Sentences with phrase «home insurers consider»

Not exact matches

«Insurers want to make sure that every home has access to affordable insurance, should the worst happen, and we're concerned that those people most at risk will lose out unless the government considers a safety net.

While insurers may also consider additional risks when tenants are renting a home, they find that the risk of loss is generally lowered when the home is occupied.

Consider a Multi-Policy Discount — If you are considering a new policy, it might be a good idea to check with your home insurer to see if they have a discount for multi-policies.

You should also consider that, while insurers have financial strength ratings, funeral homes do not.

Your insurer will consider your driving history, the model of motorhome you own, and your home ZIP code, among other things.

Consider the near total uselessness of title insurance (it survives by keeping the banks happy who in turn force the buyer to buy title insurance all to the great, great, great detriment of the weeny home buyers who are paying for it and to the benefit of the title insurers who return negligible amounts to the payers).

While there are differences from one insurer to the next, most would consider cancelling, or not renewing a policy for a customer with 3 substantial home repair claims, or 3 claims for similar events such as theft of property.

If the home has knob and tube wiring (common in homes until the 1950s) chances are you'll have to replace it, as insurers typically consider it to be a higher risk.

Along with various factors like your home's age, insurers in most states also consider your «credit - based insurance score.»

Because vacant homes pose different risk characteristics, they're considered a separate category for insurers, mostly because:

To get even lower Lafayette insurance quotes, consider paying off more of your home — insurers will likely reward you because people who own more of their own properties tend to, on average, take better care of them.

Because of its financial strength and stability, along with the timeliness of paying out its policyholder claims, United Home Life Insurance Company has been considered one of the top life insurance companies in the USA from the insurer rating agencies.

In case you are planning to protect your legal heirs from the home loan repayment obligations in the event of any contingency, you can consider mortgage redemption plans offered by life insurers.

For instance, a home insurer in Oklahoma will likely consider the tornado risk, whereas hurricanes will influence insurance decisions in Florida.

To get your Springfield insurance rates down, consider weatherproofing your home, installing security systems and smoke alarms, opting for a higher deductible, paying off more of your mortgage, and getting rid of dangerous equipment (such as trampolines), which might indicate to insurers that your property is a risky place to be.

Unoccupied or vacant (no furnishings) homes are considered a higher risk by insurers because no one lives on site to maintain and protect the property.

Additionally, insurers will also consider you home type when giving you quotes for flood insurance.

Your Missouri home insurance quote will be based upon many different things that insurers consider before they offer you a price.

Insurers will consider your home's value, structure, ZIP code, and many other unique factors before they offer you a rate quote.

Because builders construct modular homes on a lot per local building codes, some insurers consider them similar to traditional houses made out of wood and bricks.

While the home's value is one important factor in estimating your rates, insurers will also consider other factors.

Insurers may consider modular homes less risky because they are constructed of heavier materials on a foundation.

But some insurers may consider them riskier to cover than traditional homes because of the different construction methods and building materials.

Insurers will consider a home's value, condition, building materials, age and many other things when they assign rates.

However, some insurers may consider them riskier to cover than conventional homes because they are built with different materials and to different specifications.

While insurers may also consider additional risks when tenants are renting a home, they find that the risk of loss is generally lowered when the home is occupied.

Your insurer will consider your driving history, the model of motorhome you own, and your home ZIP code, among other things.