Sentences with phrase «home is an asset»

The home is an asset and appreciates in value over time.
The full market value of your home is an Asset.
Plus, the equity in your home is an asset which can generate income, such as through a reverse mortgage.
On a positive note, though, at least a home is an asset that tends to grow in value.
You may believe that your home is an asset because it offers a tax deduction for mortgage interest AND may appreciate in value.
For example, your home is an asset, but the remainder of your mortgage is a liability.
Your home is an asset, and treating like an important investment looks good to insurance companies, because they are in the business of protecting financial futures and want to see their customers taking interest in the same thing.
A good green home is an asset to any community and ends up being a money and time saver for its buyer.
Third, your home is an asset that makes their phone ring with buyers.
Ryan and Louis discuss home prices, home affordability, the desirability of home ownership and whether a home is an asset and whether home purchasers are «investors» or merely «home owners» (3:18)

Not exact matches

Washington's priority should have been organizing a mass rewriting of home loans to align the principals with the reduced value of the assets.
«We view this as a «home - run deal» for Disney and while its an aggressive acquisition with a high price tag, in our opinion this is the right move at the right time as the marriage of these assets creates a much more formidable Disney,» Ives said.
Many savers are also homeowners; indeed, a family's home may be its most important financial asset.
Switzerland has long been a haven for wealthy individuals using the country's banking secrecy laws to shield their assets from governments back home.
Even though the Massachusetts filers owed substantially more in unsecured debt (that is, debt not backed by a home, a car, or another asset) than their counterparts in other states, they reported less than half as much medical debt, which is also unsecured.
A number of Canadian startups are focused on servicing the needs of business exclusively: Vancouver - based software developer Bit Stew Systems Inc. partnered with B.C. Hydro to build a program that constantly monitors data emitted by the two million home smart meters in the province; and New Brunswick - based RtTech Systems» platform monitors and gives «asset utilization and utilities consumption.»
How to Legally Protect Your Home If Your Business Is Sued Before starting up, it's important to set up protections for your personal assets, including your hHome If Your Business Is Sued Before starting up, it's important to set up protections for your personal assets, including your homehome.
Moshe Milevsky, a finance professor at Schulich and one of Canada's best - known home - ownership skeptics, has long argued that for young people with limited means and unrealized career potential, stowing most of their wealth in a single illiquid asset is foolhardy.
And recessions are often presaged by certain signals: rising jobless claims; falling home sales; an inverted yield curve; wage pressures that impact corporate margins; exogenous shocks, including oil spikes; or destabilizing valuations in key asset classes.
A good reputation is unquestionably one of the home business owner's most tangible and marketable assets.
«Your education is more of a lifetime asset than any home you'll ever own.»
Rossi O'Donnell says she appreciates that her own mother stayed home while her father worked, but a working mother can be an asset to a family, as well.
They also are far and away more likely to have the kinds of assets (home equity, TFSAs, RRSPs) that benefit from favourable tax treatment.
«Such assets can be, and routinely are, used to supplement retirement income — for example, by downsizing the family home at the point of retirement, collecting rent on an investment property, or selling off a business and investing the proceeds,» Vettese wrote.
However, from a banker's perspective, a newly formed corporation is a more risky loan applicant than an individual with a home and other assets.
But financially speaking, your net worth equals your assets — cash, property (like your home, car and furniture), your checking and savings account balances and any investments — minus your liabilities, which are your debts and other financial obligations.
But America is growing, home prices are up, asset prices are up, the GDP is growing 2 percent plus.
Last May, Sears announced it was putting Craftsman, along with other iconic brands like Kenmore and DieHard, as well as its Sears Home Services repair business, up for sale, in an effort to sell off other attractive assets to maintain financial liquidity.
If a home is seen as an investment as well as shelter, it's smart to follow standard advice about the value of spreading your money among various types of assets.
As such, if your business runs into legal or financial trouble, your creditors are forbidden from seeking your personal assets, such as your home or car.
Whether you are buying a business, selling a home, or entering into any kind of contract, knowledge of the present and future value of your assets is crucial.
The value of ownership is not just owning your own home under your name, but having some valuable assets to pass down to the next generation of your family.
My assets are: $ 250K in 529 plan for kids, $ 650K home, $ 60K cash, $ 80K Roth, $ 210K tax free investments, $ 140K 401 plan, $ 200K 457 plan.
On the way up, increasing asset prices created a «wealth effect» — those lucky enough to see the value of their home go up so much were more inclined the spend money, thereby stimulating the real economy.
«Liquidity is abundant and property curbs will prompt more money to flow into stocks, which look undervalued relative to homes in large cities,» said Li Jingyuan, general manager at Shanghai Bingsheng Asset Management.
A home is a great place to raise a family and live your life, but it is an illiquid asset.
The HRC considered the fact that, despite credit write - downs in its home equity loan portfolio and a Visa - related litigation expense accrual, the Company's business performance for 2007 was strong, as exemplified by one of the highest returns on equity and returns on assets in our Peer Group.
These funds are typically composed of investment grade bonds issued by governments and corporations or secured by assets such as home mortgages.
With a secured loan, your asset — such as a car or home equity — is collateral that the lender uses to guarantee the loan.
After nine years of a bull market, your 401 (k) retirement plan is likely your largest financial asset, perhaps even dwarfing the value of your home.
You're better able to weather setbacks and you'll have assets, such as stocks and a home, that can grow in value during good times.
These are much easier to obtain when backed by assets (home equity or an IRA) or third - party guarantors (e.g., government - sponsored SBA loans or a cosigner).
However, in comparison to households that only hold owner - occupier debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Rising prices for assets seem to make most people better off, unless they are renters, or ethnic minorities, or immigrants, or come from large families and don't inherit a home of their own, or get sick and need to pay for medical care, or get fired, or get their pension fund ripped off or otherwise fall outside what most people think of as the bell - shaped curve of good fortune.
In addition, broad measures of saving have remained positive, and household wealth — assets such as stocks and homes, less debt — is on the rise.
At the end of a bull market, signs of excess are typically obvious for those willing to see them — a flurry of initial public stock offerings rising 100 % on their first day trading, or no - income, no - asset mortgages to home buyers.
Jefferson City's home prices are its best asset.
I am perfectly happy counting on possibly exhausting my investable assets and leaving the home I live in to my heirs and charity.
It's fantastic to enjoy your home, pay down your mortgage each month, and end up with a paid off asset that has likely appreciated during your time of ownership.
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