The justification from the government of such a deal was that the price of such loans will increase — reflecting the risk of
holding such debt over time — which should create an incentive to buy further NPLs.
Not exact matches
Theoretically, a privately
held Dell will not face
such pressures although some might argue that the $ 47 billion in
debt the company assumed to get this thing done comes with its own set of stresses, but that's a story for another day.
Examples of
such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count,
holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring
debts, and the share buyback that is insensitive to a company's current stock price.
At some point, if these policies are inflationary, then the vigilantes or those that
hold dollar reserves,
such as China and Brazil and Mexico, they will be in the driver's seat in terms of longer - term Treasury
debt, 10 years and 30 years Treasury
debt in terms of their yield.
Mona funds are
debt securities that are
held by state, county or local governments, usually to finance capital expenses,
such as libraries airports, etc....
However, in comparison to households that only
hold owner - occupier
debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (
such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).
Admati and Hellwig counter that the only reason stockholders demand
such a high rate of return from banks is to compensate for the relative riskiness of banks — and that they are risky precisely because of all the
debt they
hold on their balance sheets.
Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities
such as governments. In other words, the proper role of banks should be underwriting — lend money,
hold the
debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.
Investors
holding this
debt include US citizens, state and local governments, the Federal Reserve, domestic private investors
such as banks, and international investors
such as foreign nations.
In the United States, the net corporate
debt securities
holdings of securities dealers, including securitisations backed by assets
such as credit card
debt, have fallen sharply since 2008.
In recent years, about two - thirds of nonfinancial credit market
debt has been
held by nonbanks, which includes market - based funding by securitization vehicles and mutual funds as well as by institutions
such as insurance companies and finance companies.
The officials recommended that the nation closely watch factors
such as the outlook for supply of U.S. government
debt, along with political developments including trade disputes between the world's two biggest economies when deciding whether to cut some Treasury
holdings, the people said.
Presently the Fed is in the process of monetizing $ 2 trillion in Treasuries, Agency paper,
such as Fannie Mae and Freddie Mac and collateralized
debt obligations
held by lenders.
Any attempt to cancel some category of
debt, say government
debt or personal mortgages, would immediately drive those financial intermediaries
holding such assets, e.g. banks, pension funds, investment trusts, into insolvency.
By exchanging loans for equity that would be worth little if the companies already are struggling to pay off
debts, banks would be required to sharply bump up the amount of capital they set aside against
such equity
holdings, which are considered more risky than loans.
Among the alternative investment strategies, private capital strategies with typically longer -
holding periods (
such as buyouts and private infrastructure) may
hold an advantage over hedge funds or those private capital strategies with typically shorter -
holding periods (
such as distressed
debt and direct lending).
Other significant buyers of U.S. Treasury
debt,
such as pensions and insurance companies, may continue to reallocate to fixed - income
holdings to better align their assets with their liabilities.
Nebuchadnezzar's sins, conceived of as
debts, have risen to
such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he
holds over this unfortunate debtor.
A government operating
such a deficit at a time when an increasing share of the nation's
debt is
held by foreigners is effectively concealing from the public the real nature of future burdens.
Debt held by the public,
such as Treasury securities
held by investors outside the federal government, including that
held by individuals, corporations, the Federal Reserve System and foreign, state and local governments.
Debt held by government accounts or intragovernmental debt, such as non-marketable Treasury securities held in accounts administered by the federal government that are owed to program beneficiaries, such as the Social Security Trust F
Debt held by government accounts or intragovernmental
debt, such as non-marketable Treasury securities held in accounts administered by the federal government that are owed to program beneficiaries, such as the Social Security Trust F
debt,
such as non-marketable Treasury securities
held in accounts administered by the federal government that are owed to program beneficiaries,
such as the Social Security Trust Fund.
I thought it was a bit early in the election to start slinging mud, but apparently Gibson and his supporters don't have a whole lot to say about their positions nows that the government shutdown and the attempt to
hold the payment of the government's
debts for blackmail has come to
such a pitiful end.
But neither the United States nor any State shall assume or pay any
debt or obligation incurred in aid of insurrection or rebellion against the United States, or any claim for the loss or emancipation of any slave; but all
such debts, obligations and claims shall be
held illegal and void.
That is the discussion that we are
holding now, to see how we can use the proceeds from lean gas and from other gas sources to finance any infrastructure that is built and not put the load for
such infrastructure on the tax payer and increase public
debt,» Mr. Terkper noted.
Now he's weighed down by
such a large
debt that he and his wife have decided to
hold off on having kids, as he's worried about «having more people to feed.»
There are several that
hold high - yield bonds and emerging market
debt, but I'm thinking of something more conservative,
such as a fund that invests in the sovereign
debt of developed countries.
They also have the ability to invest beyond the equity market in «less liquid» investments,
such as distressed
debt, can
hold short positions in merger / arbitrage situations or to hedge market risk, and are willing to
hold a up to 15 % in cash.
The moment a co-signed friend makes a credit misstep —
such as forgetting to pay a bill or amassing too much
debt — you're
held liable as well, and your credit score will plummet.
Many feel that their
debt has
held them back from achieving traditional milestones
such as getting married, buying or leasing a car, buying a home, have a child, etc..
Unsecured
debt is
debt for which a creditor
holds no collateral,
such as credit cards, department store cards, medical bills etc..
(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of
such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person
holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of
debt management pursuant to sections 69 - 1201 to 69 - 1217.
If you
hold any
debt of an issuer hit by
such an event, remember the same investment strategies apply to bonds as they do stocks.
The direct consumer impact will be on U.S. variable - rate mortgage holders (as well as all those that
hold other variable - rate tied
debts,
such as credit cards, auto loans and lines of credit).
(c) Ifa consumer rescinds the
debt management services agreement, all funds
held inthe trust accounton behalf of
such consumer shall be refunded to the consumer within 10 calendardays from receipt ofrescission by the registrant.
And, Clark says, sometimes
such companies won't divulge who
holds the
debt.
These funds might
hold some U.S. bonds in their portfolios, but they focus primarily on foreign government
debt,
such as bonds issued by European and Asian countries.
The trading left the fund with a slightly higher percentage of
holdings in less liquid assets,
such as corporate bonds, bank loans and asset - backed
debt.
Most banks have the right to transfer cash from your bank or savings accounts to pay off other
debts held with them,
such as credit cards or loans.
Ratings apply to the underlying portfolio of
debt securities
held by the Fund and are rated by an independent rating agency,
such as Standard and Poor's, Moody's, and / or Fitch.
They must earn between $ 20,000 and $ 120,000 a year, and should not
hold more than $ 2 million in personal assets after subtracting any liabilities
such as their outstanding
debt, said Ms Choo Wan Sim, who heads cards and payments for Singapore at United Overseas Bank.
For those that
hold student loan
debt, they may be eligible for repayment benefits,
such as Public Service Loan Forgiveness.
In simple terms, secured
debts are those that require assets to be
held as collateral,
such as a house for a mortgage or a car for an auto loan.
But factors
such as
debt, payment history, new extensions of credit, and types of credit lines that you
hold will affect your credit rating.
If investors grow anxious about
holding low - quality bonds, they may trade them for the higher - quality
debt,
such as government bonds and investment - grade corporate bonds.
If you are forced to add medical care
debt to all the other
debt you may be
holding,
such as credit card
debt, student loans, mortgages, or car loans, you may find yourself in bankruptcy.
It's a rental property and I know that I would be adding 1350 each month direct into my pocket, but honestly I have
such a low interest rate and my investments are above it that I'm ok
holding onto the
debt at the moment.
Increasingly, cities and states
such as Washington D.C. see the need to step in and help the 44 million Americans who
hold $ 1.4 trillion in student loan
debt.
From your
debt funds
holdings point of view, the fund manager has to take into account the investment mandate of the fund and see if
such an investment fits in the profile.
If investors grow anxious about
holding low - quality bonds, they may trade them for the highest - quality
debt,
such as U.S. Treasuries and investment - grade corporate bonds.
The Bank may, without prior notice, and from time to time: (1) renew, compromise, extend, accelerate or otherwise change the terms relating to the
Debt; (2) take and
hold security (other than the Collateral Account) for payment of the
Debt and enforce, exchange and release the security in any manner that the Bank determines is proper; (3) release or substitute you, any guarantor, or any endorser of the
Debt; and (4) increase or lower the Credit Limit on your Credit Account, and no
such action shall change the fact that the Collateral Account at all times will be
held by the Bank as security for the
Debt.