if you're applying with an insurer who doesn't offer accelerated underwriting, there's not much you can
do about it, and certain family
history conditions like
cancer may automatically disqualify you — but there are two groups
of people who might be particularly interested in going down this path.
If a life insurer decides that your
history of family
cancer makes you too risky to cover, or the rates are prohibitively expensive, don't give up.
Unlike something like heart disease or a family
history of cancer, life insurance companies don't have a wealth
of medical research and claims experience to refer to when setting rates for marijuana users.
For example, an applicant lies and says they don't have a
history of smoking in order to avoid a costly Smoker classification, but dies a year into their policy from lung
cancer or some other lung - related affliction, the insurance company can investigate, determine the death was smoking - related, and decline to pay the death benefit because
of application fraud.
You
do not have to be the perfect human specimen to qualify for affordable life insurance; if you
do have any conditions (e.g. diabetes,
history of cancer, heart issues) we shop your medical profile around to the insurance companies with work with to find you the best price.
I don't recommend it to everybody, because it is usually more expensive than general health insurance, but if you have a strong family
history of cancer, it's worth some research. CancerInsurance.com lets you shop and compare among different critical illness policies.
VOYA is one
of the very few companies that
do not ask applicants if they have a family
history of cancer, which can impact your rating.
Family
history of colon
cancer is an established risk factor for the disease, but only one study, according to Henderson's team, has looked at whether family
history affects the link between HRT and colon
cancer risk — and it found no evidence that it
did.
If you have a
history of blood
cancer, don't hesitate to apply for life insurance.
Also, ReliaStar will
does not hold any family
history of cancer against you...
•
Do you have any family
history of cancer, heart disease, stroke or diabetes?
We were able to move George's application to a company that
did not consider a family
history of cancer and he was approved for $ 130.05 with an A + rated company.
Voya (ReliaStar Life Insurance Company) is one
of the only insurance companies in the country that
do not count family
history of cancer into your rating.