Sentences with phrase «homeowners who»

The Federal Housing Finance Agency created the Home Affordable Refinance Program (HARP) to assist homeowners who are current on their mortgage payments but owe more on the loan than the current market value.

For homeowners who want to avoid the social stigma of a foreclosure, a short sale may a way to keep a roof over their heads while they plan their financial exit strategy.

It is open to homeowners who have already defaulted on their mortgage loans, as well as those who are at risk of defaulting in the near future.

But how does this affect home buyers in 2015, or homeowners who are planning to refinance?

Mortgage insurance helps people to become homeowners who might not otherwise qualify because they don't have 20 % to put down on a home.

FHA homeowners who experience a short sale may not be able to move forward right away.

Adjustable rate mortgages can be a good choice for certain homeowners who are looking to take advantage of low introductory mortgage rates for set numbers of years.

Homeowners who refinanced when fixed rates hit 5.5 percent, only to refinance again when they hit 4.5 percent probably wish they had selected ARMs, which move down when economic indexes do, no refinancing required.

In fact, Arizona homeowners who are currently upside down in their homes (meaning mortgage balances exceed their house values) could still qualify for refinancing through HARP.

That's good news for homeowners who are looking to refinance in order to get out of a loan with mortgage insurance, says Richard Redmond, mortgage broker at All California Mortgage in Larkspur and author of «Mortgages: The Insider's Guide.»

The federal government's Making Home Affordable (MHA) program is designed to help homeowners who are struggling to pay their mortgage.

Many senior homeowners who are looking for a way to supplement their income are turning to Home Equity Conversion Mortgages (HECMs) as a way to convert their home equity into cash.

Through this program, homeowners who might not otherwise qualify for a mortgage refinance due to equity losses or other factors can refinance their homes and secure a lower interest rate.

Homeowners who are considering refinancing need to take the right steps to make sure they don't lose out financially during the process.

So thousands of Bay area homeowners who completed short sales years ago are now having trouble buying another home, or even a car.

These options are available for homeowners who: 1) do not qualify for a trial mortgage modification under HAMP; 2) do not successfully complete the trial period for a modification; 3) miss at least two consecutive payments during a modification; or 4) request a short sale or deed - in - lieu.

Homeowners who plan to keep their current loan and expect home values to moderate or remain flat may prefer the single premium option, which may limit long - term costs.

For homeowners who plan to keep their mortgage for 7 years or more, paying discount points can be a sensible way to pay a little bit upfront in exchange for longer - term mortgage savings.

Most homeowners who place their houses on the market often do not do a thorough job cleaning the house before hand.

The Federal Housing Administration (FHA) is offering a streamline refinance option to homeowners who have FHA mortgage loans.

Homeowners who consistently track the lowest mortgage rates for 15 - and 30 - year fixed - rate home loans to decide when to refinance may be missing out on two other loan products that could meet their needs: 10 - and 20 - year loans.

Sharga says, «There's a third group of current homeowners who have gone through the recession and come out of it still in their homes, but with disastrously damaged credit scores due to narrowly escaping foreclosure, or having defaulted on other credit during the downturn.»

Refinancing can be a good option for homeowners who have an adjustable - rate mortgage and want to exchange it for a fixed - rate loan so that they'll know exactly what their mortgage payment will be for the life of the loan.

These programs are very popular among homeowners who are trying to reduce their mortgage costs and / or avoid foreclosure.

Much like homeowners who may refinance their mortgages and extract dollars to remodel the kitchen, school districts refinanced bonds, often securing lower interest rates, shortening the repayment term and taking out cash.

Villains tells the story of a pair of amateur criminals who break into a suburban home, only to stumble upon a dark secret, along with two sadistic homeowners who will stop at nothing to prevent it getting out.

Even homeowners who thought they were underwater are benefiting.

He has two stones in his possession and — like new homeowners who are anxious to use the Bed Bath & Beyond coupon they just got in the mail to buy new dishes — he wants the complete set.

This new series, presented by architect Hugh Wallace, follows six homeowners who have taken on the task of a lifetime.

Today's Modern Farmhouse Home Tour with Household No. 6 is brought to you by the gracious homeowners who are allowing us inside their home.

Termites are slowly eating their way across France, much to the dismay of homeowners who find the price of their property plummeting.

The researchers used focus groups comprising homeowners who answered questions and participated in discussions.

Can there be a reduction in insurance premiums for homeowners who take adaptive measures?

Homeowners who take a few simple steps to make their homes more weather - tight, though, just might be amazed to see their heating bills go down while they languish inside their toasty and warm homes.

The low price makes it a good choice for homeowners who need a caulk gun for occasional use in and around the house.

For auto hobbyists and homeowners who need an inexpensive multimeter for troubleshooting, that shouldn't be an issue.

The City Council is funding free energy efficiency upgrades for hundreds of additional New York City homeowners who live in one - to four - family homes, the Daily News reported.

«I love my new home, but I want to see this community filled with families and more homeowners who, like me, will take care of their home and their property and take an interest in making it look better,» Rolon said.

Either Mr. Bruno is unaware of the dire financial impact this would have on the remaining homeowners who would have to pick up the tab, or he is just trolling for votes from senior citizens.

The goal of the new law is to allow legal redress against parents, guardians and homeowners who allow individuals under the age of 21 to illegally use opioids and other controlled substances on their property.

You have homeowners who have been wiped out.

Lawmakers have been receiving complaints from some homeowners who say their houses get filled with smoke from neighborhood fire pits.

Despite some confusion over the new rules, local town and county officials are still expecting a very busy day on Friday with homeowners who want to pay their property taxes early.

«From its inception to now, the proposed text amendment tells the story of Build it Back's dramatic progress under Mayor de Blasio's leadership: the idea for the amendment came out of a community - level meetings in Queens, it was produced with collaboration across agencies, and it is being passed to help homeowners who were stuck because of burdensome regulations so that they can begin rebuilding their homes and making their neighborhoods more resilient,» said AMY PETERSON, Director of the Mayor's Office of Housing Recovery.

Awarded through the New York State Energy Research and Development Authority (NYSERDA), $ 8.3 million in funding will support LIPA's Solar Pioneer program, which offers rebates to homeowners who install new residential grid - connected solar electric systems.

The West Seneca Town Board heard Monday night from homeowners who have been inundated with ice - jam flooding this winter.

Tony Avella is known throughout the city as a champion for homeowners who wish to preserve their neighborhoods from threats of overdevelopment, inappropriate use, and traffic congestion.

People in Shandaken whose homes were devastated by Hurricane Irene in 2011 have not forgotten, especially those homeowners who are still waiting for the promised buyout of their properties by FEMA.

The bills, which were signed into law last December, are also designed to help homeowners who did not take out subprime mortgages but, nonetheless, face foreclosure.

Since Sandy, Stony Point is still moving to clean up damaged buildings and aid distressed homeowners who are seeking reimbursements for their losses.