Top - Up Home Loans are generally available to
existing home loan customers of India's top commercial banks who have a record with their bank of diligently serving their existing loan for a year or more.
If you are an existing
home loan customer of Bank ABC and find that you are stuck in a higher band of interest rates, because your existing bank is slow to pass on the benefits of a lower interest regime (during a lower interest rate cycle), you could consider re-negotiating the interest rates with your bank based on your good track record of repayment.
Home loan customers with SunTrust also tend to complain about service issues at a lower rate than customers at any of the three biggest banks.
In contrast, the CBA series is derived from house purchases made by
CBA home loan customers, with prices typically being recorded close to the date at which contracts are exchanged.
Thousands of Wells Fargo &
Co. home loan customers recently received a surprise in the mail: refund checks from the big bank, along with letters saying they had paid unnecessary fees for their mortgages.
A JD Power survey of mortgage borrowers found that Citibank landed just above the industry average for satisfaction
in home loan customer servicing, putting it behind two of the three major US banks.
As with many lenders,
Sebonic home loan customers have the option to «buy down» their mortgage payment by putting more money down or paying for discount points.
As a regional bank, SunTrust seems to have translated its smaller share of the mortgage market into a more satisfying customer experience for its
existing home loan customers.
Home loan customers with SunTrust also tend to complain about service issues at a lower rate than customers at any of the three biggest banks.
Our employees pass on positivity and «all in» attitude to
their home loan customers.
As a regional bank, SunTrust seems to have translated its smaller share of the mortgage market into a more satisfying customer experience for its existing
home loan customers.