Sentences with phrase «holding such credits»

Banks and companies holding such credits have been rushing to cash them in or sell them.

Not exact matches

Reps are held responsible for the outcomes of their customer group, measured by metrics such as how frequently customers defect to another carrier or how often they call support, and reps and their managers are empowered to hand out service credits or alter bills.

In cases when they do - such as with the work disincentive effects of means - tested tax credits used for the purchase of health insurance - it's better to hold off on those attacks or make them more nuanced.

-- Rix Kramlich, CEO and director at self - publishing platform Blurb, who has six startup exits to his credit and has held senior management roles in public companies such as Macromedia, i2 Technologies, and ABB

Derek Nettles, IT director of Dickie Brennan & Company, believed that in addition to facilitating the payment dance between diner and waiter, such a system would allow the company to accept EMV (chip - enabled) cards ahead of the fall 2015 deadline established by the credit card industry, when restaurants without that capability may be held financially liable for fraud.

«Ultimately, consumer credit agencies should be one of our lines of defense against cyber attacks, and it is deeply disturbing whenever a firm that holds such valuable information gets breached,» Lieu wrote.

The NAV (net asset value) of a bond fund will move up or down based on a number of factors such as changes in interest rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.

Setting interest rates a bit higher in such circumstances is likely to be close to futile when such credit dynamics take hold.

Fears of similar upsets appear to be holding back investment flows into government bonds, while thirst for income has boosted other fixed income assets such as credit.

On December 30, 2013, SSE Holdings entered into a second amended and restated credit agreement with JPMorgan Chase Bank, NA as administrative agent and the lenders party thereto, which became effective in April 2014 (such date, the «Effective Date») and was subsequently amended on December 28, 2014 (the «Revolving Credit Facility&racredit agreement with JPMorgan Chase Bank, NA as administrative agent and the lenders party thereto, which became effective in April 2014 (such date, the «Effective Date») and was subsequently amended on December 28, 2014 (the «Revolving Credit Facility&raCredit Facility»).

In the United States, the net corporate debt securities holdings of securities dealers, including securitisations backed by assets such as credit card debt, have fallen sharply since 2008.

In recent years, about two - thirds of nonfinancial credit market debt has been held by nonbanks, which includes market - based funding by securitization vehicles and mutual funds as well as by institutions such as insurance companies and finance companies.

They argue — as Corbyn does when he claims credit for U-turns the government has performed, such as over benefit reform or economic policy — that in holding to the faith they have exercised power, because power is simply the ability to make or to prevent things happening.

So for now, hybrid batteries will be best suited to applications with low overall power demands, such as powering electronic circuitry in smart cards, credit cards with electronic chips that hold more information than magnetic strips do.

-- Nothing in this section or title V shall be construed as requiring termination of operations of a stationary source that is a covered entity for failure to have an approved permit, or compliance plan, that is consistent with the requirements in the second and fifth sentences of subsection (a) concerning the holding of allowances or offset credits, except that any such covered entity may be subject to the applicable enforcement provision of section 113.

(B) provisions to require emission allowances or offset credits to be held in amounts to fully compensate for greenhouse gas emissions attributable to reversals, and to assign responsibility for holding such emission allowances; and

-- The regulations promulgated under section 721 (h) shall allow any entity holding international offset credits from reduced deforestation issued under section 743 (e) to request that the Administrator include such offset credits in an upcoming strategic reserve auction.

A clutch is necessary for holding belongings such as your phone, lipstick, credit cards, cash, mints and other personal items (this one actually has two pockets!).

Falzone and Megahan referenced the GE lawsuit: «Also mentioned in the investigation were high pressure sales tactics, such as holding onto a perspective member's driver's license and credit cards to prolong interview.

It takes a great deal of trickery to make such a farfetched premise fly, so credit director Tony Scott (Spy Game, Enemy of the State) for keeping the action and drama moving at a brisk enough pace to keep out minds engaged more in the events as they unfold on the screen, only realizing that, in the end, it doesn't quite hold up to close analysis.

Along the way, programs with bona fide solid external standards, such as AP and IB, may get eclipsed by easier classes that guarantee such credit, and the term «college ready» holds ever less meaning.

32 The New Hampshire Supreme Court likewise rejected the standing of petitioners challenging the state's scholarship tax credit law, ruling that they could not demonstrate any harm.33 The following year, citing the decisions in Arizona and New Hampshire, the Alabama Supreme Court also held that a «tax credit to a parent or a corporation... can not be construed as an «appropriation»» but rather such funds retain their status as private funds until they enter the public treasury.34 That view seems to be the prevailing one in courts, so with the possible exception of Michigan, where the state constitution explicitly prohibits tax benefits for religious education, tax credits should survive scrutiny under such provisions.

And to its credit, the U.S. Education Department recently held a conference in Denver highlighting progressive agreements between unions and management in cities such as Baltimore and New Haven, Conn..

Standard units of credit shall be awarded for successful completion of such courses when the course is equivalent to that offered in the regular school program and the work is done under the supervision of a licensed teacher, or a person eligible to hold a Virginia teaching license and approved by the local school board [emphasis added].

If you are so inclined, you may also want to read the recent Washington Post (10.24.16) article, entitled «The big problem with the Obama administration's new teacher - education regulations», in which the chair of Connecticut College's Education Department co-wrote that the «academy provisions» which were incorporated into ESSA (after initially being developed by the two charter lobbyist organizations New Schools Venture Fund and Relay Graduate School of Education) would exempt «entrepreneurial «start - up programs» (i.e. teacher preparation «academies»)... from many of the requirements that states will enforce for other programs — such as hiring faculty who hold advanced degrees or conduct research, holding students to certain credit hours or course sequences, or securing accreditation from the field's accrediting bodies.»

The last Kindle's screen was almost exactly flush with the surrounding plastic, but to the Kindle Touch's credit, there's such a thing as too thin, and I actually find the slightly chunkier Touch more comfortable to hold for long periods of time.

Treasurys, for example, are backed by the full faith and credit of the federal government, and principal is guaranteed when held to maturity, while corporate and covered bonds have no such guarantee.

The moment a co-signed friend makes a credit misstep — such as forgetting to pay a bill or amassing too much debt — you're held liable as well, and your credit score will plummet.

As such, there is no additional cost to holding it in conjunction with another credit card in their wallet.

When we began the investigation that lead to the Credit Robbers, we had no idea there was in place a system of commerce here in the United States that holds such virtual monopolies over our financial lives that it makes the Microsoft anti-trust action look like a misdemeanor.

However, if you are already engaging in such a practice, we recommend holding off on using credit cards, as the interest you pay will counteract any value you get out of either card.

Thanks to the rise of companies like Lending Club, Prosper and Kiva, individual consumers can now be lenders, a role traditionally held by banks, credit unions and smaller operations (such as payday lenders).

Unsecured debt is debt for which a creditor holds no collateral, such as credit cards, department store cards, medical bills etc..

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

In addition, these funds must invest primarily in investment - grade fixed - income securities, such that the average credit quality of the portfolio as a whole is investment grade (BBB or equivalent rating or higher) and not more than 25 % of the portfolio's holdings are invested in high yield fixed income securities.

The direct consumer impact will be on U.S. variable - rate mortgage holders (as well as all those that hold other variable - rate tied debts, such as credit cards, auto loans and lines of credit).

As the CARD Act doesn't apply to business credit cards, a monthly balance held on such a card is at perpetual risk of becoming more expensive all of a sudden.

A Willis Towers Watson paper, «Credit Market Liquidity,» says in the new banking regulatory regime, banks have significantly decreased their stock of credit bonds since regulators have made it much more expensive for them to hold such an inveCredit Market Liquidity,» says in the new banking regulatory regime, banks have significantly decreased their stock of credit bonds since regulators have made it much more expensive for them to hold such an invecredit bonds since regulators have made it much more expensive for them to hold such an inventory.

Certain organizations actually forego a hands - on financial services approach and simply provide limited services, such as mailing literature or holding a training seminar, in order to provide the tools to «repair» a consumer's credit.

Such written authorization shall be deemed to exist if the card issuer has previously notified the cardholder that the use of his credit card account will subject any funds which the card issuer holds in deposit accounts of such cardholder to offset against any amounts due and payable on his credit card account which have not been paid in accordance with the terms of the agreement between the card issuer and the cardholSuch written authorization shall be deemed to exist if the card issuer has previously notified the cardholder that the use of his credit card account will subject any funds which the card issuer holds in deposit accounts of such cardholder to offset against any amounts due and payable on his credit card account which have not been paid in accordance with the terms of the agreement between the card issuer and the cardholsuch cardholder to offset against any amounts due and payable on his credit card account which have not been paid in accordance with the terms of the agreement between the card issuer and the cardholder.

So if you think you'll need to apply for important credit soon, such as a mortgage, hold off applying as you'll need to spread out your applications.

Most banks have the right to transfer cash from your bank or savings accounts to pay off other debts held with them, such as credit cards or loans.

In an attempt to head off such piggybacking abuse, the FICO 8 credit score, launched in 2009, initially excluded accounts held as an authorized user from scoring.

The loans are given by a special set of lenders who do not hold credit scores in such high regard as banks do.

His statement holds true even today - especially when it comes to personal finance tools such as credit cards.

Lending Club will pull the latest credit report for every borrower and take the data held in that report and other factors such as loan amount and loan term to determine the interest rate.

Data from Cerulli and BlackRock also shows bond ETF use generally «starts with broad - based core holdings,» but over time sophisticated users of bond ETF products may shift to more specialized investment objectives, such as managing sector exposure, duration, maturities, and credit risk according to unique client needs.

There are other factors such as your employment history and income, but your credit score will still hold a large weight.

Scheme providers — such as Visa and MasterCard — if you hold a credit card or travel money card with us, in order to manage your account and so your payments are processed;

But factors such as debt, payment history, new extensions of credit, and types of credit lines that you hold will affect your credit rating.