Sentences with phrase «holders flexible premiums»

Not exact matches

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However, universal life is thought of as being more flexible than whole life because the policy holder has more control over when the premium due date is, as well as how much of the premium goes towards the death benefit, and how much goes towards the policy's cash value (within certain guidelines).

This type of policy is considered to be more flexible than whole life, though, because the policy holder may choose — within certain parameters — how much of the premium will go towards the policy's death benefit, and how much will go into the cash value.

A universal life insurance policy is considered to be flexible, as the policy holder may — within certain guidelines — alter the premium payment amount and / or timing in order to fit in with his or her changing needs.

Universal Life Insurance — Universal life insurance allows policy holders both death benefit and cash value — however, these policies are much more flexible than whole life in that policy holders can choose when to pay their premiums, as well as how much to pay.

This flexible premium allows the policy holder to plan a premium payment over the number of years that he or she chooses.

These plans provide death benefit protection and a cash value component, but they are considered to be more flexible, as the policy holder (within certain guidelines) may be able to change the frequency and the amount of the premium.

With the regular universal life insurance policy, the policy holder will attain flexible premiums — which can allow them to change their payment based on their changing needs (within certain policy guidelines).

Universal life insurance is more flexible than whole life, as the policy holder can alter the premium (based on certain guidelines) regarding due date and the amount.