Sentences with phrase «holding loans on their books»

Banks were bailed out in full following the crisis, and now that they are worried about loaning into this market and holding loans on their books, referring to loans which would not be guaranteed by either of the GSE's.

In part, the change is occurring because lenders don't want to hold loans on their books for the longer period it takes to create more complex combinations.

That's both because they hold the loans on their books and have the authority to change the terms and because they have large commercial real estate portfolios.

Not exact matches

Roughly half of the 112 online lenders that make business loans are direct lenders, according to Barlow, which means they hold the loans on their own books.

«If a lender knows that it can sell a loan as soon as the loan is made, do you think that loan will be underwritten with the same diligence as a non-SBA guaranteed loan held on that lender's books?»

These lenders make the loans themselves, using their own credit scoring models, and hold the loans on their own books.

Business secretary Vince Cable has also announced that he plans to put on hold the sell - off of the student loan book in this parliament.

We can loan those books through other library systems and we can put them on hold, incurring no costs for that book beyond the initial purchase.

The book and subsequent articles point out precisely the opposite: when you bought the house in the first place you did leverage, because you had no equity to balance the loan; your lender had the strangle hold on your ownership of the property.

So, we hold a portion of the loans in the form of a 10 % reserve fund on our own books and we sell off the rest.

Until next month the Tate's Winter Stage, Moatlands Park, 1936 (reproduced on p. 69 of Khoroche's book) is on display at Tate Britain as part of their exhibition Looking at the View, Turner Contemporary have Garden Cove (1948 - 50) on loan from the Arts Council Collection, and on 7 June the Ashmolean Museum holds a workshop on «Ivon Hitchens and Modern Painting `.

One change that will hit the CMBS sector in 2016 is that lenders may be required to have some skin in the game and hold a piece of those loans on their books.

The Wall Street Journal study suggests that the difference in the eviction rates may be explained for a number of reasons, such as that banks tend to hold larger mortgages on their books while tending to bundle small loans and resell them.

The majority of community banks keep these loans on their books, meaning that they hold the client to very high underwriting standards, and many times require a prior banking relationship with the client in addition to significant depository accounts.

A third rule that is now on the horizon is known as Basel III, a set of proposed international banking standards being written in Basel, Switzerland, that would include requirements on how much capital banks must hold on their books based on the type of loans they make.

(Under QRM, if the loan meets the standards, it's considered safe, so lenders can sell 100 percent of the loan to investors rather than hold back 5 percent of the loan amount on their books.)