Sentences with phrase «hold their policy until»

If the policy has a cash value, Mostly Mutts Animal Rescue would have the option of either holding the policy until the maturity date or surrendering the policy to receive the policy's current cash value.

If the policy has a cash value, Grey Muzzle would have the option of either holding the policy until the maturity date or surrendering the policy to receive the policy's current cash value.

The point saying all permanent insurance will pay out eventually wrongly assumes that policy holders will hold their policy until death.

Not exact matches

Weighed against unemployment, which has dropped to a 16 - year low at 4.1 percent, that weakness has puzzled economists and made some policy makers declare the Fed should hold off on additional rate increases until prices respond more briskly.

«The proposition that held from the 1950s until recently is that as businesses did well, so would workers,» says Robert Shapiro, a senior policy scholar at Georgetown's Center for Business and Public Policy and former economic adviser to President Bill Clpolicy scholar at Georgetown's Center for Business and Public Policy and former economic adviser to President Bill ClPolicy and former economic adviser to President Bill Clinton.

«If you have ample funds and are looking to get rid of a little every month, it would not be irrational to buy a whole - life, universal - life or variable - life policy, where the cash value grows income tax - free as long as the policy is held until death,» Hunt said.

Property and casualty insurance companies invest a substantial percentage of book value and policyholder «float,» which is money they hold until policy claims are paid out but do not own, in investment - grade bonds, particularly corporate bonds.

And third, the wind down would continue until the Fed holds only enough securities to conduct monetary policy «efficiently and effectively» with a portfolio consisting primarily of Treasuries.

These expectations were brought forward again when the Fed dropped the reference to rates being on hold for a «considerable period» in its late January monetary policy announcement, though financial markets are not pricing in a tightening until the middle of 2004.

The Board recommends a vote AGAINST a stockholder proposal seeking to have us adopt a policy requiring that senior executives retain a significant percentage of stock acquired through equity pay programs until reaching retirement age because our existing stock ownership guidelines and other compensation policies already effectively facilitate significant stock ownership by our executives, and establishing holding requirements based on a particular retirement age would not be in the best interests of our stockholders.

This attitude has also been held among scientists until recently, when the creationist pressures on public education and policy became so threatening that some scientists founded a new journal, Creation / Evolution, a «Committee of Correspondence» and a Creation / Evolution News letter, aimed at defending evolutionary science and dismantling creationist arguments.

Islam at the beginning held the sword only when it was necessary to survive the wars launched against it by the Pagans of Mecca beside the Persians who then were worshipping fire... Any way remember that we never came closer to the West until the launched their first attacks against Muslims by the crusaders that came from the west towards Jerusalem... Such acts has drove Islam to adopt the policy that says «Attack is the best means of defense» to push the crusaders further back.

But what I and many others continue to find perhaps most disturbing about the mandate is that it was a policy change made by FHSAA in complete disregard of the unanimous recommendation of its own Operations Committee, US Lacrosse staff, nationally renowned sport medicine doctors and the Florida lacrosse community that it hold off until performance standards for helmets were established.

IPSOS Mori data shows that Labour held a substantial advantage over the Conservatives on economic policy throughout its period of government until 2008.

Beales had first proposed the idea in an internal memo two years earlier, but Miliband decided to hold it back until 8 April, a month before election day — despite his team's terror that Osborne might outflank Labour by unveiling the same policy in his final budget in April.

He was said to have told US - based vice president of global policy management Monika Bickert, and global deputy chief privacy officer Stephen Deadman that the government would «hold their feet to the fire» until they addressed a «spectrum of issues» where they fell short.

The Treasury Select Committee, for example, held post-appointment hearings for all members of the Bank of England's Monetary Policy Committee from 1998 until pre-commencement hearings were formalised in June 2007.

What I hope is that we'll be able to hold together the majority of the Labour Party running on progressive policies until the UK gets proportional representation.

Office of Policy and Management Secretary Ben Barnes informed hospital chief financial officers this week that the Department of Social Services will hold off until Democratic Governor Dannel P. Malloy's administration finds ways to address the budget deficit.

Put on hold the policy push to use student test scores to evaluate teachers and principals, unless and until data demonstrate the likelihood that such an evaluation approach will positively, not negatively, affect student learning and its accuracy morally justifies its use.

While we can tinker with policies and review enrollment forms, until we ensure that charter schools are prepared to offer quality programs and held accountable for failing to provide quality programs, we will most likely continue to see increasing numbers of OCR investigations and corrective action plans.

But despite promises and new policies meant to hold more students back until they've mastered grade - level material, a University of Minnesota study currently under peer review found that student retention is actually on the decline.

Connecticut's public policy has been to hold off on the expansion of charter schools until a comprehensive education reform plan is developed and adopted.

If I were to speculate again I would guess that Amazon was holding off on approving blogs until they've internally decided on some kind of policy.

And while investors seem more preoccupied with the trajectory of eurozone monetary policy, Zahn believes there are good reasons to think the European Central Bank will hold off until 2020 before pushing interest rates up.

These policies offer much lower premiums as the death benefit is paid out on the passing of the second spouse (i.e. if you die, the death benefit is held until your spouse also dies).

The Committee is maintaining its existing policy of reinvesting principal payments from its holdings of agency debt and agency mortgage - backed securities in agency mortgage - backed securities and of rolling over maturing Treasury securities at auction, and it anticipates doing so until normalization of the level of the federal funds rate is well under way.

Unless a longer retention period is required or permitted by law, we will only hold your personal information on our systems for the period necessary to fulfil the purposes outlined in this Privacy Policy or until you request it is deleted.

However, most of the growth in your cash value doesn't come until you've held the policy for two or three decades.

«Rosneft is irresponsibly insisting on conducting this survey when they could easily postpone the survey until next year and hold it before the whales arrive,» said Aleksey Knizhnikov, Oil & Gas Environmental Policy officer, WWF.

And it will put any expensive, unproductive policy measures on hold indefinitely until there's some concrete evidence that policy response is needed.

A liberal Texas activist group asked the U.S. Department of Housing and Urban Development to hold Hurricane Harvey relief funds and other grant monies from Houston until the City fully addresses policies that promote «racial discrimination and perpetuation of segregation.»

And wait until Judith gets a hold of Roy for advocating specific policies.

I then wrote back and explained that I had been taken in before and had lost some $ 2,000 in such a scheme and had thus adopted a policy whereby my firm holds all payments until final payment is issued to my bank by the depository bank on any settlement check (not just provisional payment because the check can still bounce until honored by the depositary institution).

Their policy may hinge on an «escrow» hold on the domain for a certain time until your payment clears, they do due diligence, or other reasons, and by agreeing to the TOS you allowed them to reserve the right to cancel or re-offer the registration.

As an alternative to getting funds wired into your account, tell your client that your firm's policy is that all funds deposited by cheque or bank draft will be held for 30 days or until your firm is able to get confirmation that the funds have cleared.

Your driving privileges will be on hold for an indefinite period of time or until you can come to court with valid proof of insurance, whether it is a newly - purchased auto insurance policy in Nebraska or by proof that an SR - 22 is filed by your insurance company.

In these cases the cash value increases and is tax free provided you hold onto the policy until death.

However, most of the growth in your cash value doesn't come until you've held the policy for two or three decades.

Refund of Commitment Fees We hold the refundable loan commitment fee without interest until after the loan is closed and all required documents and materials used in structuring the loan (such as the recorded documents, title policy and any other post-closing items) are received, reviewed and approved by us.

The name of the game is to hold on to your policy until you die.

If you die while the policy is in force, the trust will hold onto the payout until your children come of age.

Hold onto the money until you find a life insurance policy that works for you.

A permanent policy, however, may be purchased prior to this age and held until your death.

The appeal of such transactions is that, where the original policyowner has had an adverse change in health since the policy was originally issued, a third - party buyer may be willing to pay more for the policy — and hold it until the death of the original insured — than the insurance company is willing to offer as a cash surrender value.

As a result, if a permanent insurance policy is held until death, the taxation of any gains are ultimately avoided altogether; they're not taxable under IRC Section 7702 (g) during life, and neither the cash value growth nor the additional increase in the value of the policy due to death itself are taxable at death under IRC Section 101 (a).

Fortunately, the «good» news is that the policy loan tax bomb can be avoided by actually holding the life insurance policy until death — allowing the loan to be repaid from the tax - free death benefit, instead of the (taxable) surrender of the policy.

When a policy is held until death, the net proceeds to the beneficiaries immediately step up to the death benefit value, which can provide a significant internal rate of return.

In some cases, the replacement policy is one that has more flexibility (e.g., going from a whole life policy to a universal life policy), or just costs less to maintain (e.g., a death - benefit - only universal life policy that doesn't accumulate cash value, to replace an existing cash value accumulation policy, so the new policy can simply be held until death to obtain the tax - free death benefit).

The bottom line, though, is that given the internal rate of return on life insurance held until death, for those who don't need the policy — but don't need the cash value, either — the best decision for unnecessary life insurance might not be to surrender it, but actually keep it anyway!