However, your insurance provider may recover the amount it pays you and your deductible from your neighbor's
homeowners insurance provider if the incident was a result of your neighbor's negligence.
Different companies offer different discounts, so you'll have to check with
your homeowners insurance provider to see what's available.
Then if you come home and find that you've been robbed, you can file a claim with
your homeowners insurance provider and receive compensation to replace any stolen items.
If your home gets damaged or destroyed by a tornado, you can file a claim with
your homeowners insurance provider and rest easy knowing that wind damage is covered.
This evidence may help you defend your claim with
your homeowners insurance provider.
When shopping for policies (see How To Compare Home Insurance Companies), be sure to ask
your homeowners insurance provider about bundle options.
If you do happen to become a victim of this crime, first contact your local police department and file a report, and then contact
your homeowners insurance provider so that they can start working on your claim.
All that aside, not
all homeowners insurance providers price out coverage equally, so it pays to shop around and get as many quotes as possible to ensure you're getting the best deal possible before you sign any papers.
If
your homeowners insurance provider stopped covering hurricanes, you may want to seriously consider supplementing your policy with this coverage.
If your roof is damaged by winds or you end up with broken windows, you can file a claim with
your homeowners insurance provider and receive compensation to repair the damage.
Flood damage can be extremely expensive — too expensive for
homeowners insurance providers to cover without raising rates significantly.