Only a comprehensive flood insurance policy, or rider, can fully protect
homeowners against flood damage.
Not exact matches
The only way to insure your home
against flood damage is by purchasing a separate policy since your
homeowners or renters insurance will not be enough.
Standard
homeowner's policies usually cover your property and possessions
against damage from tornadoes, windstorms, hail and lightning; however, they don't cover earthquakes or
floods.
Because condo insurance typically doesn't cover
flood damage (
homeowners insurance doesn't either, by the way), you'll need a separate policy for protection
against flood waters.
Additionally, most
homeowners policies don't protect
against shipping
damage or
damage due to
flooding.
At that time, many residents were surprised and dismayed to learn that
homeowners insurance does not include coverage
against flood damage.
Renters insurance can protect
against damage caused by other natural disasters, and it will protect
against water
damage caused by a busted pipe, but
homeowners need separate
flood insurance to make sure they're not subject to expensive
damage caused by
floods.
Flood insurance is offered to
homeowners, renters and business owners to protect
against damages not covered by standard
homeowners or renters insurance in the event of a
flood.
Because condo insurance typically doesn't cover
flood damage (
homeowners insurance doesn't either, by the way), you'll need a separate policy for protection
against flood waters.
It is important for business owners in Montana to be aware that, much like
homeowners insurance, business insurance policies do not provide coverage
against flood or earthquake
damage as part of their standard package.
Your Aurora
homeowners insurance policy can cover your home
against unexpected
damage from Mother Nature, including hail,
flood, and fire.
Shreveport
homeowners insurance will not cover you
against damage caused by
floods so you may want to give serious consideration to purchasing a
flood insurance policy as well.
While most
homeowner and renter's insurance policies protect
against natural disasters like fire, wind
damage, hail and other perils,
flood insurance doesn't fall under the list of covered incidents.
Most
homeowners insurance policies do not protect
against flood damage.
It is important that business owners in Tennessee be aware that, much like
homeowners insurance, most business insurance policies do not provide coverage
against flood or earthquake
damage.
Be aware that your Louisville
homeowners insurance policy will not provide coverage
against flood damage so you may want to consider supplementing your coverage with a
flood insurance policy through the NFIP.
Homeowners insurance protects your house (and in some cases your belongings)
against damage caused by bad weather, fire, theft and other unfortunate events (though it typically does not cover
flooding or earthquakes).