She is responsible for providing education to prospective home buyers and administering
the Home Buyer Loan program.
Whether you need a first time
home buyer loan program in Texas, VA loan program, rural loan program, investor loan program, second house loan program or any home mortgage loan program our Home Loan Specialist will help you make informed choices.
We can help you get prequalified for a first time
home buyer loan program, knowing what you can comfortably afford.
Popular first time
home buyer loan programs include FHA Loans, VA Loans for or military personal, FHA 203k fixer upper loans, zero down USDA Rural Development loans, and down payment assistance loans of all kinds are designed to make it a little easier for first time home buyers to achieve the dream of home ownership.
Not exact matches
B.C. Premier Christy Clark caught almost everybody by surprise on December 15 with the unveiling of a
program to give qualifying
buyers no - interest
loans of up to $ 37,500 for down payments on their first
homes.
For first - time
home buyers, Wells Fargo also provides yourFirst Mortgage, a
loan program that allows a down payment as low as 3 %.
Home Advantage
Program, which offers affordable
loans to eligible
buyers who attend a Homebuyer Education seminar and meet certain income limits.
The Federal Housing Administration (FHA)
loan program is another good option for California first - time
home buyers seeking a low down payment.
Some of our
loan programs are well suited for first - time
home buyers, because they offer flexible qualification criteria and low down payments.
California first - time
home buyers who qualify for this
home loan program could purchase a house with no down payment and no PMI.
Home buyers trying to keep their down - payment costs below 5 % typically have to turn to the FHA
loan program, with its 96.5 % financing option.
California first - time
home buyers who are military members or veterans should seriously consider using the U.S. Department of Veterans Affairs (VA)
loan program.
Laurie specializes in first - time
home buyers, FHA / VA
loans, conventional and jumbo
programs, as well as fixed or adjustable rate, debt consolidation, and
home - improvement
loans.
Home buyers with limited down - payment funds should also consider the Federal Housing Administration (FHA)
loan program.
The FHA
loan program is very popular among
home buyers.
This
loan program is well suited for
home buyers with limited cash for a down payment.
This would make the
program more appealing to a larger number of
home buyers, especially in those areas where house values currently exceed FHA
loan limits.
The HAWK
program is designed to make
homes more affordable for FHA
home buyers, and to improve the overall
loan quality of the FHA's portfolio.
As a first - time
home buyer with student debt, there are a number of mortgage
loan programs well - suited for your needs.
There are a bevy of
loan programs available for today's
home buyers including low - and zero - downpayment
loans;
loans for
buyers of condominiums; and,
loans for members of the U.S. military, as examples.
Via its FHA Back to Work
program, for example, the FHA will allow
loans for a
home buyer who is just 12 months removed from a bankruptcy, foreclosure or short sale.
The Conventional 97
program is meant to help
home buyers who might other qualify for a
loan but lack the resources — or the desire — to make a five percent downpayment or more.
There are many mortgage
programs for
buyers who want no - money - down
home loans, or
loans requiring just a small downpayment.
Eligible
buyers can also purchase HomeSteps properties with other mortgage
programs, including FHA and VA
home loans.
With an increase in their 2016 mortgage
loan limits, more of today's
home buyers can use low - downpayment mortgage
programs such as the Conventional 97
program, as well as the 80/10/10 piggyback
loan.
The FHA
loan program has helped millions of first - time
home buyers achieve homeownership with a non-occupant co-borrower.
Many
home buyers are surprised to hear that these two
programs offer lower rates than some 20 % down
loans.
For example, in some
programs first - time
home buyers are allowed to finance up to 97 percent
loan - to - value (LTV) using a conventional fixed rate
loan, whereas non-first-time
home buyers are required to put at least 5 percent down.
With USDA mortgage rates in the 3s, and
home prices still within affordable ranges, it's time for
buyers to look closely at the USDA
home loan program.
According to the Department of Housing and Urban Development, which oversees this
program, California
home buyers who use an FHA
loan to buy a house must make a «minimum required investment» of 3.5 %.
Home buyers with limited funds for a down payment (and / or credit problems in the past) might want to look at the FHA
loan program.
Although there are plenty of first time
home buyer programs in order to make your lives convenient, making the right choice is definitely not a cake walk when it comes to the
home loans.
You may also want to consider government
programs that help first - time
home buyers and individuals who want to buy a
home but are struggling with student
loan debt.
Joan Gallardo has an experience of 15 + years as Senior
Loan Officer in Houston, he has shared tips on choosing the right first time
home buyers programs.
The Housing Action Resource Trust or HART
program is a non-profit housing organization offering help to
home buyers who qualify for FHA «first mortgage»
loans.
But if you're eligible for a special
loan, first - time
home buyer grant or other
program, you could get a better mortgage or free cash.
You may also be able to take advantage of special
loan programs for first time
buyers to purchase a
home.
Military
home buyers have access to one of the most unique and powerful
loan programs ever created.
USDA
loans are popular among today's
home buyers because the USDA
program offers no - money - down financing.
Via the FHA mortgage
program, first - time
home buyers don't need to show credit history — or even an active credit score — to get approved for a mortgage
loan.
The FHA
loan program is very popular among
home buyers.
This fee is around 2 % of the
loan amount for first time
home buyers, and the proceeds go towards keeping the VA
loan program up and running.
For first - time
home buyers, Wells Fargo also provides yourFirst Mortgage, a
loan program that allows a down payment as low as 3 %.
FHA
home loan programs are one of the most popular first time
home buyer loans in the United States.
What is good about FHA
loans is if you are a first - timer, you can purchase a
home without any down payments, so long as you are qualified for their
home buyer programs.
It's the
loan that most first time
home buyers turn to when they take advantage of FHA's
loan programs.
These
programs offer
loans, grants, tax credits, and other forms of aid that can help
home buyers obtain down payments and pay for closing costs.
These
programs are great for helping to educate first - time
home buyers on the ins and outs of securing a mortgage
loan and owning a
home.
FHA First Time
Home Buyer Programs are available that offer lower down payments (usually around 5 % including closing cost) and multiple benefits than conventional
loans.
Step Up Non-First-time Homebuyers
Loans The «Step Up»
program is designed for move up
buyers looking for a different
home, or someone who HAS owned a
home in the previous three - years.