Sentences with phrase «homeowners with excellent credit»

Right for: Homeowners with excellent credit and a low debt - to - income ratio, and who don't need to finance more than 80 % of the two homes» combined value.

But even among homeowners with excellent credit there were missed opportunities to refinance.

Not exact matches

As noted, homeowners with poor credit today pay 114 % more for home insurance than those with excellent credit.

You may be offered a slightly higher interest rate than offered to borrowers with excellent credit for mortgage loans, credit cards, car insurance, and homeowners insurance.

Will a homeowner with a 500k loan, equity in their property and an excellent credit rating be able to re-fi out of an interest only ARM into a 30 yr fixed using stated income?

Homeowners with median credit pay 29 % more than those with excellent credit.

A consumer with credit on the cusp of fair to good can expect to pay more than a third more on their homeowners policy premiums than someone with excellent credit, and with good reason: insurance claims may be more common and expensive than other policies, and with the higher price comes a greater financial risk to the policyholder.

Bankrate's insuranceQuotes.com found homeowners with merely fair credit can expect to pay 32 % more for their home insurance policy than those with excellent credit.

Averages are based on a 45 - year - old married female with a previously clean driving record who commits one traffic driving violation in a 12 - month period, drives a 2012 sedan, is employed, has a bachelor's degree, excellent credit score and had no lapse in coverage with the following limits: $ 100,000 (bodily injury per person) / $ 300,000 (bodily injury per accident) / $ 100,000 (property damage per accident), $ 10,000 (personal injury protection or medical payments) and a $ 500 deductible for comprehensive and collision.Some car insurers may overlook a traffic ticket if you also have a homeowners insurance policy with them, says Michael Cicero, a traffic attorney in Ohio.

In many states, homeowners with exceptional credit histories are eligible for reduced rates, but as Washington's laws are very tough on how much influence your credit history can have on your insurance premiums, good credit discounts may be harder to find (it should be noted that the laws concerning the relationship between Washington insurance rates and credit ratings are in place to keep insurance providers from raising the rates of those with poor credit history rather than to keep those with excellent credit histories from getting discounts).

Instead of specifically targeting prospective homeowners who have excellent credit histories, Flex Mortgage acknowledges that there are people who work every day and pay their bills on time but still can't come up with the funds for a downpayment.