Sentences with phrase «holding such debt»

The justification from the government of such a deal was that the price of such loans will increase — reflecting the risk of holding such debt over time — which should create an incentive to buy further NPLs.

Not exact matches

Theoretically, a privately held Dell will not face such pressures although some might argue that the $ 47 billion in debt the company assumed to get this thing done comes with its own set of stresses, but that's a story for another day.
Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring debts, and the share buyback that is insensitive to a company's current stock price.
At some point, if these policies are inflationary, then the vigilantes or those that hold dollar reserves, such as China and Brazil and Mexico, they will be in the driver's seat in terms of longer - term Treasury debt, 10 years and 30 years Treasury debt in terms of their yield.
Mona funds are debt securities that are held by state, county or local governments, usually to finance capital expenses, such as libraries airports, etc....
However, in comparison to households that only hold owner - occupier debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).
Admati and Hellwig counter that the only reason stockholders demand such a high rate of return from banks is to compensate for the relative riskiness of banks — and that they are risky precisely because of all the debt they hold on their balance sheets.
Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.
Investors holding this debt include US citizens, state and local governments, the Federal Reserve, domestic private investors such as banks, and international investors such as foreign nations.
In the United States, the net corporate debt securities holdings of securities dealers, including securitisations backed by assets such as credit card debt, have fallen sharply since 2008.
In recent years, about two - thirds of nonfinancial credit market debt has been held by nonbanks, which includes market - based funding by securitization vehicles and mutual funds as well as by institutions such as insurance companies and finance companies.
The officials recommended that the nation closely watch factors such as the outlook for supply of U.S. government debt, along with political developments including trade disputes between the world's two biggest economies when deciding whether to cut some Treasury holdings, the people said.
Presently the Fed is in the process of monetizing $ 2 trillion in Treasuries, Agency paper, such as Fannie Mae and Freddie Mac and collateralized debt obligations held by lenders.
Any attempt to cancel some category of debt, say government debt or personal mortgages, would immediately drive those financial intermediaries holding such assets, e.g. banks, pension funds, investment trusts, into insolvency.
By exchanging loans for equity that would be worth little if the companies already are struggling to pay off debts, banks would be required to sharply bump up the amount of capital they set aside against such equity holdings, which are considered more risky than loans.
Among the alternative investment strategies, private capital strategies with typically longer - holding periods (such as buyouts and private infrastructure) may hold an advantage over hedge funds or those private capital strategies with typically shorter - holding periods (such as distressed debt and direct lending).
Other significant buyers of U.S. Treasury debt, such as pensions and insurance companies, may continue to reallocate to fixed - income holdings to better align their assets with their liabilities.
Nebuchadnezzar's sins, conceived of as debts, have risen to such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he holds over this unfortunate debtor.
A government operating such a deficit at a time when an increasing share of the nation's debt is held by foreigners is effectively concealing from the public the real nature of future burdens.
Debt held by the public, such as Treasury securities held by investors outside the federal government, including that held by individuals, corporations, the Federal Reserve System and foreign, state and local governments.
Debt held by government accounts or intragovernmental debt, such as non-marketable Treasury securities held in accounts administered by the federal government that are owed to program beneficiaries, such as the Social Security Trust FDebt held by government accounts or intragovernmental debt, such as non-marketable Treasury securities held in accounts administered by the federal government that are owed to program beneficiaries, such as the Social Security Trust Fdebt, such as non-marketable Treasury securities held in accounts administered by the federal government that are owed to program beneficiaries, such as the Social Security Trust Fund.
I thought it was a bit early in the election to start slinging mud, but apparently Gibson and his supporters don't have a whole lot to say about their positions nows that the government shutdown and the attempt to hold the payment of the government's debts for blackmail has come to such a pitiful end.
But neither the United States nor any State shall assume or pay any debt or obligation incurred in aid of insurrection or rebellion against the United States, or any claim for the loss or emancipation of any slave; but all such debts, obligations and claims shall be held illegal and void.
That is the discussion that we are holding now, to see how we can use the proceeds from lean gas and from other gas sources to finance any infrastructure that is built and not put the load for such infrastructure on the tax payer and increase public debt,» Mr. Terkper noted.
Now he's weighed down by such a large debt that he and his wife have decided to hold off on having kids, as he's worried about «having more people to feed.»
There are several that hold high - yield bonds and emerging market debt, but I'm thinking of something more conservative, such as a fund that invests in the sovereign debt of developed countries.
They also have the ability to invest beyond the equity market in «less liquid» investments, such as distressed debt, can hold short positions in merger / arbitrage situations or to hedge market risk, and are willing to hold a up to 15 % in cash.
The moment a co-signed friend makes a credit misstep — such as forgetting to pay a bill or amassing too much debt — you're held liable as well, and your credit score will plummet.
Many feel that their debt has held them back from achieving traditional milestones such as getting married, buying or leasing a car, buying a home, have a child, etc..
Unsecured debt is debt for which a creditor holds no collateral, such as credit cards, department store cards, medical bills etc..
(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.
If you hold any debt of an issuer hit by such an event, remember the same investment strategies apply to bonds as they do stocks.
The direct consumer impact will be on U.S. variable - rate mortgage holders (as well as all those that hold other variable - rate tied debts, such as credit cards, auto loans and lines of credit).
(c) Ifa consumer rescinds the debt management services agreement, all funds held inthe trust accounton behalf of such consumer shall be refunded to the consumer within 10 calendardays from receipt ofrescission by the registrant.
And, Clark says, sometimes such companies won't divulge who holds the debt.
These funds might hold some U.S. bonds in their portfolios, but they focus primarily on foreign government debt, such as bonds issued by European and Asian countries.
The trading left the fund with a slightly higher percentage of holdings in less liquid assets, such as corporate bonds, bank loans and asset - backed debt.
Most banks have the right to transfer cash from your bank or savings accounts to pay off other debts held with them, such as credit cards or loans.
Ratings apply to the underlying portfolio of debt securities held by the Fund and are rated by an independent rating agency, such as Standard and Poor's, Moody's, and / or Fitch.
They must earn between $ 20,000 and $ 120,000 a year, and should not hold more than $ 2 million in personal assets after subtracting any liabilities such as their outstanding debt, said Ms Choo Wan Sim, who heads cards and payments for Singapore at United Overseas Bank.
For those that hold student loan debt, they may be eligible for repayment benefits, such as Public Service Loan Forgiveness.
In simple terms, secured debts are those that require assets to be held as collateral, such as a house for a mortgage or a car for an auto loan.
But factors such as debt, payment history, new extensions of credit, and types of credit lines that you hold will affect your credit rating.
If investors grow anxious about holding low - quality bonds, they may trade them for the higher - quality debt, such as government bonds and investment - grade corporate bonds.
If you are forced to add medical care debt to all the other debt you may be holding, such as credit card debt, student loans, mortgages, or car loans, you may find yourself in bankruptcy.
It's a rental property and I know that I would be adding 1350 each month direct into my pocket, but honestly I have such a low interest rate and my investments are above it that I'm ok holding onto the debt at the moment.
Increasingly, cities and states such as Washington D.C. see the need to step in and help the 44 million Americans who hold $ 1.4 trillion in student loan debt.
From your debt funds holdings point of view, the fund manager has to take into account the investment mandate of the fund and see if such an investment fits in the profile.
If investors grow anxious about holding low - quality bonds, they may trade them for the highest - quality debt, such as U.S. Treasuries and investment - grade corporate bonds.
The Bank may, without prior notice, and from time to time: (1) renew, compromise, extend, accelerate or otherwise change the terms relating to the Debt; (2) take and hold security (other than the Collateral Account) for payment of the Debt and enforce, exchange and release the security in any manner that the Bank determines is proper; (3) release or substitute you, any guarantor, or any endorser of the Debt; and (4) increase or lower the Credit Limit on your Credit Account, and no such action shall change the fact that the Collateral Account at all times will be held by the Bank as security for the Debt.
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