Property Damage Coverage includes damage to your bike or property if you're
hit by a motorist with little or no insurance.
Even if you were
hit by a motorist with little or no insurance, your chances of recovery are not over.
An illustration of this is a pedestrian who is
hit by a motorist, but was jaywalking at the time.
If you are
hit by a motorist carrying minimal insurance while cycling, his or her car insurance may not cover the cost of your injuries.
Your auto insurance policy should offer this coverage, which could be a source of benefits if you were
hit by a motorist whose insurance does not cover all damages for an accident.
There are significant accident benefits available to cyclists
hit by motorists who have suffered serious injuries, regardless of fault.
You might have been hit by a drunk driver who ran a red light, rear - ended by a driver distracted by their cell phone, or simply
hit by a motorist who says they didn't «see» your motorcycle.
Too frequently, pedestrians are
hit by motorists who are too distracted to notice them crossing the street or walking behind a vehicle.
If you were
hit by another motorist, they may be liable for your injuries beyond the scope of their liability insurance.
A homeless man riding his motorized wheelchair was
hit by a motorist and has died.
Personal injury protection covers medical expenses and lost wages for you and your passengers injured in an accident, and uninsured / underinsured motorist coverage pays for injuries you sustain if you're
hit by a motorist with inadequate car insurance.
Uninsured motorist liability coverage pays for the injuries and medical expenses of the insured driver and any passengers if they are
hit by a motorist without insurance.
Simply defined, if you are struck or
hit by a motorist who does not have car insurance, or less coverage than your state of California requires, your medical bills will still be covered in case of an accident.
If you are
hit by a motorist who is driving without insurance and don't have uninsured motorist property damage, then you would be left to go after the at - fault driver to pay for your damages.
Uninsured motorist coverage protects drivers if they're
hit by a motorist that doesn't carry insurance.
Uninsured motorist insurance will protect you if you are
hit by another motorist that does not have insurance.
This cover normally includes the Underinsured Motorist coverage or the UIM and it offers protection in case you are
hit by a motorist who is underinsured.
Collision insurance provides coverage in the form of payments if your car strikes or is
hit by another motorist.
Those types of coverage will protect you in the instance that you are
hit by a motorist that does not carry sufficient insurance coverage.
Not exact matches
A veteran police officer died in Northville when he was struck
by a vehicle on Route 30 while helping a
motorist who had
hit a deer.
«We could have really used Operation Safe Cam back in November of 2014, when 16 - year - old Ryan Fischer was killed
by a
hit - and - run
motorist on Krueger Road in Wheatfield,» Undersheriff Michael J. Filicetti said.
The sales figures for the B - Class to date provide clear evidence that the Mercedes - Benz product planners
hit the mark with a concept that caters to the motoring needs of today's sophisticated society: since mid-2005, over 325,000
motorists around the world have been won over
by the Sports Tourer.
Risk # 5 — Uninsured
motorist /
hit - and - run
motorist: Your truck is
hit by an uninsured
motorist and he flees the scene.
$ 20,000 per person / $ 40,000 per accident Uninsured
Motorist Bodily Injury - caused
by hit - and - run driver or at - fault driver with no insurance.
If you drive a vehicle valued at $ 50,000, for example, and you are
hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured
motorist coverage would cover the difference, up to the limits of liability in your policy.
So, when you get
hit by an uninsured
motorist, you can collect on the damage to your car, ASSUMING it was not your fault.
It is important for accident victims to understand that uninsured
motorist coverage in New Mexico allows individuals who were hurt
by a
hit - and - run
motorist to recover for their damages even if the driver who caused their injury is never apprehended.
Such situations can include infant claims, being the victim of a
hit and run accident, or being struck
by an uninsured or underinsured
motorist.
Uninsured
Motorist Accident Lawyer If you were hit by a driver that does not have insurance, you may still be able to pursue compensation by way of an uninsured motorist (UM
Motorist Accident Lawyer If you were
hit by a driver that does not have insurance, you may still be able to pursue compensation
by way of an uninsured
motorist (UM
motorist (UM) claim.
When a cyclist is
hit by a vehicle and the cost of his or her injuries exceeds the coverage of the
motorist's insurance plan, the cyclist can make a claim on his or her own automobile insurance policy if through «uninsured
motorist coverage» and / or «underinsured
motorist coverage.»
The
motorist who
hit you will be held responsible
by the law, and also for your injuries.
If you are struck as a pedestrian
by an uninsured, underinsured or even a
hit - and - run driver, and you maintain a policy of uninsured
motorist coverage, you might be covered and eligible for compensation for your injuries.
Confidential settlement reached for pedestrian that suffered a brain injury after being
hit in a cross walk
by speeding
motorist.
If you have coverage for bodily injury and have been
hit by an uninsured
motorist, make sure you know your rights and the true insurance coverage you are entitled to.
For
motorists, one of the most frightening scenarios is being
hit by an 18 - wheeler.
We also have ample experience in representing clients who were involved in distracted driving accidents, including texting accidents, drunk driving accidents, underinsured / uninsured
motorist accidents, crashes involving aggressive drivers,
hit and runs and accidents caused
by defective auto parts (product liability cases).
Uninsured
motorist protection also covers damages caused
by a
hit - and - run driver.
When injured in an accident caused
by an uninsured
motorist or in a
hit - and - run accident, uninsured
motorists coverage may apply.
If you were injured in an accident caused
by an underinsured or uninsured
motorist (including
hit - and - run drivers), what are your rights?
A
hit and run accident occurs when you are struck
by another
motorist, who then either leaves or flees the scene before you are able to ascertain their identity.
If you're
hit by an uninsured driver and don't carry collision or uninsured
motorist coverage, you would have to pay your own repair bills or go after the at - fault driver in court.
It should be also noted that if an injured pedestrian is
hit by an uninsured or underinsured driver, they may seek compensation from their own uninsured
motorist policy as long as the can prove that they were actually
hit by a motor vehicle whether it is a car, bus, truck or other vehicle.
In addition, if you get
hit by a car while a pedestrian walking in the street, in a
hit and run, or, while you are riding your bicycle, you can seek compensation from your auto uninsured and underinsured
motorist policy.
While you can never completely prevent a negligent
motorist from
hitting you, you can reduce your chances of being severely injured in a bicycle accident
by following some basic Toledo bicycle safety tips.
Many people believe that if they have been
hit by an uninsured
motorist, they have no way to pursue a claim.
If for example, a pedestrian was
hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible
motorist was driving a bus, truck, motorcycle or car.
Sydney Anstee, 48 of Portswood, Southampton is currently pursing action against a
motorist through Moore Blatch after she was
hit by a driver whilst out cycling early one evening in August 2011.
Were you
hit by an uninsured
motorist in Colorado?
Also think about increasing your uninsured / underinsured
motorist coverage above the minimums in the event you are
hit by someone with no or low insurance.
Five California Highway Patrol officers have been
hit by cars as they were assisting other
motorists on Bay Area freeways in the last several weeks.