Sentences with phrase «home insurer requires»

You can reduce your liability limits to whatever minimum your auto and / or home insurer requires.

Not exact matches

Keep in mind that Florida law requires most insurers to cover midwifery services and home birth.

Given these circumstances, we're guessing that FHA would gladly relinquish some of its market share to conventional mortgage lenders and private mortgage insurers, but many buyers and homeowners don't have the cash or home equity required for conventional mortgage loans.

«And, if you're not living in your home during renovations, it becomes an easier target for thieves and undetected water damage, which is why your insurer may require you to secure a vacancy permit if you move out for more than a month.»

«2 This means that before an insurer issues a policy, the company will typically require you to undergo a basic medical screening, often scheduled at your home or workplace.

In contrast to FHA requirements, insurers of conventional mortgages require that borrowers have a 20 % stake in their home before they stop paying mortgage insurance.

All high - ratio mortgages (where the borrower's downpayment is less than 20 % of the home's purchase price) require mortgage default insurance from an insurer such as Genworth Canada.

Unfortunately, the potential number of agency approvals required is going to ruin this opportunity for many deserving homeowners; If your private mortgage insurer doesn't approve a short refinance, it won't matter that your primary mortgage lender and home equity lender are willing to go along.

However, your insurer may require additional liability protection if business - related visitors come to your home.

In the event that the policyholder requires long - term care that his or her health insurer won't pay for, such as nursing home or at - home care, a long - term care rider will cover the cost.

(2) Despite subsection (1), an insurer is not required to pay for an assessment or examination conducted in the insured person's home unless the insured person has sustained an impairment that is not a minor injury.

However, some insurers may only require a paramed exam where an examiner comes to your home or office to check your blood pressure, draw some blood, and ask you some health questions.

Almost all major insurers offer umbrella insurance, but keep in mind most require that you carry your auto or home insurance with them, too.

While storms in general are covered by home insurance policies, many insurers will require you to purchase special endorsements in order to be covered against hurricanes.

In the event that the policyholder requires long - term care that his or her health insurer won't pay for, such as nursing home or at - home care, a long - term care rider will cover the cost.

«Since the Christchurch earthquakes, most NZ insurers have changed the way their insurance policies operate and now require you to specify a «sum insured» for your home.

A judge ruled that the insurer was not required to charge its home and renter policyholders less.

Typically, if you've mortgaged the purchase of your mobile home, your insurer will require you to carry insurance.

If it doesn't, your insurer might require you to purchase a rider — additional coverage to your existing policy — to cover any damages that your renters might cause or any injuries they might suffer while renting out your home.

For home - based businesses, your home insurance policy may provide some coverage, but many insurers will require you to purchase an inexpensive business rider in order to be eligible for compensation against fire damage to your business equipment.

Insurers often require buyers to purchase up to the maximum liability limits on their home and car insurance policies before purchasing an umbrella liability policy.

Most insurers first require you to have $ 300,000 or $ 500,000 in liability coverage on your car and home.

But a growing number of home insurers now exclude «dangerous» breeds from liability coverage or some require dog owners to sign liability waivers for dog bites.

Some insurers may require you to have home and auto coverage with them in order to extend additional Personal Umbrella Liability Insurance, or they may require you to satisfy certain liability coverage limits with your existing policies.

If your business is based at home, your homeowners insurance may cover the damages to business property, but some insurers require home business owners to purchase additional riders to qualify for this coverage

The Federal Housing Administration, the government insurer of home loans which now backs just over 20 percent of new loan originations, requires a three - year wait.